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Benefits Payable on Death.
1. On death of Life Assured, if the child is alive.
a) Sum Assured shall be payable to the nominee.
b) Payable of all future premiums due under the policy shall be waived.
c) Units equivalent to an amount equal to all future premiums including
outstanding premiums, if any shall be credited to the policy holder fund.
d) The policy shall continue

2. On death of Life Assured, if the child is alive:
If less than 3 years premium have been paid and the policy is in lapsed condition, the Policy holder Fund Value shall become payable to the nominee and the policy will terminate.

3. On death of Life Assured, after the death of the child:
Sum Assured plus policy holder fund value together will an amount equal to all future premium including outstanding premiums, if any shall be payable to the nominee/legal heir, as the case may be, at that time and the policy shall terminate.

This shall also be applicable in case of simultaneous death of assured and child nominee.

4. On death of child before life assured death:
The policy will continue till maturity of till the life assured survives, whichever is earlier.

5. On death of child after life assured death:
An amount equal to the Fund Value of units shall be payable to the legal heir of assured and the policy shall terminate.
Maturity Benefits:

On the policyholder surviving up to the date of vesting, the Policyholder will get Fund value.

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