Premium Ceasing Age : 75 Premium Ceasing Term : 1

Plan Highlights
LIC Bima Nivesh is Single Premium for Sum Assured ranging from Rs.25,000/- to Rs.50,00,000/-.
Premium Rates : Single premium per Rs.1000/- Aum Assured will be Rs.952/- for 5 year term and Rs.863/-
for 10 year term for all ages at entry.
High Premium Rebate :
The following rebates in premium is proposed for high levels of premium
1% of basic premium on the premium in excess of Rs. 25,000/-
1.5% of basic premium on the premium in excess of Rs. 50,000/-
2% of basic premium on the premium in excess of Rs. 2,00,000/-
Contributions are eligible for tax exemption under Section 88 of the IT Act.
BENEFITS :
1. ON MATURITY :-
The sum assured along with the guaranteed additions and loyalty
additions, if any, will be paid on the expiry of the stipulated term.
2. COMPOUNDED GUARANTEED ADDITIONS :
There will be Guaranteed Additions at compound rate of Rs. 60 per thousand p.a. for policy with five years
term and Rs. 65 per thousand p.a. for policy with 10 years term.
In other words, the Guaranteed addition at the end of each policy year will be based on the basic Sum
Assured and accrued Guaranteed Addition at the rates mentioned.
3. ON EARLIER DEATH:
Sum assured along with accrued garunteed additions will be payable.If Term Assurance Rider has been
taken, then the Term Assurance Sum Assured is also payable in addition.
4. LOYALTY ADDITION :
Depending upon the Corporation’s experience with regard to interest and expenses and based on terms of
policy, loyalty addition maybe paid on maturity.
On the Life assured surviving the stipulated date of maturity, Loyalty Additions may be paid at such rates and
on such terms as may be declared by the Corporation.
5. TERM ASSURANCE RIDER:
A Term Assurance Rider benefit payable by a single premium will be available at the choice of the proposer.
The restrictions and eligibility conditions are:
Minimum Sum Assured Rs. 50,000/-
Maximum Sum Assured: Twice the Basic Sum Assured on the plan subject to a maximum of Rs. 5,00,000/-
Minimum Age at entry : 18 years completed
Maximum Age at entry : 50 years.

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• New Bima Gold

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