LIC Jeevan Nischay

Jeevan Nischay (Plan 199): LIC’s New Jeevan Nischay Single Premium One Time Guarnteed Return Investment Plan only for exisiting policy holders.

Details of the Plan 199 are as follows: It has been decided to introduce ‘LIC’s JEEVAN NISCHAY, (Plan No. 199) a closed ended plan which would be open for sale from 29th October 2009 till 31st March 2010. This plan shall be offered only to our existing policyholders.
Benefits:
LIC’s Jeevan Nischay is a single premium assurance plan with Loyalty Additions, if any. It shall be offered, without any medical examination, only to the existing policyholders of the Corporation whose previous policies have been accepted at standard rates and have at least one policy inforce.
· Death Benefit:
On death during the first policy year: 5 time the single premium excluding extra premium, if any.

On death during the policy term after first policy year, excluding last policy year: Maturity Sum Assured

On death during last policy year: Maturity Sum Assured along with loyalty addition, if any.
· Maturity Benefit:
On maturity: the Maturity Sum Assured along with Loyalty Addition, if any, shall be payable. Maturity Sum Assured would depend upon age at entry for a fixed amount of premium.

1. Eligibility Conditions and Restrictions
a) Minimum Entry Age : 18 years (completed)
b) Maximum Entry Age : 50 years (nearest birthday)
c) Minimum Single Premium : Rs. 10,000
d) Maximum Single Premium : Rs. 10,00,000
The Premium shall be in multiples of Rs. 1,000/-.
e) Policy Term : 5, 7 and 10 years
f) Minimum / Maximum Maturity Sum Assured : There is no specific minimum and maximum Maturity Sum Assured. It will depend on the single premium paid.

Contact us for free quotes review/ Charts/ Calculations/ Plan Presentations etc on LIC’s New Jeevan Nischay/ Nischay Single Premium Guaranted return Type Schemes Plan Life Insurance policy. Our LIC of India’s Authorised Agent/ Insurance Advisor/Consultant will Contact you within 24 hrs.

Investment

Savings are essential for all to make the future safe and secure. But savings can only take care of your little requirements and emergencies. To make your money grow to transform your dreams into reality, you should start thinking of properly planned investments. Pra Capital can help you plan your future with investments that can multiply your money by many folds. Your investments can bring in plenty of benefits and enable you realize your financial goals. We, at Pra Capital help you realize your dreams and the ways to transform them by identifying your financial requirements and prioritizing your plans throughout your life. Proper investment planning is most important and Pra Capital helps you do that. Pra Capital assists you to gain maximum benefit from your investments. We give proper guidance for your investments and always suggest you to invest at right place and at right time.If you have needs, you have plans; if you have plans you need to fulfill them, and to fulfill them you need savings and then investments that can respond with maximum returns. But even then you need to choose the right investment option from the market to succeed in investment.
There are innumerable investment options in the market, but if you don’t have the ability to select the best option, your saved money gets wasted, and you have nowhere to go. To get things done in the best possible way, all you need is to associate yourself with a well-informed investment planner or investment consultants. Pra Capital helps its investors select the best investment and keeps constant track of the investment market, and guides them accordingly.The three key areas to evaluate any investment option are liquidity, safety and return.We also help you to decide upon the right investment strategy. In addition to individual investment requirement, investment plan also depends upon the age, personal conditions and risk tolerance of the investor. These are the features we particularly take care of while planning your investments.

Everyone needs to save for a rainy day. Once you have saved enough to take care of emergencies, you should start thinking about investing and to make your money grow. We can help you plan your investments so that you can reap adequate benefits and achieve your financial goals.

Avdhoot Investment’s Investment Planning Service includes:

Risk Profiling

Asset Allocation and Portfolio Construction

Creation and Accumulation of Wealth through Systematic Investment Plans (SIP)

Regular review of progress and Portfolio Rebalancing 

Essentially, Investment Planning involves identifying your financial planning goals throughout your life, and prioritising them. Investment Planning is important because it helps you to derive the maximum benefit from your investments.

Your success as an investor depends upon your ability to choose the right investment options. This, in turn, depends on your requirements, needs and goals. For most investors, however, the three prime criteria of evaluating any investment option are liquidity, safety and return.

Investment Planning also helps you to decide upon the right investment strategy. Besides your individual requirement, your investment strategy would also depend upon your age, personal circumstances and your risk appetite. These aspects are typically taken care of during investment planning.

Investment Planning also helps you to strike a balance between risk and returns. By prudent planning, it is possible to arrive at an optimal mix of risk and returns, that suits your particular needs and requirements.