Age Limit: – For people aged between 60 and 69 years.Guaranteed renewals beyond 69 years.

Major product features :-

• No pre-insurance medical test required
• Treatment at network hospitals only
• All pre-existing diseases are covered from first year, except those for which treatment or advice was recommended by or received during the immediately preceding 12 months from the date of proposal
• Disease for which treatment or advice was recommended by or received during the immediately preceding 12 months from the date of proposal will be covered from second year onwards

Policy benefits

• Hospitalization Cover: In-patient hospitalization expenses for a minimum of 24 hours. Includes room rent and boarding @1% of sum
• ICU expenses per day @ 2% of sum insured
• Nursing expenses
• Surgeon’s fees, consultant’s fees, Anesthetist’s and specialist’s fees, per illness @ 25% of sum insured
• Cost of blood, oxygen, pacemaker
• Cost of drugs and diagnostic tests @ 50% of sum insured per hospitalization
• Treatment for Cardiovascular Diseases / Cerebrovascular Accident/Cancer and breakage of Bones : upto Rs.75,000/- where the sum insured is Rs.1,00,000/- and upto Rs.1,50,000/- where the sum insured is Rs.2,00,000/-
• Cataract (both eyes included), up to Rs.15,000/-
• Renal Complications : up to Rs.75,000/- where the sum insured is Rs.1,00,000/- and upto Rs.1,50,000/- where the sum insured is Rs.2,00,000/-
• All other Major Surgeries : upto Rs.60,000/- where the sum insured is Rs.1,00,000/- and upto Rs.1,20,000/- where the sum insured is Rs.2,00,000/-
• Emergency Ambulance Charges for transporting the Insured Person to the Hospital @Rs.600/- per Hospitalization and Rs.1200/- per Policy period

Exclusions

• Treatments currently availed or availed during the previous 12 months from date of proposal
• Any expenses incurred for treatment of illness/disease/sickness contracted by the insured person during the first 30 days from the commencement date of the policy
• First Two-year exclusions : Hernia, Piles, Hydrocele, Congenital Internal disease/defect, Sinusitis, Gall Stone/Renal Stone removal and Benign Prostrate Hypertrophy
• Two-Year Exclusions: Hysterectomy, Cataract, Joint/Knee Replacement surgery(other than caused by an accident),Prolapsed Intervertebral Discs, Varicose Veins, Ulcers
• Naturopathy treatment
• Expenses which are purely diagnostic in nature with no positive existence of any disease
• Expenses for treatments that are mainly cosmetic in nature
• 50% co-payment applicable for pre-existing diseases conditions
• 30% co-payment applicable for all other claims

For Buy/ Purchase or Renew your Star Health Senor Citizen Red Carpet Policy Call us on 9825472919.

• No.1 private sector Health Insurance Company in India. Source IRDA Unaudited results
• India’s first Exclusive Standalone Health Insurance Company
• Pan India Presence
• No-Claim discount
• 24 X 7 FREE Expert Doctor consultation
• Large Hospital Network of more than 4600 Hospitals
• Cashless Hospitalization Facility
• Faster settlement of Claims, no TPA involved
• Wide range of Products

 Future Generali is one of the most popular insurance company in India. You name any kind of insurance plans, Future Generali will surely help you in your insurance needs.

There are various Future Generali General Insurance  that anyone can go for. But before you go for any Future Generali General Insurance , you must check the company profile and the history of the return and services.

Insurance is a subject matter of solicitation so when you buy any General Insurance from Future Generali, you must read all the documents carefully and once you are sure, then only sign the document. Future Generali  General Insurance  will surely help you in your insurance requirement.

We believe that every one should go for Future Generali General Insurance , to protect their future from any mis happening.

Motor Insurance

Health Insurance

Personal Accident Plans

Travel Insurance

Home Insurance

Corporate Products

Under the ICICI Lombard Shop Insurance certain things are covered. Those are:

• Fire (Building and Contents) – The losses covered by fire, riot, strike, lightning, flood, storm, cyclone, terrorism etc are covered.
• Burglary – It protects the contents in the shop against any loss or damage caused by burglary and also the cash kept in the safe.
• Cash in transit – the losses caused due to burglary in cash while carrying it from the ATM or bank are covered.
• Glass breakage – It covers the losses or damage to the fixed plain glasses caused due to any external or internal accident.
• Damage to neon sign – It covers the neon or glow signs exposed at the location of the shop to against, damage, fire, accident, riot etc.
• Cheque forgery – The forgery caused due to material alteration of cheques and drafts and other negotiable instruments drawn in favor of the shop are covered.
• Fidelity – It covers the direct financial losses caused due to fraud by the regular employees.
• Tenant’s legal liability – it provides the cover for the legal liability imposed by the owner of the property on account of any damage.
• Employer’s liability – It covers the legal liabilities of the employees.
The beneficiary feature of ICICI Lombard Shop Insurance is that it covers certain additional option available in making the most comprehensive policy.

The liabilities excluded under these policies are:

• Atmospheric conditions
• Damage or destruction caused by war perils
• Wear and tear
• Willful destruction of property by the following

Instruments

Car Insurance
Health Insurance*
Health Insurance by Bajaj Allianz is classified into 9 essential policy assets which fulfills customers several different needs in their family health crisis period.

• Health Guard
• Hospital Cash
• Critical Illness
• Personal Guard
• Silver Health
• E-Opinion
• Star Package
• Health Ensure
• Insta Sure (new)

Insurance

• It comprises of 7 different policies which offers
• Travel Companion
• Student Companion
• Pravasi Bharti Bima Yojana
• Travel Asia
• Travel Elite
• Travel Assist
• Swades Yatra

CORPORATE INSURANCE

• Speciality Lines
• Your Employees
• Office
• Manufacturing Unit

Apart from individual policies, Apollo DKV Insurance also offers products for corporates. With its being philosophy Let’s Stay Healthy’, the insurance company believes in imbibing the components of wellness and prevention in each of its products and services. The unique array of its products has been developed to keep the health-related risks of the customers at bay. Along with health, personal accident and travel policies, Apollo DKV Insurance also plans to roll out out-patient care, long-term care and disease management solution.

Services & Network
Apollo DKV Insurance Company Limited offers a wide and comprehensive range of innovative insurance products, covering the arena of health, travel and personal accident. With a presence in all the key cities of India, the insurance company aims to provide the best service to its customers. It has further plans of increasing its network, with 100 offices at different locations. It offers policies on a ‘Cashless Basis’ in over 4000 hospitals across India, including the 42 Apollo hospitals, and on a Reimbursement Basis’ in all the hospitals of the country.

Products

Individual Solutions

Health

• Easy Health – Individual
• Easy Health – Family Floater

Personal Accident

• Individual Personal Accident Plan

Travel

• Easy Travel – Individual
• Easy Travel – Family
• Easy Travel – Senior Citizen
• Easy Travel – Annual Multi Trip

Corporate Solutions

• Easy Health Corporate
• Group Personal Accident
• Easy Travel Corporate

Products and Services
Shriram General Insurance Co. Ltd. offers a wide range of insurance products falling under 4 categories. The Motor category comprises of a number of policies for 2 wheeler vehicles, 4 wheeler private vehicles and 4 wheeler commercial vehicles, while the Fire category includes Standard Fire and Standard Peril policies. The Engineering category consists of Machinery Breakdown Insurance Policy, Boiler Pressure Plant Insurance Policy, Electronic Equipment Insurance Policy, Contractor’s Plant and Machinery Insurance Policy, Contractor’s All Risk Insurance Policy and Erection All Risks Insurance Policy. Apart from these, the Liability category includes Workman’s Compensation Insurance Policy, Professional Indemnity for Doctors & Medical Practitioners, Professional Negligence, Errors and Omissions Insurance policy for Medical Establishments, and Professional Indemnity for Chartered Accountants, Management Consultants, Lawyers & Consulting Engineers, Architects and Interior Decorators.

Some other uncategorized insurance products being offered by Shriram General Insurance Co. Ltd. are Shopkeeper Umbrella, Householder Umbrella, Personal Accident and Burglary Insurance and Marine Insurance Cargo.

The joint venture of HDFC Ltd and Ergo International, HDFC Ergo General Insurance Co. Ltd brings together a blend of powerful and steady international insurance expertise and successful experience of the Indian business sector. After the exit of Chubb Global Financial Services Corporation, USA from the joint partnership of the plan, Ergo General Insurance Co. Ltd was roped in for the plan and the joint venture of Ergo and HDFC, HDFC Ergo General Insurance Ltd was incorporated as a joint venture of both the companies in the year 2007. The HDFC Ergo General Insurance Co. Ltd has 74% stake of HDFC Ltd and 26% stake of ERGO International.

Branches And Business
In its short span of existence of merely 2 years, HDFC Ergo has spread its reach in various parts of India. Presently, the company marks its presence through its 52 offices across 46 cities of India. The headquarters of HDFC Ergo is located in the business capital of India, Mumbai. With an efficient workforce of over 650 professionals, the company aims to gain foothold in the insurance sector soon.

HDFC ERGO has a correct balance of distribution channel consisting of Dealerships, Brokers, Retail and Corporate Agents, Bancassurance and Direct Sales Team. The Gross Written Premium of the company at the end of FY 2007-2008 was 239.69 crores and the Net Earned Premium was estimated to 150.05 crores.

Product And Services
As HDFC Ergo aims to provide apt insurance solutions to all its customers, it keeps on constantly customizing its product and services to meet the requirements of every customer in the market. It also believes in providing a smooth hassle free service to all its customers. To help its customers 24×7, it has also developed a superior customer support service.

• Motor Insurance Services
  Private Car
  Commercial Vehciles
• Home Insurance Services
• Health Insurance Services
• Travel Insurance Services
• Personal Accident Insurance Services
  Accident Protection Plan
  Revive
• Commercial Insurance Services
  Property
  Casualty
  Professional and Management Liability
• Rural Insurance Services
  Gramin Suraksha Bima
  Parivar Suraksha Bima
  Cattle Insurance
  Sheep and Goat Insurance

Growth & Innovation
Reliance General Insurance Company Ltd has grown over time, to set up as many as 200 offices, which have spread across 173 cities, in 22 states of India. Such a wide distribution channel network, along with 24×7 customer service assistance and a full fledged website, has added to its success. At the same time, the company continues to launch innovative products, like India’s first Over-The-Counter health & home insurance policies, to woo potential customers and keep the presents ones satisfied and pleased.

Customer Focus
The brand philosophy of Reliance General Insurance Company is “Protecting what you value”. The company aims at helping individuals, corporates as well as SMEs protect their dreams and accomplishments; that too through a hassle-free buying process. With the concept of online buying, Reliance has made it possible for the potential customers to book the policies from within the confines of their home/office. At the same time, the insurance company intends to make the claims settlement as prompt, transparent and speedy as possible.

Services
Reliance General Insurance Company offers a wide range of innovative products to the potential customers. Right from health and home insurance to car/motor and travel insurance, you can get almost all types of individual policies with Reliance, that too at the best premium rates. Apart from that, the company also caters to corporate and SME clients, providing end to end insurance solutions. The product basket includes fire, engineering, liability, marine, travel and other types of insurance, for organizational risk management.

Products

For Individuals

Health Insurance

• Reliance Critical Illness
• Reliance HealthWise
• Individual Mediclaim

Motor Insurance

• Two Wheeler Comprehensive
• Private Car Comprehensive

Home Insurance

• Reliance HomeProtect
• Householder’s Package

Travel Insurance

• Individual & Family
• Student
• Asia
• Schegen
• Pravasi Bhartiya Bima

Accident Cover

• Personal Accident Policy

For Corporates

Fire Insurance

• Std Fire & Spl Perils
• Consequestial Loss
• Industrial All Risks

Engineering Insurance

• Erection All Risks/Storage-cum-Erection
• Contractor’s All Risks
• Contractor’s Plant & Machinery
• Machinery Loss of Profits
• Boiler & Pressure Plant
• Electronic Equipment
• Machinery Insurance

Marine Insurance

• Marine Cargo

Liability Insurance

• Directors & Officers Liability
• Workmen’s Compensation
• Professional Indemnity
• Product Liability
• Public Liability Insurance
• Public Liability (Act)

Packages

• Office Package
• Commercial Care
• Industry Care
• Shopkeeper’s Package

More Plans

• Travel
• Health
• Accident
• Misc

For SMEs

Property

• Reliance Burglary & Housebreaking

Fire Insurance

• Std Fire & Spl Perils

Packages

• Office Package
• Commercial Care
• Industry Care
• Shopkeeper’s Package

Marine Insurance

• Marine Cargo

Health

• Group Mediclaim

More Plans

• Engineering
• Liability
• Travel
• Accident Cover
• Misc

At the start, Tata AIG General Insurance had only six branches for running its operations. However, the professional and trustworthy conduct of the insurance company has led it to the point where it has an extensive branch network, straddling almost the entire country. It is also credited for having a number of firsts within its profile. Tata AIG General was the first to introduce a toll free helpline number and a mobile claims service. The company is also regarded as the pioneer in claims registration and policy renewals via SMS.

Services
Tata AIG General Insurance Company Limited offers a complete range of general insurance policies, for motor, home, accident and health, travel, energy, property and casualty, marine and liability purposes, as well as several specialized financial lines. Apart from its wide and varied product basket, the insurance company also ensures quick and easy claim settlements, which in turn, has helped it in not only retaining the old customers (winning their loyalty), but also gaining new ones.

Products

For Individuals

Motor

• Auto Secure
• Private Car
• Two Wheeler
• Commercial Vehicle

Home

• Fire Cover
• Pre-Packaged Coverages
• Supreme Cover
• Privilege

Accident & Health

• Accident Guard
• Secured Future Plan
• Hospital Care
• Maharaksha
• Healthcare +
• Criticare

Travel

• Travel Guard
• Student Guard
• Asia Travel Guard
• Domestic Travel Guard

For Small Business

• Society Policy
• Office Policy
• Package Policy
• Educational Institutes Insurance
• Hotel & Restaurant Insurance
• Shop Insurance

For Corporates

Corporate Fleet

Corporate Risk Solutions Group

Accident and Health

• Group Personal Accident
• Group Multi Guard
• Voluntary Employee Benefits

Travel

• Business Travel Accident
• Small Business Travel Accident

Energy

• Contractor’s All Risks / Erection All Risks
• Contractor’s All Risks Policy
• Erection All Risks Policy
• Advance Loss of Profits
• Boiler & Machinery
• Machinery Breakdown
• Boiler & Pressure Plant
• Electronic Equipment
• Machinery Loss Of Profits
• Chemical
• Utilities
• Oil & Petroleum

Property

• Standard Property Insurance Coverages
• Business Guard
• Shakti
• Office
• Commercial
• Risk Management

Marine Cargo

• Marine Open Policy
• Marine Specific Policy
• Marine Sales Turnover Policy

Liability

• Financial Lines
• D&O
• P / E&O
• POSI
• Crime Insurance
• Casualty Lines
• Public / General Liability
• Product Liability
• Commercial General Liability
• Workmen’s Compensation
• Excess / Umbrella Liability
• Contaminated Products Insurance
• Kidnap, Ransom and Extortion Insurance
• Pollution Legal Liability
• Trade Credit Insurance