Mediclaim Family Floater

Happy Family Floater Mediclaim Policy:

* Our Oriental Insurance’s Happy Family Floater aspires to protect you against escalating medical cost and supports you in creating a healthy tomorrow for yourself and your near-ones.It is an extensive cover for medical expenses of illness and accidents requiring in patient hospitalization. Optional covers are available for Personal Accident (Worldwide). In addition, an add-on benefit of “Life hardship Survival” can be availed for certain critical diseases in Oriental Insurance Flotter Insurance Policy.
* The Happy Family Floater is available in Silver and Gold variants. The cover amount ranges from Rs. 1- 10 lacs.
Key Benefits of Happy Family Floater:

* Wide coverage for the whole family (Self and Spouse, dependent, unemployed children below 25 years of Age, unmarried/divorced/widowed daughter and dependent parents-in-law.
* Start with a smaller Sum Insured and increase it over the years as per your requirement (subject to policy conditions).
* Tax relief under section 80 D of the Income Tax act.
* Medical Check-up is required only for insured aged 60 years and above.
* Use your Happy Family floater ID card at more than 5000 Hospitals and avail cashless treatment (only on hospitalization) no more hassles of arranging money when you need it most.
* Pre-existing diseases covered from the fourth consecutive renewal..

Eligibility:

The proposer is to be aged between 21 and 55 years for the first entry in the policy. The cover can be renewed till the proposer reaches 65 years of age, with no limit on the age of the dependents. The Cover is available for a minimum of 2 members.

Key Exclusions and Limitations:

Any pre-existing diseases and conditions shall be excluded for the first four years.

All treatments within the first 30 days of cover except any accidental external injuries will be excluded.

Treatments related to pregnancy & child birth, dental procedures & congential diseases will be excluded.

Types of Oriental Floater Policy:

• Silver Plan (For Sum assured between 1 to 5 Lakhs)

A.     Primary Member Premium

 B.     Family Member Premium (Per Person)

 C.     Personal Accident ( Optional/ Add-on Covers)

Entry Limit of the Proposer must be between 21 to 55 Years. ( Minimum 2 Person Required)

• Gold Plan (For Sum assured above 5 Lakhs)

FAQ’s on Happy Family Floater Health Insurance click here.

Mail us for any querry on our Oriental Flotter Mediclaim Insurance Policy Authorised Advisor/ Consultant/ Agent will contact you within 24 hrs or Purchase/ Renew Apply for cheaper rates online here.