LIC Profit Plus

LIC Profit Plus ULIP Plan Table No-188

  Term Age Sum Assured
Minimum 5 0 50000
Maximum 20 65 No Limits

Premium Ceasing Age : 70 Premium Ceasing Term : 20
Plan Highlights
Profitable occasions come Rare, So, be a part of it!!!
Presenting LIC’s Profit Plus, a Unit Linked Limited Endowment Insurance Plan that provides security and reaps benefits with your investments, thus helping you meet your financial needs. This plan
primarily contributes to giving financial protection to your family and enhances your savings. You can make your choice of funds, depending upon your ability to take risks. With excellent
insurance coverage and versatile investments in one package, Profit Plus, is designed to suit your needs.
To know more about the benefits of Profit Plus, do look into the following features:
Plan that gives the benefits of various market related instruments coupled with insurance cover.
Premium payment term is limited to single, 3,4 or 5 years.
Sum assured depends on your premium or policy term.
No limit for maximum premium
Premium can be paid in yearly, half yearly, quarterly, monthly (ECS) or single installments.
Minimum and Maximum age to purchase policy under this plan is 0 and 65 years respectively.
You can choose policy term between 5 to 20 years.
Plan offers a choice of 4 investment fund options viz. Bond, Secured, Balanced and Growth Fund depending on your risk profile.
Policyholder can switch between any fund types during the policy term. 4 switches will be allowed free.
High liquidity in the form of partial withdrawals.
In case of maturity the policyholder will get an amount equal to the value of the units.
In case of death the policyholder is eligible to get higher of sum assured or the value of the units.
Maturity returns can be amplified by exercising ‘Settlement Option wherein the policyholder can en-cash the units in regular installments. Flexibility to increase/ decrease premium & withdraw money according to your needs. Save Tax upto Rs.33390.
Accident benefit rider and Critical illness rider options can be availed under this plan Enjoy tax benefit under section 8OCCE.
For Getting Today’s Latest Profit Plus LIC NAV Click here.

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  • By g.shanmugam, October 10, 2011 @ 3:38 pm

    Rs100000/- (ONE TIME INVESTMENT)
    10 years

  • By admin, November 5, 2011 @ 11:49 am

    Go for LIC Endowment Plus, Pension Plus or Bima Gold Policy.

  • By Remesh, November 6, 2011 @ 2:17 pm

    Hi Sir,

    I started the LIC profit plus plan (udupi) for 50000/- on nov 10, 2009. This nov i paid my 3rd premium. I have one more premium left(4 yrs). When i checked my no. of units, its around 7600. Present NAV is 10.9 and therefore i believe my fund value is just 82840/-, when i have already put in 1.5 lakhs.
    Please let me know if my calculations are correct, and also please suggest what i have to do to get alleast the sum i have put in. When do you think i should withdraw?

  • By admin, November 19, 2011 @ 5:59 pm

    Wait until budget 2012-13. You also have option to paritial withdrwal of Rs. 50000/- & make your fourth payment. D’t put more money in this scheme.

  • By RADHAKRISHNA KURUP, November 12, 2011 @ 6:50 pm

    Sir I have started a policy in LIC PROFIT PLUS on 18-07-2008.Policy Number is: 393960218. May I know what will be the approximate maturity value of the above deposit on its due date i.e;18-07-2013.

  • By admin, November 19, 2011 @ 5:56 pm

    You have to check on First register there & u will get all detail.

  • By RADHAKRISHNA KURUP, November 13, 2011 @ 4:11 pm

    Sir I have started a policy in LIC PROFIT PLUS on 18-07-2008.Policy Number is: 393960218. May I know what will be the approximate maturity value of the above deposit on its due date i.e;18-07-2013. Amount:100000,period:5 years,Contact Number:00971506645502(UAE),28-07-1961

  • By Shyam Tatkari, November 29, 2011 @ 11:35 am

    Dear sir,
    My mother policy no is 947634341 & 947267497.I wont to know what is today NAV & If i wont to withdrowal today so how many money give me credit. Please send reply.

    Thanking You

  • By hemant nimbhorkar, March 21, 2012 @ 8:02 pm

    my policy is profit plus plan 188 and premium is yearly 25000. can send how i will get the money after completion of period 5 years. open dt is 2007 and 5 years complete is 2012 so please tell me how much profit will get me.

  • By admin, April 23, 2012 @ 6:18 pm

    This plan is working on daily NAV basis. You may contact your local branch & gets how much units are balanced in your account. Thereafter you will check your NAV & multiply your units by todays nav. You will get your matuirty amount this way only.

  • By Hari, May 31, 2013 @ 6:37 pm

    Hi, I have paid in profit plus scheme for 4 years. I need to pay for one more year. The policy term is 20 years. My maturity amount is less than what I actually paid for. Please advice if I have to withdraw or wait.

  • By admin, January 7, 2014 @ 7:07 pm


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