Welcome to Avdhoot Investment

The World of Insurance, Investment & Finance is Avdhoot Investment says Life is full of uncertainties. can be sure of your today but not about the unpredictable tomorrow. And hence, you toil hard all through life only to ensure that your family's tomorrow is secure, comfortable and relaxed. You want the best for your near and dear ones now and always. Our Business Consultancy associates GIC Agent Advisor are online in Ahmedabad. We are Authorised Representative of LIC for LIC Credit Cards.

As your insurance agent trust me to guide you best through the right insurance plans for your family that not only take into account Your protection requirements but also the need for wealth at regular intervals only to ensure that you recieve the best out of life itself for LIC One Time Investment Single Premium.

• Avdhoot Investment is One-Stop Supermarket for Insurance, Investment & Financial Products Since 1996. Compare Apply Online to Buy Purchase Policies here for Best Cheaper Premium Rates with maximum benefits monthly savings new latest schemes.
• Taking invaluable products and services to customers' doorstep across Ahmedabad, Gujarat, India.
• Delivering Life Insurance Products Like Endowment Plans, Whole Life Plans, Unit Linked Insurance Plans, Retirement Plans, Pension Plans, Child Plans, Insurance for Childrens Educational Needs, Child Future Plans etc by LIC of India.
• Non-Life Insurance Products of The Oriental Insurance Company & ICICI Lombard General Insurance Like Auto Insurance, Motor Car Vehicle Insurance, Personal Accident Insurance Covers, Fire & Theft Policy, Shop Keeper/ Office Insurance, Workman Compansation Policy, Marine Insurance, Student Insurance, Visitors Insurance, Trip Insurance, NRI Insurance, Travel Insurance, Overseas Insurance, Health Insurance Schemes like Mediclaim Family Floater Mediclaim Crilitcal Illness Covers Pre-existing disease covers etc.
• For Investing Money in Mutual Funds Like SIP, SWP, Regular Investment Options, Regular Income, Regular Dividend option, For Reinvestment lots of options are available in various types of upcomming new fund offers
• To Invest in Stock Market IPO is the Best way to earn higher return on your investment.
• Various kind of Options in Company Fixed Deposits Schemes for Short Term & Long Term Investment Planning.
• Small Saving Schemes by Government Post Office: KVP, NSC, MIS, PPF, Term Deposits, Senior Citizens Scheme.
• Loan on existing 3 years old LIC Policy Personal Loan, Housing Loan, Business Loan, Personal Finance Services at Ahmedabad.
• Unique value propositions for Insurance, Investment and Financial Planning Advisor/ Consulting Services at free of cost.
• Invest in LIC's One Time Investment Plans/ Policies Unit Linked Insurance Plan (ULIP) for getting better return on your investment.

Jewellers Block Policy

Jewellers Block Policy
This is a package policy specially designed for jewellers & diamontaires i.e. those
establishments dealing solely in diamonds.
HighlightsThis is a package policy specially designed for jewellers & diamontaires i.e. those
establishments dealing solely in diamonds.
Jewellers premises are categorised into Class I, II or III depending upon the type of
security provided for the premises.
Discount in premium is available in case the premises have special protection devices
like built-in vaults, strong rooms ,closed circuit T.V. or armed guards.
Scope
The policy comprises four sections which are optional except for section I which is
compulsory.
Section I : Covers loss or damage to jewellery , gold and silver ornaments or plates ,
pearls, precious stones, cash and currency notes whilst contained in the premises
insured, by fire,explosion, lightning,burglary,house breaking, theft, hold up, robbery,
riot, strike and malicious damage and terrorism.
Section II : Covers loss or damage to jewellery, gold etc. as described in Section I
whilst it is in the custody of the insured, his/her partners, employees, directors, sorters
of diamonds or whilst such property (excluding cash and currency notes) is in the
custody of brokers, agents, cutters and goldsmiths.
Section III : Covers loss or damage to property described in Section I whilst in transit
by registered parcel post, air freight or through angadia.
Section IV : Covers loss or damage to trade and office furniture and fixtures in insured
premises due to fire,explosion, lightning,burglary,house breaking, theft, hold up,
robbery, riot, strike and malicious damage and terrorism.
Who can take the policy
The policy can be taken by jewellers who are wholesalers or retailers. The policy
cannot be given to establishments whose work is predominantly manufacturing like
cutters and goldsmiths. The policy also cannot be given to angadias , brokers or pawn
brokers etc.
How to select the sum insured
The sum insured under Section I and II should represent the cost price of the jewellery
items. The sum insured under Section III should represent the maximum loss likely,
arising out of any one incident. The sum insured under Section IV should represent the
market value of the property..
How to claim
In case of any incident giving rise to a claim under the policy , the following steps
should be taken :
1. Inform insurance company within 24 hrs.
2. In case of burglary,theft etc. inform police immediately and obtain FIR
3. Submit claim form and relevant documents to surveyor appointed by Insurance
Co. to substantiate loss.
Contact us for Premium Charts on Oriental Insurance Jewellers Block Policy for Jewelry Stores & Shops  here.

LIC Marriage/ Education Annuity

LIC  Marraige/Educational Annuity Plan Table No 90.

Premium Ceasing Age : 70 Premium Ceasing Term : 0

Plan Highlights

Features

The Marriage Endowment/ Educational annuity plan provides a sum assured to be kept aside for the expenses of marriage or higher education of the policyholder’s children. Premiums under this plan are payable for a selected term or till death of the life Assured. Benefits will be given only after the selected term.

Special Features

With the help of this policy one can earmark money exclusively for marriage or higher education of his children. Under this plan the policy monies and bonus are paid only at the end of the selected term, irrespective of whether the policy holder survives till the term or not, i.e. the survival or death benefit is payable at the same time. Unlike in the case of other endowment policies, the policy benefits in the case of Marriage Endowment / Student Educational Annuity Plan are not released to the policy holder’s family in case of his premature death, but retained by LIC and released only at the end of the originally selected term. In case the policy holder were to die during the term of the policy, no further premiums are payable but the bonus continues to accrue for the full-term of the policy. The sum assured, plus the accumulated bonus for the full term, are then paid to the family at the end of the policy’s term. Further, one can opt to receive the money either in one lump sum, or in ten half-yearly instalments, the former may be suitable if the policy is bought essentially for the purpose of a child marriage and the latter if it is a provision for higher education. In case, the Double Accident Benefit is availed, then an additional sum equal to the basic Sum Assured becomes payable immediately on death due to accident during the policy term.

Benefits

Survival Benefits:

Sum Assured + Lumpsum Bonus Or Maturity Amount in 10 half-yearly instalments.

Death Benefits:

Sum Assured + Lumpsum Bonus.

Natural:

Payment of future premiums cease immediately. The policy money i.e. Sum assured + Bonus + Final additional bonus becomes payable on the date previously selected, if eligible.

Accidental:

Payment of future premiums ceases immediately. An amount equivalent to Sum Assured paid immediately. The policy money i.e. Sum assured + Bonus + Final additional bonus, if eligible becomes payable on the maturity date.

ICICI Home Finance

ICICI Home Finance Company Limted shall, at its discreation, accept Fixed Deposits of Rs.10,000/- and above under the ICICI Home Finance Fixed Deposit Scheme subject to following terms and conditions for Individuals, Trust Depsoits, Senior Citizens Deposit Schemes Plan as mention below.

Tax Deduction at source: No Tax deduction at source on interest paid/ credited upto Rs. 5,000/- in a Financial Year.

Loan Facility: Loan against deposit is available after 3 months from the date of deposit upto 75% of the deposit amount, subject to the other terms and conditions framed by ICICI Home Finance from time to time. Interest on such loans will be 2% above the depsoit rate.

In Case of any querry on  Latest Interest Rates on ICICI Home Finance Limited Company Deposits  or to invest money Ask our Authorised Agent before Investing Money & See the last updated time stamp.