Overseas Insurance Policy

The Overseas Mediclaim Travel Insurance policy protects the insured party against medical expenses that he/she might have to incur during his/her overseas trip. Any Indian resident traveling abroad can take this policy. Group/Individuals can apply for this Oriental Insurance & ICICI Lombard Policy INDIA.

Benefits:

  • The policy is basically provides for medical expenses of the insured during his/her stay abroad.
  • The policy also covers personal accident, total loss of checked baggage, delay of checked baggage, loss of passport and personal liability, at no additional premium.
  • The policy can be taken for a period of 0 to 180 days, with an option to extend further.

Repatriation Benefits: If the insured is required to be sent back to the home country on account of sickness suffered, the expenses incurred therewith are also paid.

All the expenses are reimbursed in the local currency of the country visited.

 Exclusions:  This insurance policy will not pay any claims arising from

  • Any treated or existing diseases prior to one year of commencement of risk, whether undeclared or not.
  • Travel against medical advice, travel for treatment, terminal prognosis or awaiting special treatment.
  • Cosmetic surgery, pregnancy-related costs, AIDS.
  • War or nuclear perils are not include.
  • Suicide or attempted suicide is not include.
  • Benefits recoverable from any other scheme.
  • Examination/ treatment in India are not include.
  • Expenses incurred outside country of study or posting. However this does not prejudice emergency evacuation on medical grounds. compare online premium here.

 For FAQ’s on Overseas Insurance Click Here.

We offers cheaper premium rates on Oriental Insurance Overseas Travel Insurance Policy Rates than others. Submit your Business Querry Apply online Premium Rate Comparision on Overseas Insurance for the Oriental Insurance & ICICI Lombard General Insurance here.

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categories Non Life Insurance | Sameer Trivedi December 11, 2009

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