Mediclaim Family Floater

Happy Family Floater Mediclaim Policy:

* Our Oriental Insurance’s Happy Family Floater aspires to protect you against escalating medical cost and supports you in creating a healthy tomorrow for yourself and your near-ones.It is an extensive cover for medical expenses of illness and accidents requiring in patient hospitalization. Optional covers are available for Personal Accident (Worldwide). In addition, an add-on benefit of “Life hardship Survival” can be availed for certain critical diseases in Oriental Insurance Flotter Insurance Policy.
* The Happy Family Floater is available in Silver and Gold variants. The cover amount ranges from Rs. 1- 10 lacs.
Key Benefits of Happy Family Floater:

* Wide coverage for the whole family (Self and Spouse, dependent, unemployed children below 25 years of Age, unmarried/divorced/widowed daughter and dependent parents-in-law.
* Start with a smaller Sum Insured and increase it over the years as per your requirement (subject to policy conditions).
* Tax relief under section 80 D of the Income Tax act.
* Medical Check-up is required only for insured aged 60 years and above.
* Use your Happy Family floater ID card at more than 5000 Hospitals and avail cashless treatment (only on hospitalization) no more hassles of arranging money when you need it most.
* Pre-existing diseases covered from the fourth consecutive renewal..

Eligibility:

The proposer is to be aged between 21 and 55 years for the first entry in the policy. The cover can be renewed till the proposer reaches 65 years of age, with no limit on the age of the dependents. The Cover is available for a minimum of 2 members.

Key Exclusions and Limitations:

Any pre-existing diseases and conditions shall be excluded for the first four years.

All treatments within the first 30 days of cover except any accidental external injuries will be excluded.

Treatments related to pregnancy & child birth, dental procedures & congential diseases will be excluded.

Types of Oriental Floater Policy:

• Silver Plan (For Sum assured between 1 to 5 Lakhs)

A.     Primary Member Premium

 B.     Family Member Premium (Per Person)

 C.     Personal Accident ( Optional/ Add-on Covers)

Entry Limit of the Proposer must be between 21 to 55 Years. ( Minimum 2 Person Required)

• Gold Plan(For Sum assured above 5 Lakhs)

A.     Primary Member Premium

 B.     Family Member Premium (Per Person)

FAQ’s on Happy Family Floater Health Insurance click here.

Back to Orietnal Insurance.

Mail us for any querry on our Oriental Flotter Mediclaim Insurance Policy Authorised Advisor/ Consultant/ Agent will contact you within 24 hrs or Purchase/ Renew Apply for cheaper rates online here.

Related posts:

1. Faq’s on Health/ Mediclaim Insurance

8 Comments

• 

  By Monika, May 13, 2010 @ 10:33 am

  I want medical insurance for my parents (Father 55 Mother 51) Sum insured 200000/- (Two lac) for both.

  Thanks
  Monika
  Mob: 09818134180
• 

  By Sameer Trivedi, May 24, 2010 @ 6:16 pm

  What is your Age? In Which City u r?
• 

  By Mr. Tejas, August 24, 2010 @ 5:21 pm

  thax for sharing this inforamation
• 

  By Pankaj Dadheech, October 6, 2010 @ 3:56 pm

  I want be a agent of your policies, can you tell me the minimum premium for family medical policy. It should be sum insured Rs. 30000/- only for family.
• 

  By r v mandwale, January 31, 2011 @ 11:44 am

  i have already policy now to add my mother which is dependent on me
• 

  By r v mandwale, January 31, 2011 @ 11:47 am

  FAMILI FLOATER PLAN , I HAVE POLICY ALREADY FROM LAST 10 YRES NOW TO ADD MU DPENDENT MEMBERS

  NO FORM SEEN TO FILL DETAILS
• 

  By admin, January 31, 2011 @ 5:31 pm

  Your Father, Mother, Wife & Childrens are your dependents. Submit the contact us form for more info on Oriental Insurance Happy Family floater Policy. U can also download form on our companies website Oriental Insurance.
• 

  By Gaurav Girdhar, September 16, 2011 @ 4:58 pm

  Hi

  I am 24 year(Single), I want to take Oriental Happy floater plan, for my parents. As I am already insured by my Employer, I want to take cover for my parents only, My father is 56yrs and mother is 50 yrs. As I gone through policies, Primary member should be less than 55,
  My query is can my mother(50) take the policy and add my father as dependent.

  Regards
  Gaurav Girdhar

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