LIC’s New Jeevan Saral Monthly Recurring Scheme ATM Plan

LIC’s New Jeevan Saral Monthly Recurring Scheme Jeevan Saral ATM Plan Table No 165. Jeevan saral policy by Lic of India which is also called ATM plan. Jeevan Saral has won a Golden Peacock award. Jeevan saral is a Monthly Recurring Life Insurance Plan by Lic of India where you get 250 times monthly premium + total premium paid + LA if any in case of death and on maturity you get a lumpsum amount which is 100% tax free.

Limits                 Term         Age            Sum Assured

Minimum          10               12               62500

Maximum          35              60               No Limit

Premium Ceasing Age : 70         Premium Ceasing Term : 0
Table no 165  Plan Highlights
Cheapest LIC’s New Jeevan Saral Monthly Recurring Type Saving Schemes/ Plan Life Insurance is a unique plan having good features of the conventional plans and the flexibility of unit linked plans. To the policyholder it provides -
Higher Cover,
smooth returns,
liquidity and
a lot of flexibility Savings
BENEFITS:
On Death:
250 times the monthly premium, plus
return of premiums excluding extra/rider premium and first year premium, plus the loyalty addition, if any. ATM Facility avail.
On Maturity:
Maturity sum assured, plus
The Loyalty Additions, if any
SPECIAL FEATURES:
High risk cover at low premium
Extended risk cover for one year after 3 years premium payment.
Optional higher cover through Term Riders
The policyholder can choose a maximum term but can surrender at any time without any
surrender penalty or loss after 5 years
Any number of withdrawals through partial surrendering
OTHER ELIGIBILITY CONDITIONS:
Premium : Minimum premium of Rs.250/- per month for entry age upto 49 years. and Rs.400/- per month for entry age 50 years and above.
No Limit for the maximum premium per month.
Mode : Yearly, Half-yearly, Quarterly and Monthly under Salary Saving Scheme
In case of term rider, minimum and maximum age at entry will be 18 and 50 years respectively.
Further minimum sum assured will be Rs.1 lakh. Flexibility to increase/ decrease premium & withdraw money according to your needs. Save Tax upto Rs.33390.The Best and Most Popular and most sellable Product/ Policy of LIC is Jeevan Saral.

You will make Comparision Betweem Post Rd Acoount V/s  LIC Jeevan Saral.

Contact us for free Examples quotes review/ Charts/ calculations/ Plan Presentations etc on LIC’s New Jeevan Saral Monthly Recurring Type Schemes ATM Plan Life Insurance policy. Our LIC of India Authorised Agent/ Insurance Advisor/Consultant will Contact you within 24 hrs. Learn here how to earn maximum return on your investment. Systematic Withdrwal and Systematic Investment means SIP and SWP both the benefits are available in LIC Jeevan Saral Plan Brochure.

Related posts:

  1. Monthly Income Scheme
  2. LIC’s Group Graduity Scheme Life Insurance Plan Product Policy Schemes Detail premium Life Insurance Services Ahmedabad

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categories Jeevan Saral | December 30, 2009

270 Comments

  • By Shan Abraham, December 7, 2009 @ 4:54 pm

    Dear Sir,

    I `m working in Kingdom of Bahrain. I would like to know more about New Jeevan Salral Monthly recurring policy.

    Date of Birth : 20/04/1981
    Home : Thiruvalla, Kerala, India
    Occupation : Engineer (Electronics & Communication)

    exp. premium : 20000 (yearly)

    Thanks

    Shan Abraham

  • By Sameer Trivedi, December 8, 2009 @ 2:17 pm

    Our most sellable product is LIC’s Jeevan Saral Monthly Recurring Plan

  • By SONU, December 9, 2009 @ 9:12 pm

    mai lic agent hu or mai samaj nahi saka ki kis tarike se itna intt is saral jeevan policy par mil sakta hai pls call me agar app samja sakte hai
    thanks

  • By Sameer Trivedi, December 9, 2009 @ 9:53 pm

    u may get reply very soon by seperate email on your jeevan saral questions.

  • By Bharat, December 10, 2009 @ 11:59 am

    I am not able to understand the concept of jeevaj saral. Can you pls expain in detail with suitable examples to understand the calculation of bonus and other details

    Thanx

  • By Ram Prasad Patra, December 10, 2009 @ 12:54 pm

    Suppose a man deposits Rs.1516 in 6 months in Jeevan Saral R.D. policy.How much money he will get after 15 years.

  • By Sameer Trivedi, December 10, 2009 @ 1:05 pm

    Maturity amount shows on your Jeevan Saral Policy is Rs. 74695.00

  • By Sameer Trivedi, December 10, 2009 @ 1:13 pm

    As per your Demand We are added one Example on http://www.avdhootinvestment.com/jeevansaral.html page. Visit this page again u will find the Illustrations on Jeevan Saral with Detail how year to year risk cover this policy & also find what occurs during death/ surrender policy.

  • By Gajendra Zala, December 13, 2009 @ 9:48 pm

    Suppose i deposit Rs-5000/- per month in jivan saral R.D. Policy, How much minimum amount of money i will get after ten year.

  • By Sameer Trivedi, December 13, 2009 @ 10:07 pm

    U will Get 8,82,150/- after 10 Years.

  • By Jignesh Chauhan, December 14, 2009 @ 1:37 am

    jeevan saral plan good for all people like rich,middle cast &poor people.jeevan saral plan made by all people.

  • By Saurabh Gupta, December 17, 2009 @ 4:08 pm

    Hi,
    I m saurabh gupta

    aonla (bareilly)uttar prdesh

  • By kajal, December 17, 2009 @ 5:17 pm

    sir
    please tell me best plan

  • By kajal, December 17, 2009 @ 5:23 pm

    sir
    i want to know if we submit rs/10000 in annual years then after 5 years we find how money in any beneficial plan

  • By Sameer Trivedi, December 17, 2009 @ 6:35 pm

    LIC Jeevan Saral is the Best Life Insurance Plan for you.

  • By Sameer Trivedi, December 17, 2009 @ 6:36 pm

    Send your Date of Birth, Investment Amount, Investment Period etc. in well manners.

  • By Sameer Trivedi, December 17, 2009 @ 6:37 pm

    Jeevan Saral have minimum 10 Years Term but u may withdrwal partially or fully after complition of 5 Years all premium paids are given back in your case

  • By Annie Paul Aranjo, December 19, 2009 @ 3:10 pm

    If I deposit Rs.1000/- per month for 10 years in the Jeevan Saral RD Scheme, on maturity what will be the amount?

  • By N, December 22, 2009 @ 12:38 pm

    Hello Sir, i am depositing Rs 15400 half yearly in the jeevan saral plan. how much would i get after 10 yrs/ 15 yrs (considering that i do not withdraw anything after 10 yrs)/ 20 yrs(considering that i do not withdraw anything after 15 yrs).

  • By Sameer Trivedi, December 23, 2009 @ 6:23 pm

    u may withdrwal partially or fully anytime after complition of 10 years. This rules are same for any term.

  • By Sameer Trivedi, December 23, 2009 @ 6:36 pm

    If U are closing after 10 Years u will get 2,60,500 & If closing after 15 Years the Maturity Amount becomes 5,16250 in Jeevan Saral

  • By Kaushal Mishra, December 25, 2009 @ 3:15 pm

    How much get after 20 years by the investment of 25000 per year in jeevan saral plan.
    Date of birth: 07/03/1979

  • By bikrant, December 25, 2009 @ 7:43 pm

    Hello Sir, i am 32 yrs of age just started depositing Rs 49300 yearly in the jeevan saral plan. how much would i get after 20 yrs (considering that i do not withdraw anything until 20 yrs)

  • By Sameer Trivedi, December 26, 2009 @ 5:56 pm

    How much get after 20 years by the investment of 25000 per year in jeevan saral plan.
    U will get Rs. 13,27,020 after 20 years.

  • By Sameer Trivedi, December 26, 2009 @ 5:58 pm

    Hello Sir, i am 32 yrs of age just started depositing Rs 49300 yearly in the jeevan saral plan. how much would i get after 20 yrs (considering that i do not withdraw anything until 20 yrs) U will get Rs.26,54,040 After 20 Years in your case.

  • By sharma jitendra, December 27, 2009 @ 8:41 pm

    sir mane jivan sarl police li hai lekin wah net par police ki koi bhi detaile nahi bata raha hai mere police no hai837340431,837340432

  • By sharma jitendra, December 27, 2009 @ 8:44 pm

    sir meri jivan saral police ka koi bhi record net par bata nahi raha hai meri police no hai 837340431,837340432

  • By Sameer Trivedi, December 28, 2009 @ 7:50 pm

    Make your Login ID at http://www.licindia.in than enter your policy record like policy number & premium. After Complition u will see everything about your Jeevan Saral Policy online on LIC Website.

  • By Rupali, December 29, 2009 @ 3:52 pm

    Sir,
    Re : Jeevan Saral ATM plan 165
    pl tell me when this scheme started from.

  • By kishor bhageriya, December 31, 2009 @ 9:14 pm

    1000/-pm premium for 20 years how much i will get

  • By anurag, January 2, 2010 @ 1:57 pm

    sir tell me jeevan saral plan i want deposit monthly maximum 500 and also tell me child heath plan and life inssurance plan……………….
    Date of birth: 01/05/1979

  • By Sameer Trivedi, January 2, 2010 @ 6:12 pm

    6,63,510

  • By vijai, January 3, 2010 @ 3:26 pm

    Sir,
    I am 35. If I invest 36000 per year for 15 years in Jeevan Saral, what is the maturity amount I will get after 15 yrs?
    Thanks,
    Vijai

  • By vijai, January 3, 2010 @ 3:27 pm

    Sir,
    Is jeevan saral best for maturity benefit or death benefit, please advise as I have little knowledge in insurance schemes.

  • By MOHAMEDMEERAN, January 4, 2010 @ 3:51 pm

    Sir, If i pay 2,500 qtly in jeevansharan policy after 20 yrs how much i will get Thanks!

  • By vinay goyal, January 4, 2010 @ 6:57 pm

    sir i want to invest money 1lac,wat will be best.

  • By Sameer Trivedi, January 4, 2010 @ 7:08 pm

    If u pay 2,500 qtly in LIC JeevanSaral Policy after 20 yrs u will get 4,18,760.

  • By Sameer Trivedi, January 4, 2010 @ 7:12 pm

    u will get 13,76,880 on maturity after 15 years for investment of 36000 per year

  • By Sameer Trivedi, January 4, 2010 @ 7:15 pm

    LIC Jeevan Saral is the best for u. In LIC Jeevan Saral Plan u may invest Minimum 250 Per Month as a Monthly Premium or in multiplication with 250 any amount. In LIC Jeevan Saral Policies Government Of India Declare Loyalty Free in Jeevan Saral. So the Direct Benefits of Loyaty addition goes to the policy holdrer/ customer. So comparing with others lic policy u may get highest retrurn in LIC’s Jeevan Saral Product. This Policy Gets Lots of Awards due to its flexibility features.

  • By Sameer Trivedi, January 5, 2010 @ 5:41 pm

    I was already send u about jeevan saral it’s spelling mistake by me…

  • By tejas, January 6, 2010 @ 12:56 pm

    hi my age is 24,kindly advise which is a better plan saral or anand (jeevan).And is the bonus/loyality guranteed in saral????? If yes then how much ???

  • By Madhab Halder, January 6, 2010 @ 3:40 pm

    Jivan Saral is best policy in my view,as soon I open this policy

  • By bhaskar, January 9, 2010 @ 10:02 pm

    how much total I can get if i invest 2000 per month in LIC jeevan saral RD for 15 years. what are its benfits

  • By zezito Fernandes, January 10, 2010 @ 12:50 pm

    Hi would like to know how much would i get back on an investment of Rs 12000 per year under JEEVAN SARAL PLAN 165 for a period of
    a. If enrolled for 10 years
    b. If enrolled for 20 years

  • By SACHIN, January 11, 2010 @ 10:55 pm

    sir if i pay 24020 yearly how much return i will get after 16 years?

  • By MOHAMEDMEERAN, January 12, 2010 @ 4:38 pm

    Is it possible to start with Rs 1000 intial amount, and if i pay Rs 1000 per month how much i will get after 15 yrs with loyalty, and after 20 yrs how much, which is best, because agents saying lotsof policy i am realy confused.
    Thanks!

  • By Orange, January 12, 2010 @ 4:45 pm

    I am 43 years old. If I invest Rs 1000 pm for 25 years in Jeevan Saral, how much will I get at maturity?

  • By Sameer Trivedi, January 12, 2010 @ 6:43 pm

    If u invest Rs 1000 pm for 25 years in Jeevan Saral, you will get at maturity Rs. 9,63,240/-

  • By Sameer Trivedi, January 12, 2010 @ 6:45 pm

    If u will start with Rs 1000 intial amount, and if u pay Rs 1000 per month how much you will get after 15 yrs with loyalty Rs.4,13,000, and after 20 yrs maturity amount will be Rs.6,63,510

  • By Sameer Trivedi, January 12, 2010 @ 6:49 pm

    If u pay 24020 yearly you will get Rs.9,17,920/- after 16 years.

  • By Sameer Trivedi, January 12, 2010 @ 6:51 pm

    If you invest 2000 per month in LIC jeevan saral RD for 15 years u will get Rs.8,26,000/- on maturity.

  • By Sameer Trivedi, January 12, 2010 @ 6:53 pm

    Hi would like to know how much would i get back on an investment of Rs 12000 per year under JEEVAN SARAL PLAN 165 for a period of
    a. If enrolled for 10 years get maturiy amount Rs.4,16,800/-
    b. If enrolled for 20 years get maturiy amount Rs.13,27,020/-

  • By Anish, January 20, 2010 @ 4:11 pm

    Hi sir,

    I took Jeevan saral for an yearly recurrinrg premium of 50000 INR for 20yrs maturity period. Can you tell me what is the minimum assured amount will i get after 10 years.I would like to know the calculation charts for LA .Can you gimme the source ?I think after 10 years the sum would be premiums paid from first year +LA. I want to know how LA would be calculated and wats the minimum value of LA to be given to policy holders?

  • By Anish, January 20, 2010 @ 6:07 pm

    I heard Jeevan Saral policy has highest rate of return than all other plans because there is special relaxation by govt.of india not to pay incometax on surplus of this plan by lic of india. and govt.’s share of 5 % is payable after 9 yrs. by lic. Is it true?
    what is the current year rate of return for Jeevan saral.

  • By Sameer Trivedi, January 21, 2010 @ 10:51 am

    I heard Jeevan Saral policy has highest rate of return than all other plans because there is special relaxation by govt.of india not to pay incometax on surplus of this plan by lic of india. and govt.’s share of 5 % is payable after 9 yrs. by lic. Is it true?
    what is the current year rate of return for Jeevan saral. LIC will declare after 10 years. This policy is only 3-4 years old so rates are not available

  • By k.satya nagu, January 26, 2010 @ 9:24 am

    please let me know how much maturity amount i will get if i invest in jeevan saral monthly 1000/-. my age is 45years.

  • By pankaj, January 27, 2010 @ 4:43 pm

    sir mai jivan saral plan liya hai 6000/years pls mujhe bataye ki kya es plan me money back milegi?

  • By Sudhir, January 28, 2010 @ 11:27 am

    Hi, what would be expected returns (illustrative)on Jeevan Saral if am paying Rs.24,000 for 21 years.
    thanks

  • By Sameer Trivedi, January 29, 2010 @ 6:20 pm

    Yes u can make partial or fully withdrwal after complition of 10 years since inception.

  • By Sameer Trivedi, January 29, 2010 @ 6:21 pm

    mention in proper manners like investment amount, period etc. for getting appropriate maturity calculations.

  • By Sameer Trivedi, January 29, 2010 @ 6:24 pm

    u will get 14,39,280 after 21 years if 24000 invested per year.

  • By Arun Kumar, February 1, 2010 @ 10:47 pm

    Hi Sameer,

    Nice to see your profile.

    I found your business information at
    http://www.avdhootinvestment.com/jeevansaral.html

    By the way, I am Arun, working as an Engineer for HP, Bangalore.

    I appreciate your research and potential in the insurance business.
    Jeevan Saral is one of the best LIC policies for people with low income.

    By the way, along with your regular LIC policy sales, you could promote Jeevan Saral policy through network marketing.

    Yearly premium would be Rs.3603

    You could earn lakhs/crores of rupees with network marking depending on efforts.

    As you know, LIC brand and LIC bond are more trusted by people of India.

    We could utilize this opportunity and earn some extra money by helping others.

    Earning could be in lacs when we put more efforts with dedication and commitment. Teamwork is also important.

    Training and support assured.

    Regards,
    Arun Kumar
    Bangalore

  • By anil, February 1, 2010 @ 11:06 pm

    hi i want to save tax limit of 80000 so for that what amount i have to invest and where

  • By Sameer Trivedi, February 2, 2010 @ 6:35 pm

    In LIC you can invest Maximum 100000/- per year under section 80 C & in Mediclaim you can invest upto 15000/- per Year under section 80 D.

  • By Shan, February 3, 2010 @ 7:47 pm

    Hello,
    I am 32 and planning to take Jeevan saral.
    I am thinking to invest 24000/PA
    Please guide me how much money will i get after 10 years and also what are the benefits.

    Thanks in advance

  • By yogesh kasat, February 4, 2010 @ 3:02 pm

    i need 1 cr how i get

  • By kunj bihari, February 5, 2010 @ 11:24 pm

    sir I Want to deposit 3062 qly in jeevan saral-165.pls tell me i get back after 20 yr.my date of birth is 13.11.1958.

  • By ROHIT, February 6, 2010 @ 3:25 am

    I AM 28 YEARS OLD. IF I WERE TO PUT 45,000 ANNUALLY. HOW MUCH WOULD I GET AFTER 20 YEARS OF MATURITY?

  • By ankur, February 6, 2010 @ 7:30 pm

    hi agar main 4000/month 29 years ke liye daloon to 29 years ke end mein maturity value kya hogi?will the amount be tax free?

  • By nagarjuna, February 10, 2010 @ 12:32 pm

    dear sir,
    My name is Nagarjuna, I have one major doubt regarding the Jeevan Saral LIC policy

    I have Jeevan Saral policy (165), I pay Rs. 13,475/- of premium on quarterly basis, i m insured for 20 years,

    My LIC certificate says that, i will get Rs.12,13,784/- (Maturity Sum Assured) & Rs.11,00,000/- (Death benefit sum assured under main plan)

    for info my age is 29 Years

    Now,

    When i calculate

    Rs.13,475 * 4 (quarterly) = Rs.53,900/- (Yearly amount i will pay to LIC)

    So, Rs.53,900 * 20 years = Rs.10,78,000/- (amount i will pay to LIC in 20 years)

    AND WHAT I GET IS

    Rs.12,13,784/- (Maturity Sum Assured) – Rs.10,78,000/- (amount i will pay to LIC)

    = Rs.1,35,784/- (So this what i get extra for putting my money in LIC for 20 years except LOYALITY ADDITION)

    DOUBT
    1) I GET Rs.1,35,784/- EXTRA for putting my money in LIC for 20 years except LOYALITY ADDITION)

    2)HOW MUCH LOYALITY ADDITION WILL I GET (MINIMUM AS OF TODAY)

    3) HOW THIS PLAN IS GOOD PLAN, I DONT FIND ANY ADVANTAGES OR BENEFITS.

    I ALREADY SPOKE TO MY LIC AGENT, HE IS MAKING ME MORE CONFUSED.

    KINDLY CLEAR MY DOUBTS………….

    so, can u please clarify whether i m calculating in correct way or somethings else.

    One more important thing, i have not considered Loyality addition (which is based on cooperation performance), but i want to know wat is least amount in Loyality addtion i will be getting,

    If am correct, so definitely not the GOOD PLAN.

    Finally, i wanted to know how much, i will be getting including the Loyality addition )with minimum amount).

    Please reply to this mail, i m BIG DOUBT AND DILEMA THAT WHETHER I HAD CHOSEN THE GOOD PLAN OR I M IN SOUP.

    regards

    Nagarjuna

  • By reshma, February 11, 2010 @ 2:47 pm

    Sir, can u tell me if i invest monthly 1000/- for 10 year so how much got after maturity.

  • By satish chand kaushik, February 12, 2010 @ 4:02 pm

    dear sir i want to know about ulip plans as 10000per year for ten year ater ten year what amount paid by lic.

    satish chand kaushik

  • By Sameer Trivedi, February 13, 2010 @ 7:22 pm

    u will get 2,08,400 on maturity on investment amount of Rs. 1000/- per month for 10 years in LIC Jeevan Saral Policy.

  • By Sameer Trivedi, February 13, 2010 @ 7:32 pm

    I am 28 YEARS OLD. IF I WERE TO PUT 45,000 ANNUALLY. HOW MUCH WOULD I GET AFTER 20 YEARS OF MATURITY?
    u will get 19,71,975

  • By Sameer Trivedi, February 13, 2010 @ 7:39 pm

    In your case u will get 20,98,960 as becomes maturity after 20 years on 4000/- per month investment.

  • By Sameer Trivedi, February 13, 2010 @ 7:41 pm

    I am 32 and planning to take Jeevan saral.
    I am thinking to invest 24000/PA
    Please guide me how much money will i get after 10 years and also what are the benefits.
    U will get 4,16,800 on maturity.

  • By Sameer Trivedi, February 13, 2010 @ 7:42 pm

    sir I Want to deposit 3062 qly in jeevan saral-165.pls tell me i get back after 20 yr.my date of birth is 13.11.1958
    u will get Rs. 6,63,510 on maturity.

  • By Sameer Trivedi, February 13, 2010 @ 7:45 pm

    i need 1 cr how i get???
    U have to Invest Rupees 10,000 per month for 26 years. If you will done this u will get 1,02,83,300 as a maturity amount.

  • By gp singh, February 14, 2010 @ 7:51 pm

    my age is 44 i want to buy jeevan saral policy but want my money back aftter 5 years is this possible? and will i have some benefit if i with draw money after 5 years or not ?

  • By gp singh, February 14, 2010 @ 7:59 pm

    refer to my above question can i withdraw some amount after 5 years and policy may continuue iwant to pay 2000pm premium can you tell what amount i get after 5 years

  • By aloke chaudhuri, February 15, 2010 @ 12:06 pm

    I want to know the factor of maturity sum of jeevan saral?

  • By RISHI SAWHNEY, February 18, 2010 @ 5:28 pm

    sir I Want to deposit 255 monthly in jeevan saral-165.pls tell me i get back after 15 yr.my date of birth 01.10.1964

  • By raghavendra, February 20, 2010 @ 8:18 pm

    I am 30 and planning to take Jeevan saral.
    I am thinking to invest 36000/PA
    Please guide me how much money will i get after 15 years and also what are the benefits.
    one agent gives me maturity amt for 15yr.is-1333191
    is it correct
    Also ur maturity calculations in above masseges differs with mine(given to me; it shows grater amounts!) pls help i get confused

  • By raghavendra, February 20, 2010 @ 8:28 pm

    pls help-
    my agent gives me following table for 3000/month
    ins.cover-750000+prem ;accid.-1500000+prem.
    10yr-638712;15yr-1333191;20yr-2404440;25yr-4095303;30yr-6769533;35yr-11013306
    is it correct
    pls help i want real & true advice from u
    i really get glad by seeing your site it is helping for new policy holders like us. getting lot of real information

  • By S.Samanta, February 20, 2010 @ 8:56 pm

    Pls tell if I wantto be an agent of LIC at least what amount minimum policy is required yearly?
    And what percetage of commision I will get?
    Pls mail me urgent

  • By kamal, February 21, 2010 @ 8:10 pm

    i am 31 want to invest in saral monthly Rs5000 for max 35 years
    1 what i will get after 35 year ?
    2 can i surrender it after 25 years ,then what will i get ?

  • By Alpesh, February 23, 2010 @ 7:00 pm

    can you tell me how loyalty addition is calculated ? and on which amount on Sum Assuared or On Premium Paid.Pls reply bcoz i m an agent starting my career

  • By Lalit Kumar, February 24, 2010 @ 12:58 pm

    Dear Sir,

    My Date of Birth – 10/10/1984

    sir i want to deposit 26,000/- annualy for 20 Years, which policy is best for me (Jeevan Saral or Jeevan Anand) in which i will get high money, & what is the my maturity amount for both policy.

    Thanks/Lalit Kumar

  • By Manoj Kumar, February 24, 2010 @ 2:07 pm

    Sir, I want to invest rs 24000 per Annum for 20 year. How much i could get after 20 year.

  • By Lalit Kumar, February 24, 2010 @ 2:33 pm

    Dear Sameer

    I want to invest Rs.25,000/- annualy in jeevan saral for 20 years, pls tell me how much money will i get after 20 years

    Thanks

  • By Boby Thomas, February 25, 2010 @ 10:56 am

    Hi Mr.Sameer,

    Sameer im thinking of investing 115000 per year.I am 28 years old.If i payed for 35 years.what will be my guarantied matruity value by lic..

    many thanks in Advance

  • By Sameer Trivedi, February 25, 2010 @ 7:49 pm

    If u can invest rs 24000 per Annum for 20 year. You will get 13,27,020 after 20 years in lic Jeevan Saral Policy.

  • By Sameer Trivedi, February 25, 2010 @ 7:49 pm

    You will get 13,27,020 after 20 years in lic Jeevan Saral Policy

  • By Sameer Trivedi, February 25, 2010 @ 7:53 pm

    u will get 1,68,34,600 on maturity incl of loyalty addition & FAB.

  • By Sameer Trivedi, February 25, 2010 @ 7:54 pm

    I want to invest Rs.25,000/- annualy in jeevan saral for 20 years, pls tell me how much money will i get after 20 years
    U will get 13,27020 on maturity after 20 years.

  • By Sameer Trivedi, February 25, 2010 @ 7:58 pm

    u may surrender policy after 5 years but can not withdrwal partial amount. Partial withdrwal is available after 10 years only.

  • By Sameer Trivedi, February 25, 2010 @ 8:06 pm

    sir I Want to deposit 255 monthly in jeevan saral-165.pls tell me i get back after 15 yr.my date of birth 01.10.1964
    U will get Rs.1,03,250 on Maturity.

  • By Sameer Trivedi, February 25, 2010 @ 8:07 pm

    Kindly Send me your City name & Cell Number for further procedger.

  • By Sameer Trivedi, February 25, 2010 @ 8:08 pm

    Contact your nearest branch office please.

  • By Deepak, February 26, 2010 @ 2:27 pm

    Hello Sir,

    Can I oprate two LIC policies with one login?

  • By kishior Desai, March 1, 2010 @ 12:45 am

    invest amount-180000/annum
    term 10 yrs
    6/1/1963
    send below details by mail,
    maturity amount,DOB,amount of surrender after completion of 5 yrs.

  • By Bibekananda Sahoo, March 1, 2010 @ 9:56 am

    Dear Sir,

    My investment amount-2500/month, Period- for25 yours, D.O.B- 15.05.1988

    City- TRL Township, Belpahar, Jharsuguda, Orrisa
    Contact No.: +91

  • By jatin aneja, March 2, 2010 @ 11:31 pm

    Dear sir my age is 32 years old..
    pls tell me if i deposit 1000per month from today.. why maurity i get after 10,20,25 years..

  • By Parag Haribhau Gaykar, March 3, 2010 @ 8:26 am

    Pune / I have already tried ICICI prudential/ HDFC for insurance policy. But they are too much depends on market and sometimes I feel its risky to invest all money in such policies. Looking for LIC product. Few peoples suggesting me JEEVAN SARAL. Pl tell me your point of view. I can invest 50,000 per annum

  • By Jeet Pal, March 3, 2010 @ 10:43 am

    I `m working with NGO. I would like to know more about New Jeevan Salral Monthly recurring policy.

    Date of Birth : 23/01/1985.
    Home : Gurgaon, Haryana, India.
    Occupation : Executive in NGO.

    Thanks

    Jeet Pal

  • By Sameer Trivedi, March 4, 2010 @ 12:34 pm

    there is already example shown below the page. Click here to get detail presentation on lic Jeevan saral

  • By Sameer Trivedi, March 4, 2010 @ 12:36 pm

    thats true lic jeevan saral is giving better return than other regular plan. If u do not take risk of stock market u may go for jeevan saral…

  • By rupali srivastava, March 5, 2010 @ 3:42 pm

    hi,
    i want to invest in a good savings scheme on monthly basis which give a healthy return.I can invest Rs.500-1000 per month. what amount will i get after 5 years.my date of birth is 05/12/1985.

    rupali srivastava

  • By Rahul, March 10, 2010 @ 5:10 pm

    I am exactly 32 yrs and planning to invest 40,000 per year for the next 25 years.
    My aim is to receive maximum pension after 56 yrs.
    Also i have already taken a term plan so risk cover is not my priority.I am just looking for good pension and it should be guranteed also, not depend on market.
    So now tell which is better for me Jeevan Anand or Jeevan Saral ?

  • By Pankaj Kumar, March 11, 2010 @ 3:16 pm

    Dear sir i am invest 1000/per month for T & T 165 -35-35 pls tell me how much money will i get after 20 years.

  • By Sameer Trivedi, March 13, 2010 @ 11:32 am

    use google translate to view website in hindi.

  • By Sameer Trivedi, March 13, 2010 @ 11:34 am

    yes u can

  • By Sameer Trivedi, March 13, 2010 @ 4:17 pm

    If u invest Rs. 5000/- per month for 35 years your maturity becomes Rs.10757750/- & Surrender value after 25 years is Rs.4922600

  • By Sameer Trivedi, March 13, 2010 @ 4:34 pm

    After 35 years u will get 16,83,460 & if 20 years term u will get 6,63,510 on maturity. Write your city name & number for further action.

  • By naresh kher, March 15, 2010 @ 8:44 pm

    i want to invest monthly 1000rs.then how much i will got after 5 years

  • By rakesh, March 16, 2010 @ 3:16 pm

    LIC PLAN NUM165 250/ MONTHY 4POLICE 1020/ 10 YERS BENIFIT
    KETHNA HOGA COMMES MY YAHOO ID SAND
    NO MOBIL

  • By AMIT ROY CHOWDHURY, March 20, 2010 @ 2:22 am

    i want to invest 1000 per month for 10 yrs..hw much i get after 10 yrs?if i will continue it till 20 yrs..thn hw much will i get.
    thanks in advance

  • By sivichen, March 20, 2010 @ 12:21 pm

    I am planing to invest 10/20 years plans please let me the retuns per thosuand

  • By rakesh chahar, March 21, 2010 @ 8:07 pm

    DETAIL ABOUT JEEVAN SARAL WITH EXAMPLE OF INVESTMENT OF 2000 P M FOR 20 YEAR

    JAIPUR

  • By Kamlesh Panchariya, March 22, 2010 @ 1:26 pm

    Hello,
    I am 24 and planning to take Jeevan saral.
    I am thinking to invest 12000/PA
    Please guide me how much money will i get after 10/20/30 years and also what are the benefits.

    Thanks in advance

  • By Sameer Trivedi, March 22, 2010 @ 5:54 pm

    u will get Rs. 208400 after 10 years & if you go for 20 years u will get 663510 on maturity

  • By Sameer Trivedi, March 22, 2010 @ 5:55 pm

    6 to 10%

  • By Sameer Trivedi, March 22, 2010 @ 6:08 pm

    Benefits are already given on this page u will get 416800/1327020/261280 after 10/20/30 years

  • By Sameer Trivedi, March 22, 2010 @ 6:14 pm

    After 20 years u will get Rs.1327020/- as maturity.

  • By Sameer Trivedi, March 22, 2010 @ 6:39 pm

    yes u can.

  • By ramesh, March 24, 2010 @ 2:13 pm

    Dear Sir my age is 41 . I invest yearly invest 72000/-& what i get maturity 10/15/20 years please explain.

  • By Vidya Sagar, March 25, 2010 @ 3:39 pm

    Hi,
    I’m investing 3267 P M in Jeevan Saral — for next 35 years
    What will be the returns on maturity and what will be the amount in case of the death.

    Thanks

  • By Rajiv Gairola, March 25, 2010 @ 4:25 pm

    Sir,
    I want know about that policy, in which the time period should be min mam but the investment off course high . pls send me information thanks,

  • By k kanaka raju, March 28, 2010 @ 12:55 pm

    if I invest 48000/- per year upto 12 years how much amount i will get

  • By k kanaka raju, March 28, 2010 @ 12:57 pm

    DOB 20.05.1960 Invest amount: Rs.48000/- per year
    Investment period: 12 Years

  • By k kanaka raju, March 28, 2010 @ 12:58 pm

    Secunderabad-500015 Mobile NO:09848438816

  • By k kanaka raju, March 28, 2010 @ 1:00 pm

    Invest Amount Rs.48000/- per year, Invest Period-12 Years Date of Birth: 20/05/1960
    after completion of 12 Years howmuch amount iwill get

  • By jaya, March 29, 2010 @ 12:54 am

    sir,i have taken jeevan saral policy
    i invested Rs.750 per month for the term 20.
    but on my policy there is different maturity amtRs.193102. but agent showes me anotheramt as maturity i.e Rs.601110. i asked him about different amt. but he say you get 601110 donot worry.
    i have lost my sleep thinking that where he cheated me or not?
    pl.help
    which amt i get on maturity?

  • By Vipin Joshi, March 29, 2010 @ 8:18 pm

    I can invest 2000 p.m.
    My age is 23 years (DOB : 18/3/1987)
    How much amount i’ll recive after 10 years.

    by the Month of Octber i can invest another 20000 rs PA.

    PLease suggest a good plan for me. I am looking mid term benefits.

    Vipin Joshi
    jvipin18@gmail.com

  • By prem prakash, March 30, 2010 @ 12:46 pm

    if i invest 5000 pm for 20 years, what will be maturity value after 20 years?

  • By prem prakash, March 30, 2010 @ 12:47 pm

    if i invest 5000 pm for 20 years, what will be maturity value after 20 years?
    I mean in Jeevan saral.

  • By Sameer Trivedi, March 31, 2010 @ 6:57 pm

    33,17,550/- is your maturity.

  • By Sameer Trivedi, March 31, 2010 @ 7:11 pm

    u will get 24 Lakhs on maturity.

  • By Naresh, April 2, 2010 @ 12:13 pm

    Sir, I am 54 years old, I plan to pay 60,000 per year under LIC saral for 10 years, what would be my return, thanks

  • By brijnath yadav, April 2, 2010 @ 2:11 pm

    can iget my lic policy status directly from internet i have to submit tax exemption documents.kinly revert back.
    thankinhg you

    best regards
    brijnath yadav.

  • By Sushma Mahadik, April 5, 2010 @ 5:38 pm

    Dear Sir,
    I have opted the Jeevan Saral for 20 yrs. but my agent have taken policy 165 for 30 yrs. Can I change the period from 30 to 20 yrs. If not then is it possible that after 20 yrs i can withdraw policy and i will get the all the benefits which are eligible at the time of maturity.

  • By Elliot, April 5, 2010 @ 11:27 pm

    hi Sameer-ji,
    I have invested abt 1 lac in LIC, payment yrly basis. If after 10 yrs, my maturity sum assured is 13 lacs, and I make a partial withdrawal of 12,50,000 Rs, (the minimum sum advisable to have in the jeevan saral plan is Rs. 3000, for the benefits to be available as featured and for the policy to continue further,I think). Here is the big big dilemma question……! How much shall be the sum assured at the end of another 10 yrs? Is it Rs 26 lacs as mentioned by my agent in the illustration plan, or shall it be 13 lacs only because I withdrew some amount? Shall my policy begin all over again as per day 1 of the policy?
    kindly advise.

  • By Elliot, April 6, 2010 @ 12:53 pm

    hi Sameerji,
    I have got jeevan saral plan, monthly 8440. After 10 yrs maturity will be 13 lac. Suppose I make a partial withdrawal of 12,50,000 after 10 yrs(keeping 50,000 balance)shall my LIC policy continue as normal? I mean shall I get the sum assured after 20 yrs in the policy, Rs 39 lac? (of course I have to deduct the sum withdrawn from it)Does the policy start from as day 1, because I withdrew the amount? or shall it be continued as per 11th year maturity returns. Please advise

    elliot – Goa

  • By prashant rathore, April 6, 2010 @ 3:26 pm

    Hi,
    i m looking for good pension plan in which i prefer One Time Investment and for guaranteed return (Not market based). Could u please suggest any good policy. and please give me illustration if i deposit Rs.100000 for 15 years then after how much monthly pension i will be getting after 15 years.
    My Age-28 Yrs.
    if possible please reply on my email id.(rathore_prashant@rediffmail.com)
    Thanks in anticipation.

  • By Shailesh, April 8, 2010 @ 3:26 am

    Still i feel 1 question was un answered, how the loyalty addition is calculated, i have comes to know its aprox 160 per thousand, then its not possible to get such high return…….,

  • By Dhankito, April 9, 2010 @ 6:10 pm

    I want invest Rs. 12000/ pa in Jeevan Saral policy for 20 years pls tell me how much amout I will get??????????

  • By Dhankito, April 9, 2010 @ 6:11 pm

    Noida 9990578860

  • By Monaj Saha, April 10, 2010 @ 9:57 am

    sir I Want to deposit 250 monthly in jeevan saral-165.pls tell me i get back after 15 yr.my date of birth 07.09.1977

  • By Pradeep, April 10, 2010 @ 4:00 pm

    I want to invest Rs.1,000/- p.m. in jeevan saral for 20 years, pls tell me how much money will i get after 20 years

  • By PVD, April 13, 2010 @ 2:36 am

    If I pay 10,000 per month for 21 years. How much will the the total maturity amount be after 21 years? What interest percentage are you using to calculate this amount? Is interest compounded annually or on other terms?

  • By foram, April 20, 2010 @ 5:34 pm

    i come to knwo that if we invest 3000 per month in this plan and at the end of 5 year, i will get rs. 300000. is it tru and if yes how it is possible. pl inform me more about this plan. my self is from junagadh answer me in my email address.
    thanks

  • By Sameer Trivedi, April 28, 2010 @ 6:47 pm

    one example is already given below this page.

  • By Mehamood Sayad, May 1, 2010 @ 2:40 pm

    My wife is 25 year old.I can invest Rs,15000 p.y.kindly suggest me a suitable for Term 15 ,20,25 years.

  • By Sushil, May 4, 2010 @ 12:25 pm

    DETAIL ABOUT JEEVAN SARAL WITH EXAMPLE OF INVESTMENT OF 2000 P M FOR 15 YEAR (Maturity Amount)

  • By Niladri Roy, May 6, 2010 @ 3:51 pm

    Sir,
    My DOB is 30.04.1982. I want to buy J.Saral Policy, S.Assured will be 3lacs, term = 20years, wat will be my premium amount quarterly?
    Wat will be the maturity amount?
    In which plan u will calculate(preferred under plan 14)

    It will be very kind if u could calculate the same for 5lacs, all other conditions same. It will not be money back policy but a tamadi policy

  • By anil kumar vulli, May 11, 2010 @ 12:04 pm

    as per example document

    Section 80 CCE Invst. Limit : 100000
    Section 80 CCE Tax Savings : 33.99 %

    I was little confused . could your please explain it.

    I am planning to invest 70k every year for 16.. how can i get it.

  • By mukesh, May 11, 2010 @ 10:01 pm

    I am planing to invest 10/20 years plans please let me the retuns per thosuand

  • By anil kumar, May 12, 2010 @ 10:25 am

    if i am investing 70k every year for 16 years , how much can i get it , my age is @ 29 , as of now i dont have saving , can show 70k as tax savings

  • By ch.venkatesh, May 12, 2010 @ 9:35 pm

    sir..
    my age now 27yrs
    for example i am paid 1500/- per month(jeevan saral 165plan), how much get amount after 15yrs please tell me……….

  • By pandurangaiah setty, May 14, 2010 @ 4:20 pm

    i am in the age of 48 years i intend to plan to invest in Jeevan saral policy monthly 7000/ (seven thousand) who much i may get for 10 years policy plese infrom me then i will take decession to take policy or not.

  • By jitender khowal, May 15, 2010 @ 11:40 am

    I WANT TO KNOW THAT IF I ,LL PAY 24000 YEARLY AFTER 20TH YEAR HOW MUCH AMOUNT I WILL GET.

  • By kishor chandranayak, May 15, 2010 @ 12:29 pm

    Sir,

    I want to invest Rs.3002/- annually wat amount will i get after 10 years after maturity. give me details calcculation.

    Kishor ch. Nayak
    Berhmapur. orissa.

  • By sangram, May 27, 2010 @ 6:43 pm

    Hello Sir,

    Suppose if I pay Rs 3200/- as premium on quarterly basis (i.e 12,800/- annually) then what would be the maturity amount after 20 years …. Also is there any policy named Jeevan Anand. Can we convert Jeevan Saral policy to Jeevan Anand after the completition of proposed 20 years ? …..

    Thanks,

    Sangram

  • By Mamatha R Shetty, July 3, 2010 @ 1:30 pm

    I `m Mamta I would like to know LIC single premium. Please send details my mail my ID.

  • By SUBODH KUMAR, August 20, 2010 @ 12:58 pm

    Dear Sir,
    I am 28 (dob-4th Jan-82)year and want lic jeevan saral wherein i will invest either 6k/9k/12K/18K/24K per year how much amout i will get after 25/30/35 years.Request you please confirm.Request you Please send me details in pdf file on amount and year wise. Thanks in advance!
    Subodh Kumar,
    Gurgaon, Haryana
    email-subodh_dba@yahoo.com

  • By deepak kamboj, September 2, 2010 @ 11:10 am

    my date of birth is 20-01-1981 , i want to know about the monthly installment, if i take jwwvan saral policy upto 1 lacks or upto 2 lacks also

  • By taras munjal, September 11, 2010 @ 11:36 pm

    chutia bana raha hai sub ko.

  • By Luxury Resorts in Mexico, September 20, 2010 @ 12:33 pm

    Its really a great plan for Indians

  • By AKSHAYA, September 20, 2010 @ 2:11 pm

    Suppose iwant to deposit 12000 per annum if jeevan saral how much will return after 10 yrs

  • By RITU, September 21, 2010 @ 4:52 pm

    Hi ,
    I am 35 if I invest 2500 mothly in jeev srl what wld it b by 15 yrs also what is royalty bonus
    Regards

  • By bimal, September 25, 2010 @ 10:30 am

    I have Jeeval Saral Plan where I am paying premium of Rs.6125/- quarterly and the term is for 20 years. How much return should I expect from this policy.

  • By rakesh, September 27, 2010 @ 8:05 pm

    please send me the detail for this policy ….

  • By Arun Singh, October 2, 2010 @ 6:03 pm

    i have got a jeevan saral policy for 15 years , i pay 60,000 rs premium yearly. can u plz tell me how much can i get in 15 yearly and can i switch it too half yearly premium mode .

  • By Arun Singh, October 2, 2010 @ 6:10 pm

    amount — 60000
    city — haldia (w.b.)
    contact no: 9679612533
    d.o.b: 01/04/1980

  • By chaitali, October 5, 2010 @ 6:19 pm

    If i invest 1000 p.m. in jeevan saral how much i get after 10 yrs & after 15 yrs.

  • By ss, October 5, 2010 @ 11:00 pm

    I am giving 12000/= premium in LIC’s Jeevan Saral, yearly for 25yrs. term. What will I get exactly at maturity ?

  • By RAM MANORATH PANDEY, October 9, 2010 @ 6:11 pm

    If i will invest Rs one thousand per month then how many amount i will get after ten years and what will be emergency benefits.

  • By Monica, October 19, 2010 @ 11:54 am

    Hello,
    plz tell me the cheap & best plan according to DOB i.e. 27th May, 1954 with no medical testing n all. I am waiting for your reply
    Thanks & Regards
    Ms. Monica

  • By Mahendran.J, October 19, 2010 @ 6:40 pm

    I am not able to understand the concept of jeevaj saral. Can you pls expain in detail with suitable examples to understand the calculation of bonus and other details

  • By Pritam podder, October 22, 2010 @ 9:29 am

    Hello Sir, i am 26 yrs of age just started depositing Rs 24500 yearly in the jeevan saral plan. how much would i get after 35 yrs (considering that i do not withdraw anything until 20 yrs)

  • By Pritam podder, October 22, 2010 @ 9:30 am

    Hello Sir, i am 26 yrs of age just started depositing Rs 24500 yearly in the jeevan saral plan. how much would i get after 35 yrs (considering that i do not withdraw anything until 35 years

  • By Malaya, October 31, 2010 @ 11:57 pm

    Im 27yrs old , if I invest amount: Rs. 15,000 p.a, for 15yrs, in Jeevan Saral, how much I’ll be receiving.

  • By TAPAN MAHAPATRA, November 9, 2010 @ 11:15 pm

    i want to invest 1000/month for 10yrs.how much i get after 10 yrs?dob-6/1/1959.ph-9437016853

  • By M V SUBBARAJU, November 10, 2010 @ 7:16 pm

    Dear Sir,
    I just started investing in Jeevan Saral policy. I am paying Rs.3062 per quarter for the term of 11y. My age is 25Y. Can you tell me how much i will get at the end of 11Y? and is there any way to increase my premium amount in future for the same policy? Please provide me details as early as possible.

    Thanks,
    M V Subbaraju.

  • By laxmikant, November 18, 2010 @ 1:58 pm

    I want to spend 4500 per month ,till 15years, please tell me after 15 month my maturity amount. i want to interest to invest in jeevan saral atm plan. Thnx.

  • By prashant rathore, November 20, 2010 @ 2:57 pm

    dear sir,
    i have 4 policies of jeevan saral of Rs. 1000 each. so i m investing 4000 Rs per month. now i want to finish my one policy. i have invested for 3 years so total paid amount is 36000 Rs. I just want to know that how much amount i wil get if i surrender this one policy after 3 years. is any thing will deduct from the total amount i have paid or i will get some extra benifits as well.
    Please give me solution, i m really not getting proper answer for this problem as this is the third website i m posting the same question.
    hoping positive answer from ur side.thanks in anticipation.
    Regards, Prashant Rathore

  • By Kapil, November 27, 2010 @ 11:02 pm

    Sir please inform me that whether there is any benefit in jeevan saral if I pay Yearly payment rather than monthly payment

  • By Trupti Dubey, December 3, 2010 @ 5:37 pm

    I need to know about monthly saving plan of LIC. It would be best if plan can help me in tax saving also.

  • By Sridhar Babu, December 10, 2010 @ 12:50 pm

    Hi sir– your info is very good… how much will I get if i Invest 18000/year for 30 years — thanks….

  • By ashish arju chavan, December 27, 2010 @ 12:19 pm

    Sir, I have invested Rs. 1000/- per month in jeevan saral plan. I have to invested for 20 years. How much i can gain after 20 years on both lower returns and higher returns. Also tell me how loyality is caluclated in my scenario.

  • By krishna, December 28, 2010 @ 3:44 pm

    Hi,If i pay 30000 per anum & 20 yrs term in jeevan saral ,how much i will get after maturity

  • By Fathimath Najiya, December 29, 2010 @ 4:47 pm

    Hi,
    I have two Jeevan Saral policies.
    1.Premium amount 9800 being paid quarterly
    2.Premium amount 13169 being paid quarterly
    I want to know the surrender value of this policy.
    1.After 3 years.
    2.After 5 years.
    3.After 10 years.
    3.After 20 years.

    Waht would be the Amount I will be getting after paying the premium for the full term(Thats 35 for both).
    (Please note that theres no Bonus for the policies.)

  • By Vikram, December 31, 2010 @ 4:36 pm

    if i invest 2000 pm for 20 years, what will be maturity value after 20 years?
    I mean in Jeevan saral.

  • By N.VASUDEVAN, January 8, 2011 @ 4:40 pm

    Dear Sir,
    I am 24 year old,i would take Jeevan saral(ATM)Plan in LIC with i invest Rs.3000/- per year for the 20 years.After 20 years how much i will get through this plan and what are the benefits?Please mail me your valuable points.

  • By R.P.Ranga, January 12, 2011 @ 2:32 pm

    I am 48 year old,i would like to take Jeevan saral(ATM)Plan in LIC with i invest Rs.5000/- per month for the 10 years.Death benifits are very clear( 250 times of monthly ipremium) but maturity amount after 10 years is not clear. Pl tell on my E-Mail how much amount amount i will get after 10 yrs as a maturity amount.

  • By SAMEER, January 18, 2011 @ 8:31 pm

    how to calculate maturity amount for jeevan saral plan 165 for a monthly premium of 10000 for 15 years

  • By kavitha, January 24, 2011 @ 9:30 pm

    Dear sir,
    My age is 24. i am planning to invest 5000 per month for 20 years in jevan saral. how much can i get at the time of maturity.
    Thanks,
    Kavitha.

  • By krishnamoorthi, January 25, 2011 @ 12:20 am

    hi… i took jeevan saral policy for me… my age is 25 and yearly premium 36000. so wats sum assured for this.. how much is the gurantied amount i ll get after 20 years or 15 years

  • By gaurav, January 26, 2011 @ 10:14 pm

    Sir,
    I am 35. If I invest 36030 per year for 15 years in Jeevan Saral, what is the maturity amount I will get after 15 yrs?
    Thanks,
    Gaurav

  • By skrishnaiah, January 27, 2011 @ 10:45 am

    Sir,i am working in private sector date of birth 1st jun1968
    i invest monthly 2500/pm and how much get after 15 years
    thanks krishna

  • By supriya mondal, April 22, 2011 @ 11:19 pm

    Sir,
    i want to know what sum i will get after 30yrs in the below mention scenario

    entry age 28yrs
    duration 30 yrs
    yrly premium 18,000/-
    scheme name lic jeevan saral.

    Thanks.

  • By admin, April 22, 2011 @ 11:29 pm

    If your Age is 28 years and u invest Rs.1500/- per month in LIC Jeevan Saral Plan for 30 years term you will get Rs.19,59,060/- on maturity.

  • By Neerav, April 25, 2011 @ 10:04 am

    I am Neerav. I would like to know that what would be my matuarity amount in Jeevan Saral in Given Scenario
    Term 15, 15 &20 years
    PRemiuim 10000/month

  • By admin, April 25, 2011 @ 11:56 am

    If you pay Rs. 1000/- per month in Jeevan Saral you will get Rs.4,13,000/- if term is 15 years. If you have selected 20 years term in Jeevan Saral you will get Rs. 6,63,510/- maturity amount after 20 years. LIC’s Jeevan Saral is giving good returns on your investment comparing with other regular plans.

  • By nikhil, April 26, 2011 @ 3:02 pm

    sir
    i want to invest Rs.1500 pm.which i can choose to get max return.
    dob 31-10-2010 for 20 years

  • By admin, April 26, 2011 @ 5:48 pm

    Is it for your one year baby child or for you? LIC Jeevan Saral have minimum age entry is 12 years completed.

  • By Kantil, April 27, 2011 @ 9:11 am

    I am 28. like to get Jeevan Saral. What is the matuarity amount after
    15/20/25 years
    Premium 10,000/Month

  • By admin, April 27, 2011 @ 1:40 pm

    If you Invest Rs. 10000/- per month in LIC Jeevan Saral for 15 years you will get Rs. 41,30,000 on maturity.
    If you Invest Rs. 10000/- per month in LIC Jeevan Saral for 20 years you will get Rs. 66,35,100 on maturity.
    If you Invest Rs. 10000/- per month in LIC Jeevan Saral for 25 years you will get Rs. 96,32,400 on maturity.

  • By Neelam, May 8, 2011 @ 11:13 am

    I am 47 years old. i just wanted to ask you does age has any effect of premium or maturity amount? if i invested 10,000 rs/ month for 15 years what would be my maturity total?

    Thanks

  • By swathi, May 9, 2011 @ 1:11 pm

    i want to pay 3000 /pa in jeevan saral what is the amont i get afetr 10 years kindly adcice me the best

  • By admin, May 10, 2011 @ 12:12 am

    If you invest Rs. 3000/- per month in LIC Jeevan Saral you will get Rs. 6,25,200/- on maturity after 10 years.

  • By admin, May 10, 2011 @ 12:15 am

    There is no such kind of maturity effect for any age in LIC Jeevan Saral Plan. Maturity amount is same for each age. If you invest Rs. 10000/- per month LIC Jeevan Saral Recurring Scheme, after 15 years you will get Rs. 41,30,000 as matuity Amount.

  • By Mr.M, May 15, 2011 @ 1:30 pm

    Dear Mr.Sameer
    I am 37 years old.i was searching for a good LIC policy,an agent approached me with below details
    Sum Assured : 10,00,000 (Ten Lakhs)
    Premium: 48,040.00 Per Annum
    Payment Term : 16 years
    also he told me that at the maturity i will get
    appoximately 20,00,000(Twenty lakhs) is it true?
    Please advise
    thank you

  • By shantanu, May 15, 2011 @ 10:27 pm

    Hi,
    If I put Rs.48000 (per year) for next 10 years & don’t put anymore, so how much could I get after 35 yrs ??
    And also how much ammount I could partially withdraw ??

  • By Naman, May 16, 2011 @ 9:39 am

    Which one is the best retirement plan? What about tata aig nirvana and nirvana plus

  • By admin, May 16, 2011 @ 11:53 am

    Yes it’s true.

  • By Abhishek, May 23, 2011 @ 3:09 pm

    Hello Sameer,

    I have taken a Jeevan Saral Policy for a period of 30 Yrs. and i am paying a Half-yearly Premium of 18195/-. i.e. 36390/- per year. I took the Policy in November 2008 and my Age at that time was 25. In the Policy, the Sum Assured Amount is mentioned as 7,50,000/- Whereas i am paying a Premium of 10,91,700/- for 30 Years. When i enquired in the LIC Helpline about this, they said that 7,50,000/- is the Sum Assured in Case of Death. Can you please check and let me know how much is the Sum Assured at Maturity that i will get after 30 Years ? Is this Amount mentioned anywhere in the Policy ?

  • By admin, May 24, 2011 @ 7:07 pm

    Dont worry about sum assured In your case your maturity amount should be Rs. 39,18,129/-. in LIC Jeevan Saral Policy. This policy have unique features of Loyalty addition of Ranging between 6 to 10% on maturity.

  • By sangita mishra, May 25, 2011 @ 11:45 am

    hello sir,

    I have taken a Jeevan Saral Policy for a period of 25 Yrs. and i am paying a Half-yearly Premium of 12130/-. i.e. 24260/- per year. I took the Policy in November 2010 and my Age at that time was 27. In the Policy, the Sum Assured Amount is mentioned as 60,6500/- Can you please check and let me know how much is the Sum Assured at Maturity that i will get after 25 Years ? Is this Amount mentioned anywhere in the Policy ?

  • By AJM, May 30, 2011 @ 10:32 pm

    Hey you seem to be the right person to get advise from.

    Our plan is to invest 100000 to save tax. You think Jeevan Saral is the best plan? You think 20000 is ok to put in Jeevan Saral?

    We need your advise on saving TAX.

    If you dont mind sending me an email i would be able to give you the gross income and you can help in planning accordingly.

    Thnx

  • By JAGABANDHU BEHERA, June 2, 2011 @ 5:23 pm

    Dear sir
    I have taken lic jeevan saral from 30th may period of 21 yrs ,i am paying half-yearly premium 4852 per year 9704,Now my age will be 24 on 8th June,i want to know only which amount i will give next 21 years with addition of bonus

  • By JAGABANDHU BEHERA, June 2, 2011 @ 5:34 pm

    Dear Sir
    I want to know all information of LIC’s Jeevan Anand of sum assured 2 lac. My D.O.B 08.06.1987,i will take premium amount with in 10000 yearly

    Rgds
    Jagabandhu

  • By admin, June 4, 2011 @ 10:00 am

    You may visit http://www.avdhootinvestment.com/jeevananand.html for Detail on LIC Jeevan Anand Policy.

  • By admin, June 4, 2011 @ 10:06 am

    You may go for 10,000/- per month for 35 years. You will get lum sum maturity amount around Rs.1,68,34,600/-.

  • By admin, June 4, 2011 @ 10:20 am

    Your Death Sum Assured is Rs. 5,00,000/- & Rs. 7,35,260/-is your maturity sum assured shows in the policy in your case. But You will get Rs.19,26,240/- after 25 years. The Basic Sum Assured works as Per month Premium multiply by 250 is 5,00,000/-. The Slogan of this policy is 250 times risk cover on your monthly premium.

  • By ashok rai, June 7, 2011 @ 10:06 pm

    sir if i deposit 25400 yearly in jeevansaral policy for 21 years please give me maturity amount after 21 years, it is fixed return or not.

  • By admin, June 8, 2011 @ 11:20 am

    Rs. 14,39,230 is the maturity amount you will get if you have paid Rs. 25400/- per year means 2000/- per month upto 21 years term. This returns are variable.

  • By Sushil Punaskar, June 10, 2011 @ 11:07 pm

    If I invest Rs.5,000 pm for 20 years, what would be the maturity amount all returns put together ?

  • By Gopinath Saha, June 16, 2011 @ 8:57 pm

    sir mine age is 50. i have deposited 12000 per year what i will get after 10 years?

  • By Rita, June 16, 2011 @ 9:03 pm

    Sir,
    I want to know that if i deposit Rs 12000.00 per year in jeevan saral for 10 years. what amount i will get after maturity?

  • By roshni, June 20, 2011 @ 11:35 am

    i want to invest Rs. 2000/- per month for 10 yrs my age is 30 how much i will get after 10 yrs? can i take loan against this deposit?

  • By mayank verma, June 21, 2011 @ 5:16 pm

    can you tell me the rate at which you r calculating the return for jeevan saral..i want to invest 2000 p.m.tell me the returns after 10.15,20 yrs.is the chart given by agents is correct?

  • By admin, June 24, 2011 @ 9:54 am

    If you invest 2000 p.m.Than returns after 10 Years is Rs. 4,16,800, or after 15 years Rs. 8,26,000, or after 20 yrs Rs.13,27,020/-.

  • By admin, June 24, 2011 @ 9:54 am

    If you invest 2000 p.m.Than returns after 10 Years is Rs. 4,16,800/-. in LIC Jeevan Saral Policy.

  • By admin, June 24, 2011 @ 9:55 am

    If you invest 2000 p.m.Than returns after 10 Years is Rs. 4,16,800/-. in LIC Jeevan Saral Monthly Recurring Scheme.

  • By admin, June 24, 2011 @ 9:56 am

    If you invest 1000 p.m.Than returns after 10 Years is Rs. 2,08,400/-. in LIC Jeevan Saral Policy.

  • By admin, June 24, 2011 @ 9:58 am

    If u invest Rs.5,000 pm for 20 years in Jeevan Saral Policy, You will get Rs. 33,17,550 on Maturity.

  • By Mohammad Parvez Alam, June 26, 2011 @ 10:00 pm

    Dear Sir,

    I `m working in Kingdom of Saudi Arabia. I would like to know more about New Jeevan Salral Monthly recurring policy.
    suppose if i pay the premium for 20 yrs than how much i will get at last plzz, give me the full details.
    Date of Birth : 15/05/1980
    Add : Madhubani,Bihar, India
    Occupation : Purchasing In-charge

    exp. premium : INR 2000 (monthly)

    Thanks in advance

    Shan Abraham

  • By shiva, June 28, 2011 @ 3:08 pm

    Hi ,

    I am already paying 84000 amount for LIC Policies.If i want to invest the amount in LIC JEEVAN SARAL Monlthy plan ,How much i can invest?
    Do i need to maintian any limit for that.

    Regards,
    Shiva.

  • By Amit, June 30, 2011 @ 4:12 pm

    Hi,
    I want to take jeevan saral 165 for that i want to know if i invest 60,000 pa for 30 yrs now i m 28 yrs old,how much i will get at the time of maturity in detail because some one told me that u will get around 98,00,000 rs how it could be possible nd what is the calculation through which this amount comes????

  • By subhash, July 15, 2011 @ 1:21 am

    I am paying 24,260 HLY for 20 years, how much I will get after 20 years?

  • By ANIL, July 20, 2011 @ 3:13 pm

    Dear SIr,

    as per your knowledge What will be expected return of Jeevan saral …..
    i.e. what will be loyalty addition…

  • By chris, August 8, 2011 @ 8:40 pm

    Sir, the amount tht u have mentioned for 10000 monthly for 20yrs is around 66 lakhs’, is this amount including bonuses declared after completing 10 yrs., or excluding.

  • By admin, August 11, 2011 @ 6:23 pm

    Anythings between 6 to 10% but highest in compare with other convention plans.

  • By anil, September 3, 2011 @ 11:26 pm

    hi admin
    i am paying 12130 half-yearly, then how much return will i get after 20 years in jeevan saral 165 policy?

  • By Gopal Krushna Meher, September 14, 2011 @ 7:21 pm

    sir i am taking a LIC Jeevan Saral Policy of 20 Years. My age is 34 years and i am paying a Half Yearly premium of 12130.00. please give me maturity amount (Layalty Addition+ Maturity Sum Asured)after 20 years, it is fixed return or not.

  • By Sachin, September 27, 2011 @ 2:23 am

    Hi, Investing 72000 PA into Jeevan Saral.
    Term 20 Yrs. DOB: 04/08/1981

    How much would be maturity amount after 20 years?

  • By balvinder singh, October 17, 2011 @ 8:20 pm

    premium rs.12250 qly.d.o.c.28/01/2009 sum assured rs. 1000000 plan term 165/21.
    how much ammount i will get after 10 yrs. , 15yrs.,

  • By RAJENDRA KUMAR, October 20, 2011 @ 7:57 pm

    dear sir,
    i am 24 year of old. and i want to invest 12000 per year for 20 years. please tell me after 20 year how much i will get.

  • By srinivas, October 27, 2011 @ 12:11 pm

    If I deposit Rs.1000/- per month for 10 years in the Jeevan Saral RD Scheme, on maturity what will be the amount?
    my DOB 12-10-1975
    Hyderabad.

  • By Sheetal, November 2, 2011 @ 3:55 pm

    Hi,

    I want to know the return rate of interest in Jeevan Saral as well as Jeevan anand and which one is best for investment.

    Thanks,
    Sheetal

  • By admin, November 5, 2011 @ 11:29 am

    It will around 6 to 10%

  • By admin, November 5, 2011 @ 11:32 am

    You will get Rs.2,08,400/- maturity after 10 years.

  • By admin, November 5, 2011 @ 11:44 am

    If you are paying Rs.12000/ premium every year upto 20 years policy term you will get maturity Amount of Rs. 6,63,510 after 20 years in LIC Jeevan Saral.

  • By admin, November 5, 2011 @ 11:45 am

    You will get Rs. 71,96,400/- after complition of 21 year in LIC Jeevan Saral.

  • By nokesh, November 11, 2011 @ 7:31 pm

    hello
    plz sir give some information abt new policy with detail and some example. also inform me abt Jeevan saral .
    Thnx

  • By puja, November 16, 2011 @ 3:58 pm

    i m investing 1500/- per month.how will i get after 16 year?

  • By admin, November 19, 2011 @ 5:57 pm

    There is already example given on LIc Jeevan Saral below topic.

  • By DIPTENDU KUNDU, November 20, 2011 @ 8:39 am

    Respected Sir,

    My brother and me have deposited Rs. 2000/- and Rs. 1000/- per month in Jeevan Saral Plan. I’m 33 years old (Rs. 2000/- P.M) & my brother is 31 years old.(1000/- P.M.). Please tell me how much will we get after 20 years?? No Partial withdrwal will be taken.

  • By sunil, November 21, 2011 @ 3:43 pm

    for monthly payment of jeevan saral policy is it now ecs is mandatory ? agent say’s as per new rule monthly cash payment is not allowed.

  • By admin, November 21, 2011 @ 5:46 pm

    ECS compulsory is only for taking maturity amount not for premium.

  • By vijay, December 7, 2011 @ 3:56 pm

    I am investing 25000 Per year in Jeevan saral from sept 2009. I want to surender policy. How much return I will get if I surender.

  • By Raju Kumar, December 9, 2011 @ 2:58 pm

    I want to take jeevan saral plan and Know about
    I am from Patna.

  • By sandip chavan, December 9, 2011 @ 5:25 pm

    mi sandip jeevan saral policy 165.open keli ahe mala purn mahiti dewoon mala sahkarya karave,3month 500 Rs.barto

  • By Kharak Bisht, January 15, 2012 @ 2:25 pm

    Please guide me. I am 30 years old and I want take the LIC Policy Jeevan Saral for the 20 years.
    I want to invest Rs.1000/00 per month. So please tell me How much total return I will get after 20 years and what will be the risk covered.

  • By admin, January 16, 2012 @ 11:03 am

    Your maturity sum assured is 2,73,450. On matuiry after 20 years in jeevan saral you will get 2,73,450 + 3,48,450 = 5,23,450.

  • By Venkatesh, January 17, 2012 @ 9:51 pm

    Hi,

    I took Jeevan Saral policy with a quarterly premium of Rs 3062 i.e.,12248 Rs yearly. I took this policy for the period of 30 years. As per the insurance agent i got know that i will be drawing 22,00,000 after 30 years. Can any one please explain is this real, if it is please explain how the loyalty bonus and other interest rates is calculated in detail. Quick response will be highly appreciated.

  • By Siva, January 19, 2012 @ 6:35 pm

    I am currently investing Rs 4594 and i am paying it every quarter. Please let me know how much will i be getting after term of 20 years. And how much death benefit will i recieve. When will i be able to take a loan and how much is eligible.

  • By admin, January 23, 2012 @ 12:41 pm

    Death sum assured in Jeevan Saral is depending on your age. Kindly send me your date of birth for calculating the death sum in LIC Jeevan Saral.

  • By admin, January 23, 2012 @ 12:53 pm

    Send us your querry with your date of birth. Life Insurance always gives different values for different age.

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