LIC’s New Jeevan Saral Monthly Recurring Scheme ATM Plan
LIC’s New Jeevan Saral Monthly Recurring Scheme Jeevan Saral ATM Plan Table No 165. Jeevan saral policy by Lic of India which is also called ATM plan. Jeevan Saral has won a Golden Peacock award. Jeevan saral is a Monthly Recurring Life Insurance Plan by Lic of India where you get 250 times monthly premium + total premium paid + LA if any in case of death and on maturity you get a lumpsum amount which is 100% tax free.
Limits Term Age Sum Assured
Minimum 10 12 62500
Maximum 35 60 No Limit
Premium Ceasing Age : 70 Premium Ceasing Term : 0
Table no 165 Plan Highlights
Cheapest LIC’s New Jeevan Saral Monthly Recurring Type Saving Schemes/ Plan Life Insurance is a unique plan having good features of the conventional plans and the flexibility of unit linked plans. To the policyholder it provides -
Higher Cover,
smooth returns,
liquidity and
a lot of flexibility Savings
BENEFITS:
On Death:
250 times the monthly premium, plus
return of premiums excluding extra/rider premium and first year premium, plus the loyalty addition, if any. ATM Facility avail.
On Maturity:
Maturity sum assured, plus
The Loyalty Additions, if any
SPECIAL FEATURES:
High risk cover at low premium
Extended risk cover for one year after 3 years premium payment.
Optional higher cover through Term Riders
The policyholder can choose a maximum term but can surrender at any time without any
surrender penalty or loss after 5 years
Any number of withdrawals through partial surrendering
OTHER ELIGIBILITY CONDITIONS:
Premium : Minimum premium of Rs.250/- per month for entry age upto 49 years. and Rs.400/- per month for entry age 50 years and above.
No Limit for the maximum premium per month.
Mode : Yearly, Half-yearly, Quarterly and Monthly under Salary Saving Scheme
In case of term rider, minimum and maximum age at entry will be 18 and 50 years respectively.
Further minimum sum assured will be Rs.1 lakh. Flexibility to increase/ decrease premium & withdraw money according to your needs. Save Tax upto Rs.33390.The Best and Most Popular and most sellable Product/ Policy of LIC is Jeevan Saral.
You will make Comparision Betweem Post Rd Acoount V/s LIC Jeevan Saral.
- To View Examples/ Illustrations on Jeevan Saral Click here
- Download ECS Form for your Jeevan Saral Click here
Contact us for free Examples quotes review/ Charts/ calculations/ Plan Presentations etc on LIC’s New Jeevan Saral Monthly Recurring Type Schemes ATM Plan Life Insurance policy. Our LIC of India Authorised Agent/ Insurance Advisor/Consultant will Contact you within 24 hrs. Learn here how to earn maximum return on your investment. Systematic Withdrwal and Systematic Investment means SIP and SWP both the benefits are available in LIC Jeevan Saral Plan Brochure.
Tags: jeevan saral, lic jeevan saral, LIC New Schemes, Monthly Recurring Plan, New Schemes, Presentaions, Presentation, Recurring Insurance, Reviews, Salary Schemes
Life Insurance, Special Plans | Sameer Trivedi December 30, 2009
By Shan Abraham, December 7, 2009 @ 4:54 pm
Dear Sir,
I `m working in Kingdom of Bahrain. I would like to know more about New Jeevan Salral Monthly recurring policy.
Date of Birth : 20/04/1981
Home : Thiruvalla, Kerala, India
Occupation : Engineer (Electronics & Communication)
exp. premium : 20000 (yearly)
Thanks
Shan Abraham
By Sameer Trivedi, December 8, 2009 @ 2:17 pm
Our most sellable product is LIC’s Jeevan Saral Monthly Recurring Plan
By SONU, December 9, 2009 @ 9:12 pm
mai lic agent hu or mai samaj nahi saka ki kis tarike se itna intt is saral jeevan policy par mil sakta hai pls call me agar app samja sakte hai
thanks
By Sameer Trivedi, December 9, 2009 @ 9:53 pm
u may get reply very soon by seperate email on your jeevan saral questions.
By Bharat, December 10, 2009 @ 11:59 am
I am not able to understand the concept of jeevaj saral. Can you pls expain in detail with suitable examples to understand the calculation of bonus and other details
Thanx
By Ram Prasad Patra, December 10, 2009 @ 12:54 pm
Suppose a man deposits Rs.1516 in 6 months in Jeevan Saral R.D. policy.How much money he will get after 15 years.
By Sameer Trivedi, December 10, 2009 @ 1:05 pm
Maturity amount shows on your Jeevan Saral Policy is Rs. 74695.00
By Sameer Trivedi, December 10, 2009 @ 1:13 pm
As per your Demand We are added one Example on http://www.avdhootinvestment.com/jeevansaral.html page. Visit this page again u will find the Illustrations on Jeevan Saral with Detail how year to year risk cover this policy & also find what occurs during death/ surrender policy.
By Gajendra Zala, December 13, 2009 @ 9:48 pm
Suppose i deposit Rs-5000/- per month in jivan saral R.D. Policy, How much minimum amount of money i will get after ten year.
By Sameer Trivedi, December 13, 2009 @ 10:07 pm
U will Get 8,82,150/- after 10 Years.
By Jignesh Chauhan, December 14, 2009 @ 1:37 am
jeevan saral plan good for all people like rich,middle cast &poor people.jeevan saral plan made by all people.
By Saurabh Gupta, December 17, 2009 @ 4:08 pm
Hi,
I m saurabh gupta
aonla (bareilly)uttar prdesh
By kajal, December 17, 2009 @ 5:17 pm
sir
please tell me best plan
By kajal, December 17, 2009 @ 5:23 pm
sir
i want to know if we submit rs/10000 in annual years then after 5 years we find how money in any beneficial plan
By Sameer Trivedi, December 17, 2009 @ 6:35 pm
LIC Jeevan Saral is the Best Life Insurance Plan for you.
By Sameer Trivedi, December 17, 2009 @ 6:36 pm
Send your Date of Birth, Investment Amount, Investment Period etc. in well manners.
By Sameer Trivedi, December 17, 2009 @ 6:37 pm
Jeevan Saral have minimum 10 Years Term but u may withdrwal partially or fully after complition of 5 Years all premium paids are given back in your case
By Annie Paul Aranjo, December 19, 2009 @ 3:10 pm
If I deposit Rs.1000/- per month for 10 years in the Jeevan Saral RD Scheme, on maturity what will be the amount?
By N, December 22, 2009 @ 12:38 pm
Hello Sir, i am depositing Rs 15400 half yearly in the jeevan saral plan. how much would i get after 10 yrs/ 15 yrs (considering that i do not withdraw anything after 10 yrs)/ 20 yrs(considering that i do not withdraw anything after 15 yrs).
By Sameer Trivedi, December 23, 2009 @ 6:23 pm
u may withdrwal partially or fully anytime after complition of 10 years. This rules are same for any term.
By Sameer Trivedi, December 23, 2009 @ 6:36 pm
If U are closing after 10 Years u will get 2,60,500 & If closing after 15 Years the Maturity Amount becomes 5,16250 in Jeevan Saral
By Kaushal Mishra, December 25, 2009 @ 3:15 pm
How much get after 20 years by the investment of 25000 per year in jeevan saral plan.
Date of birth: 07/03/1979
By bikrant, December 25, 2009 @ 7:43 pm
Hello Sir, i am 32 yrs of age just started depositing Rs 49300 yearly in the jeevan saral plan. how much would i get after 20 yrs (considering that i do not withdraw anything until 20 yrs)
By Sameer Trivedi, December 26, 2009 @ 5:56 pm
How much get after 20 years by the investment of 25000 per year in jeevan saral plan.
U will get Rs. 13,27,020 after 20 years.
By Sameer Trivedi, December 26, 2009 @ 5:58 pm
Hello Sir, i am 32 yrs of age just started depositing Rs 49300 yearly in the jeevan saral plan. how much would i get after 20 yrs (considering that i do not withdraw anything until 20 yrs) U will get Rs.26,54,040 After 20 Years in your case.
By sharma jitendra, December 27, 2009 @ 8:41 pm
sir mane jivan sarl police li hai lekin wah net par police ki koi bhi detaile nahi bata raha hai mere police no hai837340431,837340432
By sharma jitendra, December 27, 2009 @ 8:44 pm
sir meri jivan saral police ka koi bhi record net par bata nahi raha hai meri police no hai 837340431,837340432
By Sameer Trivedi, December 28, 2009 @ 7:50 pm
Make your Login ID at http://www.licindia.in than enter your policy record like policy number & premium. After Complition u will see everything about your Jeevan Saral Policy online on LIC Website.
By Rupali, December 29, 2009 @ 3:52 pm
Sir,
Re : Jeevan Saral ATM plan 165
pl tell me when this scheme started from.
By kishor bhageriya, December 31, 2009 @ 9:14 pm
1000/-pm premium for 20 years how much i will get
By anurag, January 2, 2010 @ 1:57 pm
sir tell me jeevan saral plan i want deposit monthly maximum 500 and also tell me child heath plan and life inssurance plan……………….
Date of birth: 01/05/1979
By Sameer Trivedi, January 2, 2010 @ 6:12 pm
6,63,510
By vijai, January 3, 2010 @ 3:26 pm
Sir,
I am 35. If I invest 36000 per year for 15 years in Jeevan Saral, what is the maturity amount I will get after 15 yrs?
Thanks,
Vijai
By vijai, January 3, 2010 @ 3:27 pm
Sir,
Is jeevan saral best for maturity benefit or death benefit, please advise as I have little knowledge in insurance schemes.
By MOHAMEDMEERAN, January 4, 2010 @ 3:51 pm
Sir, If i pay 2,500 qtly in jeevansharan policy after 20 yrs how much i will get Thanks!
By vinay goyal, January 4, 2010 @ 6:57 pm
sir i want to invest money 1lac,wat will be best.
By Sameer Trivedi, January 4, 2010 @ 7:08 pm
If u pay 2,500 qtly in LIC JeevanSaral Policy after 20 yrs u will get 4,18,760.
By Sameer Trivedi, January 4, 2010 @ 7:12 pm
u will get 13,76,880 on maturity after 15 years for investment of 36000 per year
By Sameer Trivedi, January 4, 2010 @ 7:15 pm
LIC Jeevan Saral is the best for u. In LIC Jeevan Saral Plan u may invest Minimum 250 Per Month as a Monthly Premium or in multiplication with 250 any amount. In LIC Jeevan Saral Policies Government Of India Declare Loyalty Free in Jeevan Saral. So the Direct Benefits of Loyaty addition goes to the policy holdrer/ customer. So comparing with others lic policy u may get highest retrurn in LIC’s Jeevan Saral Product. This Policy Gets Lots of Awards due to its flexibility features.
By Sameer Trivedi, January 5, 2010 @ 5:41 pm
I was already send u about jeevan saral it’s spelling mistake by me…
By tejas, January 6, 2010 @ 12:56 pm
hi my age is 24,kindly advise which is a better plan saral or anand (jeevan).And is the bonus/loyality guranteed in saral????? If yes then how much ???
By Madhab Halder, January 6, 2010 @ 3:40 pm
Jivan Saral is best policy in my view,as soon I open this policy
By bhaskar, January 9, 2010 @ 10:02 pm
how much total I can get if i invest 2000 per month in LIC jeevan saral RD for 15 years. what are its benfits
By zezito Fernandes, January 10, 2010 @ 12:50 pm
Hi would like to know how much would i get back on an investment of Rs 12000 per year under JEEVAN SARAL PLAN 165 for a period of
a. If enrolled for 10 years
b. If enrolled for 20 years
By SACHIN, January 11, 2010 @ 10:55 pm
sir if i pay 24020 yearly how much return i will get after 16 years?
By MOHAMEDMEERAN, January 12, 2010 @ 4:38 pm
Is it possible to start with Rs 1000 intial amount, and if i pay Rs 1000 per month how much i will get after 15 yrs with loyalty, and after 20 yrs how much, which is best, because agents saying lotsof policy i am realy confused.
Thanks!
By Orange, January 12, 2010 @ 4:45 pm
I am 43 years old. If I invest Rs 1000 pm for 25 years in Jeevan Saral, how much will I get at maturity?
By Sameer Trivedi, January 12, 2010 @ 6:43 pm
If u invest Rs 1000 pm for 25 years in Jeevan Saral, you will get at maturity Rs. 9,63,240/-
By Sameer Trivedi, January 12, 2010 @ 6:45 pm
If u will start with Rs 1000 intial amount, and if u pay Rs 1000 per month how much you will get after 15 yrs with loyalty Rs.4,13,000, and after 20 yrs maturity amount will be Rs.6,63,510
By Sameer Trivedi, January 12, 2010 @ 6:49 pm
If u pay 24020 yearly you will get Rs.9,17,920/- after 16 years.
By Sameer Trivedi, January 12, 2010 @ 6:51 pm
If you invest 2000 per month in LIC jeevan saral RD for 15 years u will get Rs.8,26,000/- on maturity.
By Sameer Trivedi, January 12, 2010 @ 6:53 pm
Hi would like to know how much would i get back on an investment of Rs 12000 per year under JEEVAN SARAL PLAN 165 for a period of
a. If enrolled for 10 years get maturiy amount Rs.4,16,800/-
b. If enrolled for 20 years get maturiy amount Rs.13,27,020/-
By Anish, January 20, 2010 @ 4:11 pm
Hi sir,
I took Jeevan saral for an yearly recurrinrg premium of 50000 INR for 20yrs maturity period. Can you tell me what is the minimum assured amount will i get after 10 years.I would like to know the calculation charts for LA .Can you gimme the source ?I think after 10 years the sum would be premiums paid from first year +LA. I want to know how LA would be calculated and wats the minimum value of LA to be given to policy holders?
By Anish, January 20, 2010 @ 6:07 pm
I heard Jeevan Saral policy has highest rate of return than all other plans because there is special relaxation by govt.of india not to pay incometax on surplus of this plan by lic of india. and govt.’s share of 5 % is payable after 9 yrs. by lic. Is it true?
what is the current year rate of return for Jeevan saral.
By Sameer Trivedi, January 21, 2010 @ 10:51 am
I heard Jeevan Saral policy has highest rate of return than all other plans because there is special relaxation by govt.of india not to pay incometax on surplus of this plan by lic of india. and govt.’s share of 5 % is payable after 9 yrs. by lic. Is it true?
what is the current year rate of return for Jeevan saral. LIC will declare after 10 years. This policy is only 3-4 years old so rates are not available
By k.satya nagu, January 26, 2010 @ 9:24 am
please let me know how much maturity amount i will get if i invest in jeevan saral monthly 1000/-. my age is 45years.
By pankaj, January 27, 2010 @ 4:43 pm
sir mai jivan saral plan liya hai 6000/years pls mujhe bataye ki kya es plan me money back milegi?
By Sudhir, January 28, 2010 @ 11:27 am
Hi, what would be expected returns (illustrative)on Jeevan Saral if am paying Rs.24,000 for 21 years.
thanks
By Sameer Trivedi, January 29, 2010 @ 6:20 pm
Yes u can make partial or fully withdrwal after complition of 10 years since inception.
By Sameer Trivedi, January 29, 2010 @ 6:21 pm
mention in proper manners like investment amount, period etc. for getting appropriate maturity calculations.
By Sameer Trivedi, January 29, 2010 @ 6:24 pm
u will get 14,39,280 after 21 years if 24000 invested per year.
By anil, February 1, 2010 @ 11:06 pm
hi i want to save tax limit of 80000 so for that what amount i have to invest and where
By Sameer Trivedi, February 2, 2010 @ 6:35 pm
In LIC you can invest Maximum 100000/- per year under section 80 C & in Mediclaim you can invest upto 15000/- per Year under section 80 D.