LIC’s New Jeevan Saral Monthly Recurring Scheme ATM Plan

LIC’s New Jeevan Saral Monthly Recurring Scheme Jeevan Saral ATM Plan Table No 165 (Closed for Sale). Jeevan saral policy by Lic of India which is also called ATM plan. Jeevan Saral has won a Golden Peacock award. Jeevan saral is a Monthly Recurring Life Insurance Plan by Lic of India where you get 250 times monthly premium + total premium paid + LA if any in case of death and on maturity you get a lumpsum amount which is 100% tax free.

Limits                 Term         Age            Sum Assured

Minimum          10               12               62500

Maximum          35              60               No Limit

Premium Ceasing Age : 70         Premium Ceasing Term : 0
Table no 165  Plan Highlights
Cheapest LIC’s New Jeevan Saral Monthly Recurring Type Saving Schemes/ Plan Life Insurance is a unique plan having good features of the conventional plans and the flexibility of unit linked plans. To the policyholder it provides –
Higher Cover,
smooth returns,
liquidity and
a lot of flexibility Savings
BENEFITS:
On Death:
250 times the monthly premium, plus
return of premiums excluding extra/rider premium and first year premium, plus the loyalty addition, if any. ATM Facility avail.
On Maturity:
Maturity sum assured, plus
The Loyalty Additions, if any
SPECIAL FEATURES:
High risk cover at low premium
Extended risk cover for one year after 3 years premium payment.
Optional higher cover through Term Riders
The policyholder can choose a maximum term but can surrender at any time without any
surrender penalty or loss after 5 years
Any number of withdrawals through partial surrendering
OTHER ELIGIBILITY CONDITIONS:
Premium : Minimum premium of Rs.250/- per month for entry age upto 49 years. and Rs.400/- per month for entry age 50 years and above.
No Limit for the maximum premium per month.
Mode : Yearly, Half-yearly, Quarterly and Monthly under Salary Saving Scheme
In case of term rider, minimum and maximum age at entry will be 18 and 50 years respectively.
Further minimum sum assured will be Rs.1 lakh. Flexibility to increase/ decrease premium & withdraw money according to your needs. Save Tax upto Rs.33390.The Best and Most Popular and most sellable Product/ Policy of LIC is Jeevan Saral.

You will make Comparision Betweem Post Rd Acoount V/s  LIC Jeevan Saral.

Contact us for free Examples quotes review/ Charts/ calculations/ Plan Presentations etc on LIC’s New Jeevan Saral Monthly Recurring Type Schemes ATM Plan Life Insurance policy. Our LIC of India Authorised Agent/ Insurance Advisor/Consultant will Contact you within 24 hrs. Learn here how to earn maximum return on your investment. Systematic Withdrwal and Systematic Investment means SIP and SWP both the benefits are available in LIC Jeevan Saral Plan Brochure.

320 Comments

  • By g k marthande, March 9, 2012 @ 3:25 am

    dear sammer,
    i am 24 yr,i took an lic jeevan saral of rs 12010 anual premium for 16 yrs,the sum assued is just Rs-250000, it seems this amount is quite low,dont u think so

  • By Jeevan Saral, March 15, 2012 @ 5:21 pm

    Birla sun life jeevan saral paln is provide the facility but many time people is used to spread to rumor and cheat in many people .so you have full information is collect then hold the policy.many agencies are fraud .and only for earn money.

  • By swati singh, March 20, 2012 @ 12:59 pm

    hi
    me swati, i want to know about jeevan saral plan table -165.
    also i have one confusion in jeevan saral plan, that i stated this plan from 27 april 2011 for 25 year ,amount is 6112/year. but my agent says, i will get only 150000 Rupees after 25 year it is corrrect or not because your table shows 6.00lacs+ so please provide detail for that.
    thanks

  • By admin, April 23, 2012 @ 6:16 pm

    If you ar epaying Rs.500 per month in LIC Jeevan Saral, u will gets Rs.4,81,620/- maturity after25 yrs.

  • By Chaitra, March 22, 2012 @ 3:37 pm

    Hi,I just took this policy a week back, but now not convinced. DOB: 28th April 1984. Picked up the RD for Rs.1000/- P.M for 10years. What benefit do I have?

  • By admin, April 23, 2012 @ 6:19 pm

    You will gets 2,08,400/- maturity after 10 yrs.

  • By Anil Kumar Mishra, March 23, 2012 @ 9:56 am

    Pl tell me the gurranted amount I will get after 10 yrs for investment of 1000 Rs p.m. in case of live and death.

  • By Anil Kumar Mishra, March 23, 2012 @ 9:59 am

    My son is aged 17 yrs. I may take this policy for 15 yrs if it comes as good investment.

  • By NETRA, May 9, 2012 @ 1:05 am

    from 01/04/02012 is lic jeevan saral is in tax free catagary? or pl, send list of lic plans which are tax free? what is the impact of new tax rules on lic j, saral.

  • By admin, June 1, 2012 @ 11:23 pm

    No change in jeevan saral.

  • By Datchpalle Noel, May 21, 2012 @ 10:41 pm

    Please send me an email

  • By Datchpalle Noel, May 21, 2012 @ 10:43 pm

    I would like to invest 2000 per month, what is the tax benefit amt which I will be getting and If I withdraw the full amt at 5 yrs what will be amt I will be getting. Are there any charges for premature withdrawal. Is there any bonus which I will be receiving.

  • By Shrikant, May 22, 2012 @ 8:00 pm

    Hi,

    I am 25 years old.If I invest Rs. 2000 per month for 10 years how much amount will I get on maturity?

  • By Shrikant, May 23, 2012 @ 9:12 am

    Hi,

    I am 25 yrs old. If I invest Rs. 2000 per month for 10 years in Jeevan Saral policy, what amount will i get after maturity?

  • By alpesh prajapat, June 13, 2012 @ 11:58 pm

    hello sir , i just want to know that if i am paying 500 rs per month in jeevan saral plan than how much wiil be the maturity sum after ten year….. and also tell me the way it is calculated…. considering the age, terms and the benefits…. please reply..

  • By admin, July 6, 2012 @ 12:55 am

    Kindly provide your date of birth for calculation.

  • By MANOJ KUMAR SAIN, July 14, 2012 @ 11:08 am

    hello sir ,
    i just want to know that if i am paying 1000 rs per month in jeevan saral plan than how much wiil be the maturity sum after five year….. and also tell me the way it is calculated…. considering the age, terms and the benefits. please reply.my id manojsain4005@yahoo.in

  • By Devanshi, December 24, 2012 @ 10:58 pm

    Hello,

    I have taken Jeevan saral policy in Sept. 2005 at age 27. My Age is 34 now. The premium of this policy is 766 rs/qtr.(750 installment premium plan) And maturity date is sept 2026. I want to know how much rs I will get on this date and after 10 years if i surrender my policy.

    Thanks in advance

  • By Vandana, February 17, 2013 @ 1:19 pm

    Sir I’m 57 years old and taken jeevan saral policy for 13 years period for 5 lacs sum assured. Monthly (ecs) premium I’ll be paying is 2042/- per month for 13 years. Can you please tell me the maturity amount I’ll get after maturity of policy.
    Thanks in advance.

  • By parminder, February 20, 2013 @ 9:58 am

    sir, i would like to know about jeeval saral..if i invest rs 5000 pm for 15/20yr, how much i will get maturity…considering i do not withdraw any amount during these years…….

  • By tashi, February 27, 2013 @ 12:03 pm

    sir ,
    ia have already invested rs 2042 under table 165/15 however am not happy with its sum assured . Are there nay plans both parents can invest in one single plan so that the our monthy premium will be more . Both can invest upto Rs 3000/- each , age is 34 & 33.
    please so assist us in choosing the right plan

  • By Anil Kumar Roopchandani, February 28, 2013 @ 8:15 pm

    Dear Sir,
    I have taken a jeevan saral policy on 28.12.2010 with yearly premium of Rs7206 for 15 years plese tell me how much amount i get after 15 years & is it possible to withdraw it after 10 years if yes then how much amount i will get.
    policy no. 386497766

  • By SELVA KUMAR, March 2, 2013 @ 4:10 pm

    Iam an LIC Agent,if any one want to buy policy
    contact my mail id (tax saver benefits are avaliable in LIC Policy)

  • By Gurdeep Singh, March 12, 2013 @ 10:24 pm

    Date of Birth – June,80
    Policy Term – 35 years
    Annual Premium – 20000
    Policy – Jeevan Saral
    Pls let me know expected value of maturity amount.

  • By Beena Negi, March 13, 2013 @ 12:20 pm

    Hello,
    I have taken jeevan saral policy in jan 2009 at age 34.Now my age is 38. The premium policy is 1000 PM and maturity date Jan 2024. I want to know how much rs I will get on this date and after 10 years if i surrender my policy.

    Thanks in advance.

  • By Beena Negi, March 13, 2013 @ 12:22 pm

    Hello,
    I have taken jeevan saral policy in jan 2009 at age 34.Now my age is 38. The premium policy is 1000 PM and maturity date Jan 2024. I want to know how much rs I will get on this date and after 10 years if i surrender my policy.

    Thanks in advance.

  • By FENAL SONI, March 23, 2013 @ 12:16 pm

    I INVEST RS. 2000 TO 25000 P.A. SO PLS SEND BEST LIC PLAN Age 29.

  • By Ambika, May 13, 2013 @ 4:52 am

    i am working in small software company monthly income is 15000, Annual ncome is 1.8 so i would like to know anout jeevan saraly policy . if i am able to pay 1000 per month saral plan than how much wiil be the maturity sum after five year….. and also tell me the way it is calculated…. considering the age, terms and the benefits. please reply.my id my age is 28

  • By admin, May 27, 2013 @ 6:46 am

    This policy have minimum term of 10 years.

  • By admin, May 27, 2013 @ 6:42 am

    If you are taking Sum Assured of 21,25,000 in jeevan saral for 20 years term. Your premium may 1,02,085. If you surrender after 11 years you will gets 15,02,800/- & if you go for 20 years you will gets 30 to 45 lacs on maturity.

  • By Ajay kumar verma, May 31, 2013 @ 10:17 am

    Respected sir,

    if i pay 1000 rupee per month for 20 year then after maturity how much amount i will get from this policy. please suggest me asap possible.
    thanks

  • By Ajay kumar verma, May 31, 2013 @ 10:19 am

    if i pay 1000 rupee per month for 20 year then after maturity how much amount i will get from this policy. please suggest me asap possible.My age 28 year
    thanks

  • By GOVARDHAN GUPTA, June 5, 2013 @ 9:51 pm

    investment amount 1000/- monthly
    period 10 years
    mumbai
    date of birth 18 may 1984
    what will be maturity amount and risk coverage

  • By mahendra, June 3, 2015 @ 5:17 pm

    new plan

  • By admin, June 24, 2015 @ 5:12 pm

    This Plan is already closed

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