• Unit Linked Plan with Policy Term of 8 Years.
• Free Insurance Cover for 2 years after maturity.
• Amount payable on maturity will be based on Highest NAV in the 1st 7 years or the NAV at the end of 8 years whichever is higher.
• Accicent benefit upto 50 lacs is available.
• Mode of Payment- Single or for 3 Years. For 3 years premium paying term, premium can be paid monthly, ECS, Quarterly, Half Yearly or Yearly.
• Minimum premium Rs. 2,000/- p.m. for monthly (ECS) mode. Rs. 20,000/- p.a. for 3 year term & Rs. 40,000/- for single premium. Maximum Premium: No Limits.
• Minimum age of entry 10 years and maximum 65 Years.
• Minimum Sum Assured: 5 times the annualized premium and 1.25 times single premium.
• No top up is allowed.
• Partial withdrwal is allowed twice in a policy year after premium paying term.
• Charges: Premium allocation charge 5% for premium upto Rs.4 lacs & 4.5% for above 4 lacs.  For 3 years premium paying term, Policy allocation Charge in the 1st year ranges ranging from 12% to 11.5% & thereafter every year @ 2.5%.
• Level mortality charge based on age at entry.

Unique features:

1. 1st Guaranteed NAV Product of LIC
2. Instead of increacing mortality premium, this plan offers level premium.
3. Allocation Charge and other charges are extremely low.
4. 2 Years extended life cover after the maturity.
5. Partial withdrwal is allowed.
6. Lowest cost among all plan available in the market of such types of plans.

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Contact us for investment in LIC of India’s Welath Plus Products earliest…..

Previous Rates of Income Tax:

In case of Senior Citizens:

In case of women employees below 65 years of age:

Surcharge on Income Tax:
The amount of Income Tax so computed shall be increased
by a surcharge at the rate of 10% where the taxable income exceeds Rs. 10 lakh

An additional surcharge called the Education Cess is levied
at the rate of 2% on the amount of tax payable inclusive of surcharge.

Qualifying Investment Eligible for Rebate:
Section 80C(1): In computing the total income of an assessee, being an individual or a Hindu Undivided Family, in accordance with and subject to the provisions of this Section, the whole of the amount paid or deposited in the previous year out of his income chargeable to tax being the aggregate of the sums specified in the Section as does not exceed Rs. 1,00,000 shall be deducted from his income.

Premium Ceasing Age : 70 Premium Ceasing Term : 0

Plan Highlights

Features

The Marriage Endowment/ Educational annuity plan provides a sum assured to be kept aside for the expenses of marriage or higher education of the policyholder’s children. Premiums under this plan are payable for a selected term or till death of the life Assured. Benefits will be given only after the selected term.

Special Features

With the help of this policy one can earmark money exclusively for marriage or higher education of his children. Under this plan the policy monies and bonus are paid only at the end of the selected term, irrespective of whether the policy holder survives till the term or not, i.e. the survival or death benefit is payable at the same time. Unlike in the case of other endowment policies, the policy benefits in the case of Marriage Endowment / Student Educational Annuity Plan are not released to the policy holder’s family in case of his premature death, but retained by LIC and released only at the end of the originally selected term. In case the policy holder were to die during the term of the policy, no further premiums are payable but the bonus continues to accrue for the full-term of the policy. The sum assured, plus the accumulated bonus for the full term, are then paid to the family at the end of the policy’s term. Further, one can opt to receive the money either in one lump sum, or in ten half-yearly instalments, the former may be suitable if the policy is bought essentially for the purpose of a child marriage and the latter if it is a provision for higher education. In case, the Double Accident Benefit is availed, then an additional sum equal to the basic Sum Assured becomes payable immediately on death due to accident during the policy term.

Benefits

Survival Benefits:

Sum Assured + Lumpsum Bonus Or Maturity Amount in 10 half-yearly instalments.

Death Benefits:

Sum Assured + Lumpsum Bonus.

Natural:

Payment of future premiums cease immediately. The policy money i.e. Sum assured + Bonus + Final additional bonus becomes payable on the date previously selected, if eligible.

Accidental:

Payment of future premiums ceases immediately. An amount equivalent to Sum Assured paid immediately. The policy money i.e. Sum assured + Bonus + Final additional bonus, if eligible becomes payable on the maturity date.

Tax Deduction at source: No Tax deduction at source on interest paid/ credited upto Rs. 5,000/- in a Financial Year.

Loan Facility: Loan against deposit is available after 3 months from the date of deposit upto 75% of the deposit amount, subject to the other terms and conditions framed by ICICI Home Finance from time to time. Interest on such loans will be 2% above the depsoit rate.

In Case of any querry on  Latest Interest Rates on ICICI Home Finance Limited Company Deposits  or to invest money Ask our Authorised Agent before Investing Money & See the last updated time stamp.

Highlights

• An additional interest @0.50% p.a. will be paid on Deposits where Sale Depositor/ Sole Depositor/ Shareholder/Employee of the company is elligible for this benefits
• Deposits will accepted at Mumbai only according to the terms and conditions as conditions are contained in Application Form.
• Additional Amount in Multiples of Rs. 1000/- will be accepted.
• Bank Charges for payment made by demand draft will be born by the company.
• Unique nomination facility available.
• Premature withdrwal permissible as per statutory guidelines.
• Income Tax will not be deducted upto interest amount of Rs. 5000/- in a Financial Year, subject to change in the application Tax Laws.
• Single deposits of Rs. One lakh and above will be accepted by special terms to be agreed upon between Depositor and the Company subject to Companies (Acceptance of Deposits) Rules, 1975.
• The Company Shall be entitled, at its sole direction and without assigning any reason, to repay the amount of deposit at any time after the expiration of 6 months from the date of acceptance of the deposit but before the expiry of the period for which such a deposit was accepted by the Company but in such case the Company shall pay to the depositor interest in accordance with the Companies (Acceptance of Deposits) Rules, 1975 for the time being in force.

Scheme A- Non Cumulative Interest Scheme

Interest compound quarterly and payable half yearly.

Scheme B-  Cumulative Interest Scheme

Interest compound quarterly and payable on Maturity. 

All Communication with regards to Fixed Deposits of Ceat Limited should be addressed to the Registars to the Fixed Deposit Scheme, at the following address.

Cumulative Scheme

Non –Cumulative Scheme

* Senior Citizens/ Shareholders/ Employees will get an additional rate of 0.25% per annum #Interest payment half yearly on 30th September and 31st March only through ECS. ## compounded annually.

Renewals for Company Fixed Deposit scheme wil be accepted in the Scheme prevalling on date of maturity. Only Principal Amount will be renewd in case of renewal. Additional amount will be accepted in multiples of Rs.1000/-.

• One of India’s leading real estate developers.
• Over 3 decades of real estate and infrastructure development experience.
• Market capitalization on 20/09/2009 of approx. Rs.27000 crores, 2nd largest among listed real estate developers.
• Land reserve of over 7,500 acres spread across major centres of economics activity in India.
• Setting up apan India mobile telephony business jointly with Norway’s Telenor Asa., the seventh largest mobile operator in the world.

Deposit Highlights

• Minimum deposit amount is Rs 1,000 only.
• Additional amount will be accepted in multiples of Rs. 1,000 only.
• Nomination facility is available.
• Payment of Interest would take place through NEFT facility and Interest advice for First Financial Year would be furnished in advance/ In case of non availability oaf Bank, A/c details of NEFT facility, Post Dated Cheques will be sent along with the FDR, incase of Scheme A.
• Payment of Principla/Interest would take place through NEFT facility from designated IDBI Bank. Account payable at cheques will be issued incase of absence of Bank details of Investors or non availability of  NEFT facility.
• Premature refund allowed as per Companies (Acceptance of Deposits) Rules 1975.
• Interest to be calculated monthly on deposits of 1 year and more in Scheme B.
• Interest to be calculated from the date of encashment of Cheque/Demand Draft by Unitech Ltd.

Scheme A: Non Cumulative  Deposits

 Notes: Interest would be paid on a quarterly basis. Additional Amounts in multiples of Rs. 1000/-

Scheme B: Cumulative Deposits **

Interest Compounded monthly on deposits of one year or more and payable on maturity. Additional amounts in multiples of Rs.1,000/-.

Registered Office:

• Jaypee Group
• Engineerring & Construction
• Cement
• Hydro, Thermal & Wind Power
• Expressway & Real Estate
• Hospitality
• Education

Fixed Deposit Schemes Highlights

• In case of Non-Cumulative Deposit Scheme, post dated interest cheques/warrants after deduction of Tax where applicable, will be dispached in advance for each financial year.
• Nomination Facility available.
• Pre-mature withdrawal of deposits as per Rules applicable.
• Repayment of principal and interest is payable at par at all branches of IDBI Bank Limited and at specified branches of VIJAYA Bank where there is no Branches of IDBI Limited.

Scheme A: Querterly Income Plan

• Additional amounts in multiples of Rs. 1,000/-
• Interest on quarterly income plan is compounded monthly and paid quarterly.
• Post-dated interest warrants on Deposits for each financial year will be despatched in advance along with the Fixed Deposit Receipt.

Scheme B: Cumulative Deposits

• Additional amount in multiples of Rs.1000/-
• Maximum amount per investor for six month’s duration Rs10 lacs.
• Interest compounded monthly on Deposit of one year or more.

Registered Office: