ICICI Lombard Family Floater Health Insurance: A Comprehensive Health Insurance policy that ensures medical benefits. Secure your family against financial emergencies durring sudden illness, surgery and accidents as well as against terrorist activities.
Family Floater Health Insurance Plan lets you share the entire sum insured among the family members covered under the policy, without any individual upper limits.
Policy Details
Key Benefits
- Comprehensive coverage for your family with floater benefit.
- Cashless claims facility at over 4000+ network hospitals across India.
- Continue to enjoy quality service even during claim settlements with ICICI Lombard Health Care- our own in house health claim processing and wellness team.
- No Sub-limits on room rent, doctor fees and hospital charges or for any disease or any hospitalization expenses.
- You will get a Free health check-up coupon for any one insured family member, valid for the policy period.
What is Covered
- Medical expenses incurred as an impliment during hospitalisation for more than 24 hours, including room charges, doctor/surgeon’s fee, medical bills, etc.
- Medical expenses incurred 30 days prior and 60 days post hospitalisation.
- Day Care expenses incurred on named advanced technological surgeries and procedures requiring less than 24 hours of hospitalisation. (Including Dialysis, Radiotherapy and Chemotherapy).
What is not Covered?
Exclusion valid for the first 30 days.
Any illness contracted within 30 days of the inception date of the Policy, except those that are incurred as a result of an accident. This clause is not applicable on the subsequent renewals.
Eligibility
- The customer can buy the policy for any family member(s) children and/ or parents.
The Senior most person to be insured should be between 5 to 60 years of age.
- The Proposer needs to be aged above 18 years.
Claims
Refer to you cashless claim card and check th logo displayed to determine your service provider. Or Call us on +91- 98254 72919 for more detail.
The ICICI Lombard Shop Insurance is a comprehensive policy for the shop owner and the shop. Under this policy both the structure and the contents of the shop are covered. It gives financial protection if any mishap like fire, earthquake, burglary, fraud etc takes place. It also renders compensation for the claims of liability and benefits of accident.
Under the ICICI Lombard Shop Insurance certain things are covered. Those are:
• Fire (Building and Contents) – The losses covered by fire, riot, strike, lightning, flood, storm, cyclone, terrorism etc are covered.
• Burglary – It protects the contents in the shop against any loss or damage caused by burglary and also the cash kept in the safe.
• Cash in transit – the losses caused due to burglary in cash while carrying it from the ATM or bank are covered.
• Glass breakage – It covers the losses or damage to the fixed plain glasses caused due to any external or internal accident.
• Damage to neon sign – It covers the neon or glow signs exposed at the location of the shop to against, damage, fire, accident, riot etc.
• Cheque forgery – The forgery caused due to material alteration of cheques and drafts and other negotiable instruments drawn in favor of the shop are covered.
• Fidelity – It covers the direct financial losses caused due to fraud by the regular employees.
• Tenant’s legal liability – it provides the cover for the legal liability imposed by the owner of the property on account of any damage.
• Employer’s liability – It covers the legal liabilities of the employees.
The beneficiary feature of ICICI Lombard Shop Insurance is that it covers certain additional option available in making the most comprehensive policy.
The liabilities excluded under these policies are:
• Atmospheric conditions
• Damage or destruction caused by war perils
• Wear and tear
• Willful destruction of property by the following
Here is the Products available at Avdhoot Investment for ICICI Lombard General Insurance Companies various Products available for Renew/ Purchase or Compare Premium with Others here & get the best cheaper premium rates here.
Health Insurance
Motor Insurance
Travel Insurance:
- Overseas Travel Insurance
- Annual Multi Trip Travel Insurance
- Senior Citizen Travel Insurance
- Student Medical Insurance
Shop Insurance
Home Insurance
Contact us to buy/ purcahse any Policy form ICICI Lombard General Insurance ask our authorised Agents for the deal.
Family Floater | admin July 28, 2011 | 
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