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	<title>Avdhoot Investment&#187; Withdrwan Plans</title>
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		<title>LIC Jeevan Varsha</title>
		<link>http://www.avdhootinvestment.com/lic-jeevan-varsha.html</link>
		<comments>http://www.avdhootinvestment.com/lic-jeevan-varsha.html#comments</comments>
		<pubDate>Thu, 21 Apr 2011 14:29:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[LIC Jeevan Varsha]]></category>
		<category><![CDATA[LIC Closed Ended Plan]]></category>
		<category><![CDATA[LIC Guaranteed Return Plans]]></category>
		<category><![CDATA[LIc One Time Investment]]></category>

		<guid isPermaLink="false">http://www.avdhootinvestment.com/?p=1679</guid>
		<description><![CDATA[LIC’S New JEEVAN VARSHA (PLAN No. 196): A Close ended plan which would be open for sale from 16th February 2009 to 31st March 2009. LIC’s Jeevan Varsha is a money back plan with Guaranteed Additions and Loyalty Additions, if any. The benefits and other details of this plan are given below. Plan No.196 Benefits: [...]]]></description>
			<content:encoded><![CDATA[<p>LIC’S New JEEVAN VARSHA (PLAN No. 196): A Close ended plan which would be open for sale from 16th February 2009 to 31st March 2009. LIC’s Jeevan Varsha is a money back plan with Guaranteed Additions and Loyalty Additions, if any. The benefits and other details of this plan are given below.<br />
Plan No.196 Benefits:<br />
a) Death BenefitOn death during the policy term excluding last policy Year: Sum Assured with assured Guaranteed Additions.<br />
On death during last policy year: Sum Assured with accrued Guaranteed Additions along with Loyalty Addition, if any.<br />
b) Survival BenefitsSurvival benefits will be payable as given below.<br />
Percentage of Sum Assured under the basic Plan<br />
Survival to end of<br />
9-Year Plan<br />
12- Year Plan<br />
3 Years<br />
15%<br />
10%<br />
6 Years<br />
25%<br />
20%<br />
9 Years<br />
—<br />
30%</p>
<p>c) Maturity BenefitFor policy term of 9 years: 60% of the Sum Assured along with Guaranteed Additions and Loyalty addition, if any, will be payable.<br />
For policy term of 12 years: 40% of the Sum Assured along with Guaranteed Additions and Loyalty addition, if any, will be payable.<br />
d) Guaranteed Addition: The Guaranteed Addition will accrue for each policy year at the following rates:<br />
Rs: 65 per thousand Sum Assured per year for a policy of 9 years term.<br />
Rs:70 per thousand Sum Assured per year for a policy of 12 years term.<br />
e) Loyalty Addition: Depending upon Corporation’s experience with regard to policies issued under this plan, the policy will be eligible for Loyalty Addition on death during the last policy year or on the Life Assured surviving the stipulated date of maturity at such rate and on such terms as may be declared by the Corporation.<br />
Eligibility Conditions and Restrictionsa) Minimum Sum Assured : Rs.50,000/-b) Maximum Sum Assured : Rs 25,00,000/-c) Minimum age at entry : 18 years completed.d) Maximum age at entry : 55 years nearest birthdaye) Maximum age at maturity : 70 years nearest birthdayf) Policy Term : 15 &amp; 20 yearsThe Sum Assured shall be in multiples of Rs. 5,000<br />
Mode of Premium Payment: Yearly, Half Yerly, Quarterly &amp; Monthly (through ECS only).</p>
<p>Back to <a href="http://www.avdhootinvestment.com/life_insurance.html">LIC of India</a>   <a href="http://www.avdhootinvestment.com/lic_wholelife_plans.html">Whole Life Plans</a>   <a href="http://www.avdhootinvestment.com/lic_moneyback_plans.html">Money Back Plans</a>   <a href="http://www.avdhootinvestment.com/lic_endowment_plans.html%20">Endowment Plans</a>    <a href="http://www.avdhootinvestment.com/lic_child_plans.html">Children Plans</a>   <a href="http://www.avdhootinvestment.com/lic_ulip_plans.html">Unit Plans</a>  <a href="http://www.avdhootinvestment.com/lic_term_plans.html">Term Plans</a></p>
<p>Contact us for free quotes on LIC’s Jeevan Varsha Life Insurance olicy. Our LIC of India’s Authorised Agent/ Insurance Advisor/Consultant will Contact you within 24 hrs. Type your Business querry <a href="http://www.avdhootinvestment.com/contactus.html" target="_blank">here</a>.</p>
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		<item>
		<title>LIC Jeevan Aastha</title>
		<link>http://www.avdhootinvestment.com/lic-jeevan-aastha.html</link>
		<comments>http://www.avdhootinvestment.com/lic-jeevan-aastha.html#comments</comments>
		<pubDate>Thu, 21 Apr 2011 13:54:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[LIC Jeevan Aastha]]></category>
		<category><![CDATA[LIC Fixed Deposit Plan]]></category>
		<category><![CDATA[LIC Table No 195]]></category>

		<guid isPermaLink="false">http://www.avdhootinvestment.com/?p=1663</guid>
		<description><![CDATA[LIC’S Jeevan Aastha (PLAN No. 195) Fixed Deposit Plan: launched on 8st Dec 2008, Its LIC’s Unique plan with Single premium for term of 5 year and 10 years. On maturity the Maturity Sum Assured (MSA) along with Guaranteed Addition and Loyalty Addition (If Any) shall be payable. Eligibility Conditions and Restrictions a) Minimum age [...]]]></description>
			<content:encoded><![CDATA[<p><strong>LIC’S Jeevan Aastha (PLAN No. 195) Fixed Deposit Plan: </strong></p>
<p>launched on 8st Dec 2008, Its LIC’s Unique plan with Single premium for term of 5 year and 10 years. On maturity the Maturity Sum Assured (MSA) along with Guaranteed Addition and Loyalty Addition (If Any) shall be payable.</p>
<p><strong>Eligibility Conditions and Restrictions</strong></p>
<p>a) Minimum age at entry : 13 years completed.<br />
b) Maximum age at entry : 60 years nearest birthday<br />
c) Minimum Sum Assured : Rs.150,000/-<br />
d) Maximum Sum Assured : No Limit<br />
The Sum Assured shall be in multiples of Rs. 30,000</p>
<p>e) Policy Term : 5 &amp; 10 years</p>
<p><strong>Benefits:</strong><br />
a) Death Benefit:<br />
On death during the first policy year: Basic Sum Assured with Guaranteed Addition.</p>
<p>On death during the policy term after first policy year, excluding last policy year:<br />
1/3rd of Basic Sum Assured with Guaranteed Addition.</p>
<p>On death during last policy year: 1/3rd of Basic Sum Assured with Guaranteed<br />
Addition along with loyalty addition, if any.</p>
<p>b) Maturity Benefit:<br />
On maturity, the Maturity Sum Assured along with Guaranteed Addition and<br />
Loyalty Addition, if any, shall be payable.</p>
<p>Maturity Sum Assured shall be 1/6th of Basic Sum Assured. For more detail <a href="http://www.avdhootinvestment.com/contactus.html" target="_blank">Click here</a>.</p>
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		<title>LIC Wealth Plus New Launching ULIP Plan of 2010</title>
		<link>http://www.avdhootinvestment.com/lic-wealth-plus-ulip-plan-policy.html</link>
		<comments>http://www.avdhootinvestment.com/lic-wealth-plus-ulip-plan-policy.html#comments</comments>
		<pubDate>Tue, 09 Feb 2010 11:25:25 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Wealth Plus]]></category>
		<category><![CDATA[LIC 2010 New Schemes]]></category>
		<category><![CDATA[LIC Plan No 801]]></category>
		<category><![CDATA[LIC Table No 801]]></category>
		<category><![CDATA[LIC Wealth Plus]]></category>
		<category><![CDATA[LIC Wealth Plus ULIP]]></category>
		<category><![CDATA[Welath Plus]]></category>

		<guid isPermaLink="false">http://www.avdhootinvestment.com/?p=1011</guid>
		<description><![CDATA[LIC&#8217;s Wealth Plus Plan which is closed ended plan will be introduced on 9th February 2010. Salient features of thes policy (plan No. 801) are as follows: Unit Linked Plan with Policy Term of 8 Years. Free Insurance Cover for 2 years after maturity. Amount payable on maturity will be based on Highest NAV in [...]]]></description>
			<content:encoded><![CDATA[<p>LIC&#8217;s Wealth Plus Plan which is closed ended plan will be introduced on <strong>9th February 2010</strong>. Salient features of thes policy (plan No. 801) are as follows:</p>
<ul>
<li>Unit Linked Plan with Policy Term of 8 Years.</li>
<li>Free Insurance Cover for 2 years after maturity.</li>
<li><span style="color: #ff0000;"><strong>Amount payable on maturity will be based on Highest NAV in the 1st 7 years or the NAV at the end of 8 years whichever is higher</strong>.</span></li>
<li><span style="color: #000000;">Accicent benefit upto 50 lacs is available.</span></li>
<li><span style="color: #000000;">Mode of Payment- Single or for 3 Years. For 3 years premium paying term, premium can be paid monthly, ECS, Quarterly, Half Yearly or Yearly.</span></li>
<li><span style="color: #000000;">Minimum premium Rs. 2,000/- p.m. for monthly (ECS) mode. Rs. 20,000/- p.a. for 3 year term &amp; Rs. 40,000/- for single premium. Maximum Premium: No Limits.</span></li>
<li><span style="color: #000000;">Minimum age of entry 10 years and maximum 65 Years. </span></li>
<li><span style="color: #000000;">Minimum Sum Assured: 5 times the annualized premium and 1.25 times single premium.</span></li>
<li><span style="color: #000000;">No top up is allowed.</span></li>
<li><span style="color: #000000;">Partial withdrwal is allowed twice in a policy year after premium paying term.</span></li>
<li><span style="color: #000000;">Charges: Premium allocation charge 5% for premium upto Rs.4 lacs &amp; 4.5% for above 4 lacs.  For 3 years premium paying term, Policy allocation Charge in the 1st year ranges ranging from 12% to 11.5% &amp; thereafter every year @ 2.5%.</span></li>
<li><span style="color: #000000;">Level mortality charge based on age at entry.</span></li>
</ul>
<p><span style="color: #000000;"><strong>Unique features:</strong></span></p>
<ol>
<li><span style="color: #000000;">1st Guaranteed NAV Product of LIC</span></li>
<li><span style="color: #000000;">Instead of increacing mortality premium, this plan offers level premium.</span></li>
<li><span style="color: #000000;">Allocation Charge and other charges are extremely low.</span></li>
<li><span style="color: #000000;">2 Years extended life cover after the maturity.</span></li>
<li><span style="color: #000000;">Partial withdrwal is allowed.</span></li>
<li><span style="color: #000000;">Lowest cost among all plan available in the market of such types of plans.</span></li>
</ol>
<p><span style="color: #000000;"><a href="http://www.avdhootinvestment.com/wp-content/uploads/2010/02/LIC_WealthPlus.pdf" target="_blank">Click here to get detailed Example/ Presentation on LIC WealthPlus</a></span></p>
<p>Back to <a href="http://www.avdhootinvestment.com/life_insurance.html">LIC of India</a>   <a href="http://www.avdhootinvestment.com/lic_wholelife_plans.html">Whole Life Plans</a>   <a href="http://www.avdhootinvestment.com/lic_moneyback_plans.html">Money Back Plans</a>   <a href="http://www.avdhootinvestment.com/lic_endowment_plans.html%20">Endowment Plans</a>    <a href="http://www.avdhootinvestment.com/lic_child_plans.html">Children Plans</a>   <a href="http://www.avdhootinvestment.com/lic_ulip_plans.html">Unit Plans</a>  <a href="http://www.avdhootinvestment.com/lic_term_plans.html">Term Plans</a></p>
<p><span style="color: #000000;">Contact us for investment in LIC of India&#8217;s Welath Plus Products earliest&#8230;..</span></p>
<p><span style="color: #000000;"> </span></p>
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		<title>LIC Jeevan Nischay</title>
		<link>http://www.avdhootinvestment.com/lic_jeevan_nischay.html</link>
		<comments>http://www.avdhootinvestment.com/lic_jeevan_nischay.html#comments</comments>
		<pubDate>Mon, 28 Dec 2009 12:41:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Jeevan Nischay]]></category>
		<category><![CDATA[Best Investment Plan]]></category>
		<category><![CDATA[Guaranteed Investment Plan]]></category>
		<category><![CDATA[Guaranteed Return]]></category>
		<category><![CDATA[Investment Plans]]></category>
		<category><![CDATA[Jeevannischay]]></category>
		<category><![CDATA[LIC Guaranteed Return Plans]]></category>
		<category><![CDATA[LIC Investment Plans]]></category>
		<category><![CDATA[LIC Jeevan Nishchay]]></category>
		<category><![CDATA[LIC Plan 199]]></category>
		<category><![CDATA[LIC Single Premium Plans]]></category>
		<category><![CDATA[LIC Single Premium Policy]]></category>
		<category><![CDATA[LIC Table 199]]></category>
		<category><![CDATA[One Time Investment Plans]]></category>

		<guid isPermaLink="false">http://www.avdhootinvestment.com/?p=400</guid>
		<description><![CDATA[Jeevan Nischay (Plan 199): LIC&#8217;s New Jeevan Nischay Single Premium One Time Guarnteed Return Investment Plan only for exisiting policy holders. Closed for sale on 31 March 2010. Details of the Plan 199 are as follows: It has been decided to introduce &#8216;LIC&#8217;s JEEVAN NISCHAY, (Plan No. 199) a closed ended plan which would be open [...]]]></description>
			<content:encoded><![CDATA[<p><strong>Jeevan Nischay (Plan 199):</strong> LIC&#8217;s New Jeevan Nischay Single Premium One Time Guarnteed Return Investment Plan only for exisiting policy holders. <span style="color: #ff0000;">Closed for sale on 31 March 2010.</span></p>
<p>Details of the Plan 199 are as follows: It has been decided to introduce &#8216;LIC&#8217;s JEEVAN NISCHAY, (Plan No. 199) a closed ended plan which would be open for sale from 29th October 2009 till 31st March 2010. This plan shall be offered only to our existing policyholders.<br />
<strong>Benefits:</strong><br />
LIC&#8217;s Jeevan Nischay is a single premium assurance plan with Loyalty Additions, if any. It shall be offered, without any medical examination, only to the existing policyholders of the Corporation whose previous policies have been accepted at standard rates and have at least one policy inforce.<br />
<strong>· Death Benefit:</strong><br />
On death during the first policy year: 5 time the single premium excluding extra premium, if any.</p>
<p>On death during the policy term after first policy year, excluding last policy year: Maturity Sum Assured</p>
<p>On death during last policy year: Maturity Sum Assured along with loyalty addition, if any.<br />
<strong>· Maturity Benefit:</strong><br />
On maturity: the Maturity Sum Assured along with Loyalty Addition, if any, shall be payable. Maturity Sum Assured would depend upon age at entry for a fixed amount of premium.</p>
<p>1. Eligibility Conditions and Restrictions<br />
a) Minimum Entry Age : 18 years (completed)<br />
b) Maximum Entry Age : 50 years (nearest birthday)<br />
c) Minimum Single Premium : Rs. 10,000<br />
d) Maximum Single Premium : Rs. 10,00,000<br />
The Premium shall be in multiples of Rs. 1,000/-.<br />
e) Policy Term : 5, 7 and 10 years<br />
f) Minimum / Maximum Maturity Sum Assured : There is no specific minimum and maximum Maturity Sum Assured. It will depend on the single premium paid.</p>
<p>Back to <a href="http://www.avdhootinvestment.com/life_insurance.html">LIC of India</a>   <a href="http://www.avdhootinvestment.com/lic_wholelife_plans.html">Whole Life Plans</a>   <a href="http://www.avdhootinvestment.com/lic_moneyback_plans.html">Money Back Plans</a>   <a href="http://www.avdhootinvestment.com/lic_endowment_plans.html%20">Endowment Plans</a>    <a href="http://www.avdhootinvestment.com/lic_child_plans.html">Children Plans</a>   <a href="http://www.avdhootinvestment.com/lic_ulip_plans.html">Unit Plans</a>  <a href="http://www.avdhootinvestment.com/lic_term_plans.html">Term Plans</a></p>
<p>Contact us for free quotes review/ Charts/ Calculations/ Plan Presentations etc on LIC&#8217;s New Jeevan Nischay/ Nischay Single Premium Guaranted return Type Schemes Plan Life Insurance policy. Our LIC of India&#8217;s Authorised Agent/ Insurance Advisor/Consultant will Contact you within 24 hrs.</p>
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		<item>
		<title>LIC&#8217;s New Market Plus 1</title>
		<link>http://www.avdhootinvestment.com/marketplus.html</link>
		<comments>http://www.avdhootinvestment.com/marketplus.html#comments</comments>
		<pubDate>Sat, 26 Dec 2009 12:57:24 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Market Plus- 1]]></category>
		<category><![CDATA[LIC]]></category>
		<category><![CDATA[LIC Market Plus]]></category>
		<category><![CDATA[LIC Market Plus 1]]></category>
		<category><![CDATA[LIC Market Plus 191]]></category>
		<category><![CDATA[LIC Market Plus Nav]]></category>
		<category><![CDATA[LIC NAV]]></category>
		<category><![CDATA[LIC Plan 191]]></category>
		<category><![CDATA[LIC Table 191]]></category>
		<category><![CDATA[LIC ULIP]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[Market Plus 1 NAV]]></category>
		<category><![CDATA[Presentation]]></category>
		<category><![CDATA[Reviews]]></category>

		<guid isPermaLink="false">http://www.avdhootinvestment.com/?p=75</guid>
		<description><![CDATA[LIC&#8217;s Market Plus &#8211; I (Plan 191): , launched on 17th June 2008, is a Unit Linked Deferred Pension plan where the policy holder can choose the plan with or without risk cover. Explanation is as under. Benefits On death of the policy holder within the deferment term where Life cover is opted for and is [...]]]></description>
			<content:encoded><![CDATA[<p><strong>LIC&#8217;s Market Plus &#8211; I (Plan 191):</strong> , launched on 17th<br />
June 2008, is a Unit Linked Deferred Pension plan where the policy holder can choose the plan with or without risk cover. Explanation is as under.</p>
<p><strong>Benefits</strong><br />
On death of the policy holder within the deferment term where Life cover is opted for and is in force, the nominee is eligible to get the Sum Assured under the Basic Plan together with the Policyholder&#8217;s Fund value</p>
<p>On death of the policy holder where the policy is taken without life cover, then the Policyholder&#8217;s Fund value, is payable to the nominee.</p>
<p>On the policyholder surviving upto the date of vesting, the Policyholder&#8217;s Fund value will compulsorily be utilised to provide an annuity based on the then prevailing immediate annuity rates under the relevant annuity option.</p>
<p>Top-Up (Additional Premium)<br />
The policyholder can pay Top-up in multiples of Rs.1,000/- without any limit at anytime during the term of the policy.</p>
<p><strong>Eligibility &amp; Conditions:</strong></p>
<p><strong>For Basic Plan without Life Cover</strong></p>
<p>a)Minimum Sum Assured : NIL.<br />
b)Maximum Sum Assured : NIL.<br />
c)Minimum Premium : Rs. 5,000 p.a. for Regular premium (other than monthly (ECS) mode)<br />
Rs. 1,000 p.m. for monthly (ECS) mode, increasing thereafter in multiples of Rs. 250. thereafter in multiples of Rs. 250.<br />
d)Maximum Premium : No Limit.<br />
e)Minimum Entry Age : 18 years last birthday.<br />
f)Maximum Entry Age : 74 years nearest birthday.<br />
g)Minimum Deferment Team : 5 years.<br />
h)Minimum Vesting Age : 40 years completed.<br />
i)Maximum Vesting Age : 79 years completed.</p>
<p>Annualized premiums (other than monthly (ECS)) is payable in multiples of Rs. 1,000.</p>
<p><strong>For Basic Plan with Life Cover</strong></p>
<p>a)Minimum Sum Assured : NIL.<br />
b)Maximum Sum Assured : NIL.<br />
Single Premium : Equal to single premium.<br />
Regular Premium :<br />
If Critical Illness Benefit Rider is opted for -<br />
10 times of the annualized premium if age at entry is upto 40 years.<br />
5 times of the annualized premium if age at entry is 41 years and above.<br />
If Critical Illness Benefit Rider is not opted for -<br />
20 times of the annualized premium if age at entry is upto 40 years.<br />
10 times of the annualized premium if age at entry is 41 years and above.<br />
c) Minimum Premium : Rs. 5,000 p.a. for Regular premium.<br />
Rs. 25,000 for Single premium.<br />
d) Maximum Premium : No Limit<br />
e) Minimum Entry Age : 18 years last birthday.<br />
f) Maximum Entry Age : 65 years nearest birthday.<br />
g) Minimum Deferment Term : 5 years.<br />
h) Minimum Vesting Age : 40 years completed.<br />
i) Maximum Vesting Age : 75 years nearest birthday.<br />
j) Maximum LifeCover Ceasing Age : 75 years nearest age.</p>
<p>Sum Assured is available in multiples of Rs. 5,000 and Annualized premiums is payable in multiples of Rs. 1,000.</p>
<p><strong>For Accident Benefit</strong></p>
<p>a) Minimum Sum Assured : Rs. 25000<br />
b) Maximum Sum Assured : An amount equal to the Sum Assured under the Basic Plan, subject to maximum of Rs. 50 lakhs overall limit considering the Accident Benefit Sums Assured in respect of all existing policies on the life of the Life Assured under individual and group schemes including the policies with Life Insurance Corporation of India and other insurance companies and the Accident Benefit Rider Sum Assured under new proposal into consideration.<br />
The Sum Assured is in multiples of Rs. 5,000.<br />
c) Minimum/Maximum Premium : No separate limit.<br />
d) Minimum Entry Age : 18 years completed.<br />
e) Maximum Entry Age : 65 years nearest birthday.<br />
f) Minimum Policy Term : 5 years.<br />
g) Maximum Accident cover Ceasing Age : 70 years nearest birthday.</p>
<p> <strong>For Critical Illness Rider Benefit</strong></p>
<p>a) Minimum Sum Assured : Rs. 50000<br />
b) Maximum Sum Assured : An amount equal to the sum assured under Basic Plan subject to the maximum of Rs.10 lakh overall limit taking all critical illness riders under all existing policies of the life assured and the critical illness rider option under the new proposal into consideration.<br />
The Sum Assured is available in multiples of Rs. 10,000.<br />
c) Minimum/Maximum Premium : No separate limit.<br />
d) Minimum Entry Age : 18 years completed.<br />
e) Maximum Entry Age : 50 years nearest birthday.<br />
f) Policy Term : 10 to 35 years.<br />
g) Maximum Critical Illness Ceasing Age : 60 years nearest birthday.</p>
<p><strong>Modes of Payment</strong></p>
<p>The policyholder has the choice either to pay Single Premium (in one lump sum) or Regular premium (yearly, half-yearly, quarterly or monthly (through ECS only)). The minimum Annualised Premium will be Rs. 5,000 increasing thereafter in multiples of Rs. 1,000. There will be no mode specific charges/ rebates.<br />
Single premium can be paid subject to a minimum of Rs. 10,000 if not opted for life cover and Rs. 25,000 if opted for life cover and thereafter in multiples of Rs. 1,000. Flexibility to increase/ decrease premium &amp; withdraw money according to your needs. Save Income Tax upto Rs.33390 under section 80 C .</p>
<p>When I started analysis of LIC market Plus, I went to the LIC website looking for the policy brochure. Not surprisingly, I couldn’t find it on the website. LIC seems to be one of the very few insurers who don’t provide full policy details on the website. Anyways, there was some information along with benefit illustration provided on the website.<br />
LIC Market Plus I is a ULIP based pension plan. There are three riders available for the customer i.e. Life Cover, Accident Benefit &amp; Critical Illness Benefit. The last two riders are available only if you opt for the life cover rider. It’s good to see that life cover is available as a rider. It’s always better to have the flexibility in insurance products. Since there is not much information available on the website, let’s look at the cost of the ULIP. Here comes the big surprise! For a 20 year policy without life cover, the net return turs out to be 8.6% for 10% return on investment. This makes it the one of the lowest cost pension plan (most probably the lowest cost ULIP) available in the market.<br />
Overall, though not much information is available for this plan, it is an extremely low cost plan. So if you are planning to buy this plan, you will certainly be paying much less than most ULIP investors.</p>
<ul>
<li><strong>Get Today&#8217;s Latest Market Plus/ Market Plaus 1 NAV </strong><a href="http://www.licindia.in/plan_navs.htm" target="_blank"><strong>Click here.</strong></a></li>
<li><strong>To View Illustrations/ Examples on LIC Market Plus- I <a href="http://www.avdhootinvestment.com/images/MarketPlus1.pdf" target="_blank">Click here.</a></strong></li>
<li><strong>To Activate Online Premium Payment or ECS Dowanload Form by <a href="http://www.avdhootinvestment.com/ecsdebit.pdf" target="_blank">Cliking Here.</a></strong></li>
</ul>
<p>Back to <a href="http://www.avdhootinvestment.com/life_insurance.html">LIC of India</a>   <a href="http://www.avdhootinvestment.com/lic_wholelife_plans.html">Whole Life Plans</a>   <a href="http://www.avdhootinvestment.com/lic_moneyback_plans.html">Money Back Plans</a>   <a href="http://www.avdhootinvestment.com/lic_endowment_plans.html%20">Endowment Plans</a>    <a href="http://www.avdhootinvestment.com/lic_child_plans.html">Children Plans</a>   <a href="http://www.avdhootinvestment.com/lic_ulip_plans.html">Unit Plans</a>  <a href="http://www.avdhootinvestment.com/lic_term_plans.html">Term Plans</a></p>
<p>Mail us for typical Calculations, Reviews, Examples, Illustraion, NAV History or plan detail. Our LIC Agent/ Advisor will contact u within 24 hrs.</p>
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		<title>LIC Bima Kiran 150</title>
		<link>http://www.avdhootinvestment.com/bimakiran.html</link>
		<comments>http://www.avdhootinvestment.com/bimakiran.html#comments</comments>
		<pubDate>Fri, 25 Dec 2009 06:26:30 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bima Kiran]]></category>
		<category><![CDATA[LIC Bima Kiran]]></category>
		<category><![CDATA[LIC New Bima Kiran]]></category>
		<category><![CDATA[LIC of India]]></category>
		<category><![CDATA[LIc Table 150]]></category>

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		<description><![CDATA[Premium Ceasing Age : 60 Premium Ceasing Term : 0 Plan Highlights: Features   · Ideal for young men &#38; women with limited income . · Maximum risk cover with minimum premium (up to 10 lakhs). · Free insurance cover after maturity for a period of 10 years. · Exclusive in-built accident benefit (restricted to 5 [...]]]></description>
			<content:encoded><![CDATA[<div style="width: 238px; height: 15px; top: 337px; left: 167px;"><span>Premium Ceasing Age : <span>60</span></span></div>
<div style="width: 234px; height: 13px; top: 337px; left: 437px;"><span>Premium Ceasing Term : <span>0</span></span></div>
<p><strong>Plan Highlights:</strong></p>
<div><strong>Features</strong><strong> </strong><strong> </p>
<p></strong></p>
<p>· Ideal for young men &amp; women with limited income .</p>
<p>· Maximum risk cover with minimum premium (up to 10 lakhs).</p>
<p>· Free insurance cover after maturity for a period of 10 years.</p>
<p>· Exclusive in-built accident benefit (restricted to 5 lakhs) and Loyalty additions.</p>
<p>· Return of premiums on Maturity .</p>
<p>· This policy gives you free risk cover (depending on term) for 10 years after maturity.</p>
<div><strong>Special Features</strong></div>
<div><strong> </strong>People with short earning span like film artists, sports persons, etc.</div>
<p><strong>Benefits</strong></p>
<p><strong>Survival Benefits:</strong></p>
<p>Return of total premium + Loyalty Addition + 10 years free insurance cover (both according to duration of the policy).</p>
<p><strong>Death Benefits:</strong></p>
<p>If death occurs, full sum assured + Loyalty Addition if policy has completed at least 4 yrs and kept in force.</p>
<p>Back to <a href="http://www.avdhootinvestment.com/life_insurance.html">LIC of India</a>   <a href="http://www.avdhootinvestment.com/lic_wholelife_plans.html">Whole Life Plans</a>   <a href="http://www.avdhootinvestment.com/lic_moneyback_plans.html">Money Back Plans</a>   <a href="http://www.avdhootinvestment.com/lic_endowment_plans.html%20">Endowment Plans</a>    <a href="http://www.avdhootinvestment.com/lic_child_plans.html">Children Plans</a>   <a href="http://www.avdhootinvestment.com/lic_ulip_plans.html">Unit Plans</a>  <a href="http://www.avdhootinvestment.com/lic_term_plans.html">Term Plans</a></p>
<p>Contact us for Free Charts, Presentaions, Reviews, Questions, Answers, Premium Calculations, Reviews etc on LIC&#8217;s New Bima Kiran Plan.</p>
</div>
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		</item>
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		<title>LIC&#8217;s Asha Deep-II Table No-121</title>
		<link>http://www.avdhootinvestment.com/ashadeep.html</link>
		<comments>http://www.avdhootinvestment.com/ashadeep.html#comments</comments>
		<pubDate>Wed, 16 Dec 2009 06:11:34 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Ashadeep- II]]></category>
		<category><![CDATA[Asha Deep]]></category>
		<category><![CDATA[LIC Asha Deep]]></category>
		<category><![CDATA[LIC Asha Deep 2]]></category>
		<category><![CDATA[LIC Asha Deep II]]></category>

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		<description><![CDATA[LIC&#8217;s Asha Deep-II Table No-121 Premium Ceasing Age : 65 Premium Ceasing Term : 0 LIC&#8217;s Asha Deep 2 Life Insurance Policy Plan Highlights Features LIC Asha Deep Plan Cover the risk of four major ailments namely, Cancer (malignant), Paralytic stroke resulting in permanent disability, Renal failure of both kidneys or Coronary artery diseases where [...]]]></description>
			<content:encoded><![CDATA[<p><strong>LIC&#8217;s Asha Deep-II Table No-121</strong></p>
<p>Premium Ceasing Age : 65 Premium Ceasing Term : 0<br />
LIC&#8217;s Asha Deep 2 Life Insurance Policy</p>
<p><strong>Plan Highlights<br />
Features</strong><br />
LIC Asha Deep Plan Cover the risk of four major ailments namely, Cancer (malignant), Paralytic stroke resulting in permanent disability, Renal failure of both kidneys or Coronary artery diseases where by pass surgery has been done.<br />
<strong>Special Features</strong><br />
During the term of the policy, if the life assured is afflicted by any of the major ailments listed above and the same is established as per rules (in case of Coronary artery disease, the life assured must have undergone the by-pass surgery), the policyholder will be eligible for the following benefits, provided, the policy is in force for the full sum assured.<br />
• Immediate payment of 50% of the sum assured.<br />
• Waiver of premiums falling due from the policy anniversary immediately following I date on which the conditions for the eligibility to the benefits are established.<br />
• Payment of an amount equal to 10% of the sum assured, every year commencing from the policy anniversary falling on or after the date of affliction and ending with the policy anniversary preceding the date of maturity or the date of death of the life assured, whichever is earlier.<br />
• Payment of balance 50% of the sum assured and vested bonuses on the date of maturity or on death of life assured, whichever is earlier. The bonuses will be calculated on the full sum assured even though 50% of the sum assured would have been paid earlier.<br />
A lien for a period of one year will be imposed on all policies under this plan. That is, if the life assured is afflicted by any of the four ailments mentioned above and its onset falls within a period of one year from the date of issue of first premium receipt, then the policyholder will not be eligible for additional benefits mentioned under sub-section (a) above.<br />
If the life assured does not get afflicted by any of the diseases mentioned above, the full sum assured and vested bonuses will be paid on the date of maturity or on death of the life assured, whichever is earlier.<br />
<strong>Diseases Covered</strong><br />
Brief description of major ailments covered under this plan with relevant definition (medical terms referred herein will bear meaning as given in the Butter worth’s Medical Dictionary).<br />
<strong>Cancer (malignant):</strong><br />
It is the presence of uncontrolled growth and spread of malignant cells. The definition ‘cancer’<br />
includes leukaemia, lymphomas and Hodgkin’s disease.<br />
<strong>Exclusions:</strong><br />
This excludes non-invasive carcinoma(s) in-situ, localised non-invasive tumour(s) revealing early malignant changes and tumour(s) in presence of HIV infection or AIDS; any skin cancer excepting malignant melanoma(s) are also to be included.<br />
<strong>Paralytic stroke:</strong><br />
(Cerebro-vascular accidents): Death of a portion of the brain due to vascular causes such as<br />
Haemorrhage (cerebral), Thrombosis (cerebral),Embolism (cerebral) causing total permanent<br />
disability of two or more limbs persisting for 3 months after the illness.<br />
<strong>Exclusions:</strong><br />
• Transient! Ischaemic attacks;.<br />
• Stroke-like syndromes resulting from Head injury:<br />
• Intracranial space occupying lesions like abscess, traumatic hemorrhage and tumour;<br />
• Tuberculous meningitis, pyogen meningitis and meningococcal meningitis.<br />
<strong>Renal failure:</strong><br />
It is the renal failure stage due to chronic irreversible failure of both the kidneys. It must be well documented. The life assured must produce evidence of undergoing regular haemodialysis and other relevant laboratory investigations and doctors certification. Coronary artery disease where the pass surgery has been actually done:<br />
The use of surgery on the advice of a consultant cardiologist to correct narrowing or blockage of one or more coronary arteries.<br />
<strong>Exclusions:</strong><br />
• Non-surgical techniques such as the use of either balloon or laser via a catheter introduceE through the arterial system are excluded.<br />
• Nature of evidence required to establish eligibility for benefits under this plan will be as stipulated by the corporation.<br />
<strong>Benefits</strong><br />
<strong>Survival Benefits:</strong><br />
Sum Assured and vested Bonus on maturity.<br />
<strong>Death Benefits:<br />
</strong>Natural: If the life assured is not afflicted by any of the specified ailments, the legal heirs get the full Sum assured + <strong>Accrued bonus.</strong><br />
Accidental: Accidental benefits available to the life assured whether afflicted or not afflicted by any of the specified ailments<br />
<strong>Suitable For:</strong><br />
The Asha Deep II (with profits) policy is best suited for people if they anticipate or have a family history of serious diseases like Cancer, Paralysis, Renal failure and Coronary disease.</p>
<p>For buy/ purchase online this Insurance Policy Contact us for free quotes Calculations Review, Chart, Plan Presentaion on LIC&#8217;s Ashadeep-2 Life Insurance Policy. Our LIC of India&#8217;s Authorised Agent/ Insurance Advisor will Contact you within 24 hrs. Write here.</p>
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		<item>
		<title>LIC Money Plus 1</title>
		<link>http://www.avdhootinvestment.com/moneyplus.html</link>
		<comments>http://www.avdhootinvestment.com/moneyplus.html#comments</comments>
		<pubDate>Thu, 10 Dec 2009 20:50:27 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Money Plus- 1]]></category>
		<category><![CDATA[LIC Money Plus]]></category>
		<category><![CDATA[LIC Money Plus 1]]></category>
		<category><![CDATA[Money Plus]]></category>
		<category><![CDATA[Money Plus 1]]></category>
		<category><![CDATA[Table No 193]]></category>

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		<description><![CDATA[LIC&#8217;s New Money Plus &#8211; I (Table/ Plan No: 193) : launched on 22nd May 2008, is a Unit Linked Endowment plan with regular premium paying term which offers investment-cum-insurance during the term of the policy. lic+ULIP+endowment.    Term Age Sum Assured Minimum 5 0 50000 Maximum 30 65 No Limits Premium Ceasing Age : 75 Premium Ceasing [...]]]></description>
			<content:encoded><![CDATA[<p><strong>LIC&#8217;s New Money Plus &#8211; I (Table/ Plan No: 193)</strong> : launched on 22nd May 2008, is a Unit Linked Endowment plan with regular premium paying term which offers investment-cum-insurance during the term of the policy. lic+ULIP+endowment. </p>
<table style="width: 505px; height: 57px;" border="1" cellspacing="0" cellpadding="0" width="505">
<tbody>
<tr>
<td width="154" valign="top"><strong> </strong></td>
<td width="154" valign="top"><strong>Term</strong></td>
<td width="154" valign="top"><strong>Age</strong></td>
<td width="154" valign="top"><strong>Sum Assured</strong></td>
</tr>
<tr>
<td width="154" valign="top"><strong>Minimum</strong></td>
<td width="154" valign="top">5</td>
<td width="154" valign="top">0</td>
<td width="154" valign="top">50000</td>
</tr>
<tr>
<td width="154" valign="top"><strong>Maximum</strong></td>
<td width="154" valign="top">30</td>
<td width="154" valign="top">65</td>
<td width="154" valign="top">No Limits</td>
</tr>
</tbody>
</table>
<p><strong>Premium Ceasing Age : 75</strong> <strong>Premium Ceasing Term : 30</strong></p>
<p><strong>Benefits:</strong><br />
(a)On death of the policyholder, the nominee will be eligible to get higher of Sum assured (minus partial withdrwal if any done during last two years) or the Fund value of units<br />
(b)In case of maturity the policyholder will get amount equal to the Fund value of the units.<br />
(c) Accident Benefit (AB) can be availed of as an optional Rider benefit by paying an additional premium. On Accidental death of the Policyholder during the term of the<br />
policy, a sum equal to the Accident Benefit Sum Assured will become payable.<br />
(d) An amount equal to the Critical Illness Rider Sum Assured will be payable in case of diagnosis of defined categories of Critical Illness, provided the Critical Illness Benefit cover is opted for and is in force.<br />
(e) In case this Settlement Option is exercised, the maturity claim under the policy shall not be paid in lump sum. The policyholder can encash the units held in the Fund in regular<br />
(half-yearly / yearly instalments) lic+endowment (NAV History)</p>
<p><strong>Eligibility &amp; Conditions</strong></p>
<p><strong>For Basic Plan<br />
</strong>a) Minimum Sum Assured: 5 times the annualized premium<br />
b) Maximum Sum Assured: <br />
30 times of the annualized premium if age at entry is upto 45 years nearest birthday<br />
20 times of the annualized premium if age at entry is 46 to 60 years nearest birthday<br />
10 times of the annualized premium if age at entry is 61 years nearest birthday and above<br />
c) Minimum Premium: Rs. 5,000 p.a. (other than monthly (ECS) mode)<br />
Rs. 1,000 p.m. for monthly (ECS) mode, increasing thereafter in multiples of Rs. 250. <br />
d) Maximum Premium: No Limit <br />
e) Minimum Entry Age: 0 years last birthday<br />
f) Maximum Entry Age: 65 years nearest birthday<br />
g) Policy Term: 5 to 30 years<br />
h) Minimum Maturity Age: 18 years completed<br />
i) Maximum Maturity Age: 75 years nearest birthday</p>
<p>In LIC&#8217;s Money Plus Sum Assured shall be available in multiples of Rs. 5,000 and Annualized premiums shall be payable in multiples of Rs. 1,000. Where the minimum Sum Assured is not in the multiples of Rs. 5,000, it will be rounded off to the next multiple of Rs. 5,000.</p>
<p><strong>For Accident Benefit<br />
</strong>a) Minimum Sum Assured: Rs. 25,000<br />
b) Maximum Sum Assured: Rs. 50,00,000 taking all existing policies of the Life Assured under<br />
individual as well as group schemes taken with Life Insurance Corporation of India and other insurance companies and the Accident Benefit Rider Sum Assured under the new proposal into consideration.<br />
Under no circumstances Accident Benefit Sum Assured shall exceed the Sum Assured under the basic Plan of lic money plus-1.<br />
c) Minimum / Maximum Premium: No separate Limit <br />
d) Minimum Entry Age: 18 years completed<br />
e) Maximum Entry Age: 65 years<br />
f) Policy Term: 5 to 30 years<br />
g) Maximum Maturity Age: 70 years nearest birthday</p>
<p>Sum Assured shall be available in multiples of Rs. 5,000 in LIC&#8217;s Money Plus &#8211; I.</p>
<p>For Critical Illness Rider Benefit<br />
a) Minimum Sum Assured: Rs. 50,000<br />
b) Maximum Sum Assured: Rs. 10,00,000 taking Critical Illness riders availed under all existing policiesof the Life Assured with the Corporation and the Critical Illness Rider Sum Assured under the new proposal under consideration. Under no circumstances Critical Illness Rider Sum Assured shall exceed the Sum Assured under the basic Plan.<br />
c) Minimum /Maximum Premium: No separate Limit <br />
d) Minimum Entry Age: 18 years completed<br />
e) Maximum Entry Age: 50 years nearest birthday<br />
f) Policy Term: 10 to 30 years<br />
g) Maximum Maturity Age: 60 years nearest birthday</p>
<p>Sum Assured shall be available in multiples of Rs. 10,000</p>
<p>Modes of Premium Payment:<br />
Regular premium can be paid either in yearly, half yearly, quarterly or monthly (ECS) installments. The minimum Annualised Premium (other than monthly through ECS) will be Rs. 5,000/- increasing thereafter in multiples of Rs.1,000/-. In case of monthly (ECS) the minimum premium will be Rs. 1,000 p.m. increasing thereafter in multiples of Rs. 250/-. Flexibility to increase/ decrease premium &amp; withdraw money according to your needs. Save Tax upto Rs.33390.</p>
<p><strong>To Check/ Calculate LIC&#8217;s Money Plus Today&#8217;s Latest current NAV <a href="http://www.licindia.in/plan_navs.htm" target="_blank">Click here</a>.</strong></p>
<p>Back to <a href="http://www.avdhootinvestment.com/life_insurance.html">LIC of India</a>   <a href="http://www.avdhootinvestment.com/lic_wholelife_plans.html">Whole Life Plans</a>   <a href="http://www.avdhootinvestment.com/lic_moneyback_plans.html">Money Back Plans</a>   <a href="http://www.avdhootinvestment.com/lic_endowment_plans.html%20">Endowment Plans</a>    <a href="http://www.avdhootinvestment.com/lic_child_plans.html">Children Plans</a>   <a href="http://www.avdhootinvestment.com/lic_ulip_plans.html">Unit Plans</a>  <a href="http://www.avdhootinvestment.com/lic_term_plans.html">Term Plans</a></p>
<p>Contact us for NAV History Review, Charts, Premium Calculation, Best Investment Options, Plan Presentation On Money Plus Policy online here by our authosirsed consultant agent/ advisor.</p>
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		<item>
		<title>LIC Jeevan Suraksha</title>
		<link>http://www.avdhootinvestment.com/jeevansuraksha.html</link>
		<comments>http://www.avdhootinvestment.com/jeevansuraksha.html#comments</comments>
		<pubDate>Wed, 09 Dec 2009 16:58:27 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Jeevan Suraksha]]></category>
		<category><![CDATA[Investment for Pension]]></category>
		<category><![CDATA[Investment Options in LIC]]></category>
		<category><![CDATA[LIC Pension Plans]]></category>
		<category><![CDATA[LIC Retirement Plans]]></category>
		<category><![CDATA[Pension Plan]]></category>
		<category><![CDATA[Policy for Retired Person]]></category>
		<category><![CDATA[Retirement Insurance]]></category>
		<category><![CDATA[Retirement Planning]]></category>
		<category><![CDATA[Retirement Plans]]></category>

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		<description><![CDATA[LIC Jeevan Suraksha Pension Plan: ( Table No 122):   Term Age Sum Assured Minimum 5 25 NA Maximum 35 65 NA Premium Ceasing Age : 70 Premium Ceasing Term : 0 years Underwriting made easier: LIC&#8217;s Jeevan Suraksha Pension Plan (Retirement planning). An exclusive non-medical limit of Rs.2 lakhs for purchasers up to the age [...]]]></description>
			<content:encoded><![CDATA[<p><strong>LIC Jeevan Suraksha Pension Plan: ( Table No 122):</strong></p>
<table border="1" cellspacing="0" cellpadding="0">
<tbody>
<tr>
<td width="115" valign="top"><strong> </strong></td>
<td width="115" valign="top"><strong>Term</strong></td>
<td width="115" valign="top"><strong>Age</strong></td>
<td width="115" valign="top"><strong>Sum Assured</strong></td>
</tr>
<tr>
<td width="115" valign="top"><strong>Minimum</strong></td>
<td width="115" valign="top">5</td>
<td width="115" valign="top">25</td>
<td width="115" valign="top">NA</td>
</tr>
<tr>
<td width="115" valign="top"><strong>Maximum</strong></td>
<td width="115" valign="top">35</td>
<td width="115" valign="top">65</td>
<td width="115" valign="top">NA</td>
</tr>
</tbody>
</table>
<p>Premium Ceasing Age : 70 Premium Ceasing Term : 0 years Underwriting made easier:<br />
LIC&#8217;s Jeevan Suraksha Pension Plan (Retirement planning). An exclusive non-medical limit of Rs.2 lakhs for purchasers up to the age 40 years last birthday has been permitted for the plan.</p>
<p><strong>Plan Highlights<br />
FEATURES<br />
</strong>* Tailor-made for professionals &amp; businessmen.<br />
* Multiple plan I pension options to choose from, such as<br />
<strong>Plan Options:<br />
</strong>* This plans is available with life cover, without life cover and is very much like an Endowment policy.<br />
<strong>Pension Options:</strong><br />
* It offers a guaranteed pension for the life of the policyholder or a pension for the last survivor in case of a Joint life policy or a pension fund that will also return the purchase price paid by the policyholder.<br />
* Terminal bonus is available and there is no forfeiture in case the premiums are discontinued.<br />
* In case the life cover is not opted for, the policyholder also has the option of a Single or One time premium payable.<br />
* The policyholder also gains the option of a tax-free commuted value that amounts to nearly 25 percent.<br />
Premiums up to Rs.10,000/- qualify for 100 percent deduction from taxable income in terms of Sections 80 (CCC) of the Income Tax Act<br />
There are various hidden benefits within this plan. The terminal bonus declared by the corporation on the vesting date depends upon the actuarial surplus on the pension fund and will increase the pension benefits.<br />
The immediate annuity rates prevalent at the time of vesting of pension benefits, if favourable in comparison to the deferred annuity rates will be used to recalculate the pension benefits. This subsequently adds to the policyholder’s pension benefits.<br />
<strong>Non-forfeiture:</strong><br />
If the payment of premiums is discontinued, the policy is not forfeited completely. If premiums are paid for a full 3 years, the benefits are reduced on pro-rata basis.</p>
<p><strong>Underwriting made easier: </strong><br />
An exclusive non-medical limit of Rs.2 lakhs for purchasesrs up to the age 40 years last birthday has been permitted for the plan.</p>
<p>Back to <a href="http://www.avdhootinvestment.com/life_insurance.html">LIC of India</a>   <a href="http://www.avdhootinvestment.com/lic_wholelife_plans.html">Whole Life Plans</a>   <a href="http://www.avdhootinvestment.com/lic_moneyback_plans.html">Money Back Plans</a>   <a href="http://www.avdhootinvestment.com/lic_endowment_plans.html%20">Endowment Plans</a>    <a href="http://www.avdhootinvestment.com/lic_child_plans.html">Children Plans</a>   <a href="http://www.avdhootinvestment.com/lic_ulip_plans.html">Unit Plans</a>  <a href="http://www.avdhootinvestment.com/lic_term_plans.html">Term Plans</a></p>
<p>Ask to our experts for Pension Plans/ Retirement Planning like Jeevan Suraksha&#8217;s Premiums Charts Presentations Reviews Best Annuity Options in Jeevan Suraksha Policy view here..</p>
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		<title>LIC Health Plus</title>
		<link>http://www.avdhootinvestment.com/healthplus.html</link>
		<comments>http://www.avdhootinvestment.com/healthplus.html#comments</comments>
		<pubDate>Wed, 09 Dec 2009 10:16:48 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health Plus]]></category>
		<category><![CDATA[Health Plus NAV]]></category>
		<category><![CDATA[LIC Health Plus]]></category>
		<category><![CDATA[LIC Mediclaim]]></category>
		<category><![CDATA[LIC of India]]></category>
		<category><![CDATA[LIC ULIP]]></category>
		<category><![CDATA[Unit Plans]]></category>

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		<description><![CDATA[New Features of LIC Health Plus:   Term Age Sum Assured Minimum 10 18 100000 Maximum 47 55 No Limits Premium Ceasing Age : 65 Premium Ceasing Term : 0 LIC&#8217;s Health Plus (Plan 901) : Health Plus is a first ever UNIT LINKED HEALTH INSURANCE PLAN launched by L.I.C. of India. Health Plus Unit [...]]]></description>
			<content:encoded><![CDATA[<p><strong>New Features of LIC Health Plus:</strong></p>
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<tr>
<td width="154" valign="top"><strong> </strong></td>
<td width="154" valign="top"><strong>Term</strong></td>
<td width="154" valign="top"><strong>Age</strong></td>
<td width="154" valign="top"><strong>Sum Assured</strong></td>
</tr>
<tr>
<td width="154" valign="top"><strong>Minimum</strong></td>
<td width="154" valign="top">10</td>
<td width="154" valign="top">18</td>
<td width="154" valign="top">100000</td>
</tr>
<tr>
<td width="154" valign="top"><strong>Maximum</strong></td>
<td width="154" valign="top">47</td>
<td width="154" valign="top">55</td>
<td width="154" valign="top">No Limits</td>
</tr>
</tbody>
</table>
<p><strong>Premium Ceasing Age : 65</strong> <strong>Premium Ceasing Term : 0</strong></p>
<p><strong>LIC&#8217;s Health Plus (Plan 901)</strong> : Health Plus is a first ever<strong> UNIT LINKED HEALTH INSURANCE PLAN</strong> launched by L.I.C. of India. Health Plus<strong> Unit Plans</strong> policy guards against the trauma that you may face due to increased financial burden during hospitalization.The worst nightmare that anyone can have is the one when a family member is hospitalized. Today, when everything is uncertain nobody can be sure what will happen. A seemingly small ailment can turn into major one. And what happens when the earning member of your family is hospitalized? The family goes through the trauma of a loved one being hospitalized as well as an increased financial burden. There are hospitalization expenses, doctors fees and various tests to be carried out.. Meanwhile the patient loses out on his earning for being away from work, and a dismayed and worried family begins to feel the anxiety of the financial implications.But with a policy from LIC you and your family can rest assured!</p>
<p> LIC&#8217;s Health Plus is unit linked Health Insurance plan which provides for insurance cover against following health risks:</p>
<ul>
<li>Hospital Cash Benefit (HCB)</li>
<li>Major Surgical Benefit (MSB)</li>
</ul>
<p>Provision for reimbursement of domiciliary treatment expenses</p>
<p>Eligible for a person (the Principle Insured (PI)) aged between 18 and 55 covering himself / herself. The spouse and/or dependent children may also be covered under the policy</p>
<p>Premiums can be paid regularly either in yearly or half yearly or monthly (through ECS only) installments</p>
<p>Provision to increase premiums in multiples of Rs. 500/-. under the plan if a request is received from the PI in writing</p>
<p><strong>Benefits payable on Hospitalization:</strong><br />
If PI or any of the Insured lives covered under the policy is hospitalized due to Accidental Body Injury or Sickness, an amount equal to the daily Hospital Cash Benefit, available under the policy during that policy year, shall be payable subject to terms and conditions.<br />
The amount of Daily Benefit will increase at each policy anniversary by 5% of the Initial Daily Benefit till it reaches a maximum of 1.5 times the Initial Daily Benefit</p>
<p><strong>Major Surgical Benefit:</strong><br />
In the event of PI or any of the Insured lives covered under the policy, due to medical necessity, undergoing any of the surgeries defined, the respective benefit percentage of the Major Surgical benefit Sum Assured, as specified against each of the eligible surgeries mentioned, shall be payable subject to terms.This benefit will remain fixed and there shall not be any increases in subsequent years.</p>
<p><strong>Domiciliary Treatment Benefit :</strong><br />
If at least 3 years&#8217; premiums have been paid, an amount shall be payable out of Policy Fund equal to the actual amount spent to meet any domiciliary treatment expenses or any other medical expenses over and above those paid through hospital cash/ surgical benefits incurred in respect of PI or any of the other Insured lives at any time, subject to all the following conditions being satisfied for each payment:</p>
<ul>
<li>Claimed amount is atleast Rs. 2,500 ;</li>
<li>Maximum amount that can be paid shall be 50% of the Policy Fund at the date of payment; </li>
<li>Minimum balance of one annualized premium left in the Policy Fund after making the payment.</li>
</ul>
<p>Back to <a href="http://www.avdhootinvestment.com/life_insurance.html">LIC of India</a>   <a href="http://www.avdhootinvestment.com/lic_wholelife_plans.html">Whole Life Plans</a>   <a href="http://www.avdhootinvestment.com/lic_moneyback_plans.html">Money Back Plans</a>   <a href="http://www.avdhootinvestment.com/lic_endowment_plans.html%20">Endowment Plans</a>    <a href="http://www.avdhootinvestment.com/lic_child_plans.html">Children Plans</a>   <a href="http://www.avdhootinvestment.com/lic_ulip_plans.html">Unit Plans</a>  <a href="http://www.avdhootinvestment.com/lic_term_plans.html">Term Plans</a></p>
<p>Premium amount paid upto Rs. 15000/- p.a .is eligible for tax exemption under SEC 80-D of the Income Tax Act. Flexibility to increase/ decrease premium &amp; withdraw money according to your needs. Save Tax. Ask our Experts for Premium Calculation Charts Reviews Presentaions Exmaple Illustraion on LIC Health Plus Policy Plan.</p>
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