Welcome to Avdhoot Investment

The World of Insurance, Investment & Finance is Avdhoot Investment says Life is full of uncertainties. can be sure of your today but not about the unpredictable tomorrow. And hence, you toil hard all through life only to ensure that your family's tomorrow is secure, comfortable and relaxed. You want the best for your near and dear ones now and always. Our Business Consultancy associates GIC Agent Advisor are online in Ahmedabad. We are Authorised Representative of LIC for LIC Credit Cards.

As your insurance agent trust me to guide you best through the right insurance plans for your family that not only take into account Your protection requirements but also the need for wealth at regular intervals only to ensure that you recieve the best out of life itself for LIC One Time Investment Single Premium.

• Avdhoot Investment is One-Stop Supermarket for Insurance, Investment & Financial Products Since 1996. Compare Apply Online to Buy Purchase Policies here for Best Cheaper Premium Rates with maximum benefits monthly savings new latest schemes.
• Taking invaluable products and services to customers' doorstep across Ahmedabad, Gujarat, India.
• Delivering Life Insurance Products Like Endowment Plans, Whole Life Plans, Unit Linked Insurance Plans, Retirement Plans, Pension Plans, Child Plans, Insurance for Childrens Educational Needs, Child Future Plans etc by LIC of India.
• Non-Life Insurance Products of The Oriental Insurance Company & ICICI Lombard General Insurance Like Auto Insurance, Motor Car Vehicle Insurance, Personal Accident Insurance Covers, Fire & Theft Policy, Shop Keeper/ Office Insurance, Workman Compansation Policy, Marine Insurance, Student Insurance, Visitors Insurance, Trip Insurance, NRI Insurance, Travel Insurance, Overseas Insurance, Health Insurance Schemes like Mediclaim Family Floater Mediclaim Crilitcal Illness Covers Pre-existing disease covers etc.
• For Investing Money in Mutual Funds Like SIP, SWP, Regular Investment Options, Regular Income, Regular Dividend option, For Reinvestment lots of options are available in various types of upcomming new fund offers
• To Invest in Stock Market IPO is the Best way to earn higher return on your investment.
• Various kind of Options in Company Fixed Deposits Schemes for Short Term & Long Term Investment Planning.
• Small Saving Schemes by Government Post Office: KVP, NSC, MIS, PPF, Term Deposits, Senior Citizens Scheme.
• Loan on existing 3 years old LIC Policy Personal Loan, Housing Loan, Business Loan, Personal Finance Services at Ahmedabad.
• Unique value propositions for Insurance, Investment and Financial Planning Advisor/ Consulting Services at free of cost.
• Invest in LIC's One Time Investment Plans/ Policies Unit Linked Insurance Plan (ULIP) for getting better return on your investment.

LIC Wealth Plus New Launching ULIP Plan of 2010

LIC’s Wealth Plus Plan which is closed ended plan will be introduced on 9th February 2010. Salient features of thes policy (plan No. 801) are as follows:

• Unit Linked Plan with Policy Term of 8 Years.
• Free Insurance Cover for 2 years after maturity.
• Amount payable on maturity will be based on Highest NAV in the 1st 7 years or the NAV at the end of 8 years whichever is higher.
• Accicent benefit upto 50 lacs is available.
• Mode of Payment- Single or for 3 Years. For 3 years premium paying term, premium can be paid monthly, ECS, Quarterly, Half Yearly or Yearly.
• Minimum premium Rs. 2,000/- p.m. for monthly (ECS) mode. Rs. 20,000/- p.a. for 3 year term & Rs. 40,000/- for single premium. Maximum Premium: No Limits.
• Minimum age of entry 10 years and maximum 65 Years.
• Minimum Sum Assured: 5 times the annualized premium and 1.25 times single premium.
• No top up is allowed.
• Partial withdrwal is allowed twice in a policy year after premium paying term.
• Charges: Premium allocation charge 5% for premium upto Rs.4 lacs & 4.5% for above 4 lacs.  For 3 years premium paying term, Policy allocation Charge in the 1st year ranges ranging from 12% to 11.5% & thereafter every year @ 2.5%.
• Level mortality charge based on age at entry.

Unique features:

1. 1st Guaranteed NAV Product of LIC
2. Instead of increacing mortality premium, this plan offers level premium.
3. Allocation Charge and other charges are extremely low.
4. 2 Years extended life cover after the maturity.
5. Partial withdrwal is allowed.
6. Lowest cost among all plan available in the market of such types of plans.

Click here to get detailed Example/ Presentation on LIC WealthPlus

Contact us for investment in LIC of India’s Welath Plus Products earliest…..

Profit & Loss of All Insurers

Here is the Financial Figures: Profit & Loss of All Insurers

Income Tax Benefits

Tax Saving Chart & Income Tax Benefits
The rates of income tax applicable under the Finance Act, for the financial year 2007-2008 and 2008-2009 in the case of an individual are given below

Previous Rates of Income Tax:

In case of Senior Citizens:

In case of women employees below 65 years of age:

Surcharge on Income Tax:
The amount of Income Tax so computed shall be increased
by a surcharge at the rate of 10% where the taxable income exceeds Rs. 10 lakh

An additional surcharge called the Education Cess is levied
at the rate of 2% on the amount of tax payable inclusive of surcharge.

Qualifying Investment Eligible for Rebate:
Section 80C(1): In computing the total income of an assessee, being an individual or a Hindu Undivided Family, in accordance with and subject to the provisions of this Section, the whole of the amount paid or deposited in the previous year out of his income chargeable to tax being the aggregate of the sums specified in the Section as does not exceed Rs. 1,00,000 shall be deducted from his income.