Welcome to Avdhoot Investment

The World of Insurance, Investment & Finance is Avdhoot Investment says Life is full of uncertainties. can be sure of your today but not about the unpredictable tomorrow. And hence, you toil hard all through life only to ensure that your family's tomorrow is secure, comfortable and relaxed. You want the best for your near and dear ones now and always. Our Business Consultancy associates GIC Agent Advisor are online in Ahmedabad. We are Authorised Representative of LIC for LIC Credit Cards.

As your insurance agent trust me to guide you best through the right insurance plans for your family that not only take into account Your protection requirements but also the need for wealth at regular intervals only to ensure that you recieve the best out of life itself for LIC One Time Investment Single Premium.

• Avdhoot Investment is One-Stop Supermarket for Insurance, Investment & Financial Products Since 1996. Compare Apply Online to Buy Purchase Policies here for Best Cheaper Premium Rates with maximum benefits monthly savings new latest schemes.
• Taking invaluable products and services to customers' doorstep across Ahmedabad, Gujarat, India.
• Delivering Life Insurance Products Like Endowment Plans, Whole Life Plans, Unit Linked Insurance Plans, Retirement Plans, Pension Plans, Child Plans, Insurance for Childrens Educational Needs, Child Future Plans etc by LIC of India.
• Non-Life Insurance Products of The Oriental Insurance Company & ICICI Lombard General Insurance Like Auto Insurance, Motor Car Vehicle Insurance, Personal Accident Insurance Covers, Fire & Theft Policy, Shop Keeper/ Office Insurance, Workman Compansation Policy, Marine Insurance, Student Insurance, Visitors Insurance, Trip Insurance, NRI Insurance, Travel Insurance, Overseas Insurance, Health Insurance Schemes like Mediclaim Family Floater Mediclaim Crilitcal Illness Covers Pre-existing disease covers etc.
• For Investing Money in Mutual Funds Like SIP, SWP, Regular Investment Options, Regular Income, Regular Dividend option, For Reinvestment lots of options are available in various types of upcomming new fund offers
• To Invest in Stock Market IPO is the Best way to earn higher return on your investment.
• Various kind of Options in Company Fixed Deposits Schemes for Short Term & Long Term Investment Planning.
• Small Saving Schemes by Government Post Office: KVP, NSC, MIS, PPF, Term Deposits, Senior Citizens Scheme.
• Loan on existing 3 years old LIC Policy Personal Loan, Housing Loan, Business Loan, Personal Finance Services at Ahmedabad.
• Unique value propositions for Insurance, Investment and Financial Planning Advisor/ Consulting Services at free of cost.
• Invest in LIC's One Time Investment Plans/ Policies Unit Linked Insurance Plan (ULIP) for getting better return on your investment.

Profit & Loss of All Insurers

Here is the Financial Figures: Profit & Loss of All Insurers

Tax Benefits

Tax Saving Chart & Income Tax Benefits
The rates of income tax applicable under the Finance Act, for the financial year 2007-2008 and 2008-2009 in the case of an individual are given below

Previous Rates of Income Tax:

In case of Senior Citizens:

In case of women employees below 65 years of age:

Surcharge on Income Tax:
The amount of Income Tax so computed shall be increased
by a surcharge at the rate of 10% where the taxable income exceeds Rs. 10 lakh

An additional surcharge called the Education Cess is levied
at the rate of 2% on the amount of tax payable inclusive of surcharge.

Qualifying Investment Eligible for Rebate:
Section 80C(1): In computing the total income of an assessee, being an individual or a Hindu Undivided Family, in accordance with and subject to the provisions of this Section, the whole of the amount paid or deposited in the previous year out of his income chargeable to tax being the aggregate of the sums specified in the Section as does not exceed Rs. 1,00,000 shall be deducted from his income.

Jewellers Block Policy

Jewellers Block Policy
This is a package policy specially designed for jewellers & diamontaires i.e. those
establishments dealing solely in diamonds.
HighlightsThis is a package policy specially designed for jewellers & diamontaires i.e. those
establishments dealing solely in diamonds.
Jewellers premises are categorised into Class I, II or III depending upon the type of
security provided for the premises.
Discount in premium is available in case the premises have special protection devices
like built-in vaults, strong rooms ,closed circuit T.V. or armed guards.
Scope
The policy comprises four sections which are optional except for section I which is
compulsory.
Section I : Covers loss or damage to jewellery , gold and silver ornaments or plates ,
pearls, precious stones, cash and currency notes whilst contained in the premises
insured, by fire,explosion, lightning,burglary,house breaking, theft, hold up, robbery,
riot, strike and malicious damage and terrorism.
Section II : Covers loss or damage to jewellery, gold etc. as described in Section I
whilst it is in the custody of the insured, his/her partners, employees, directors, sorters
of diamonds or whilst such property (excluding cash and currency notes) is in the
custody of brokers, agents, cutters and goldsmiths.
Section III : Covers loss or damage to property described in Section I whilst in transit
by registered parcel post, air freight or through angadia.
Section IV : Covers loss or damage to trade and office furniture and fixtures in insured
premises due to fire,explosion, lightning,burglary,house breaking, theft, hold up,
robbery, riot, strike and malicious damage and terrorism.
Who can take the policy
The policy can be taken by jewellers who are wholesalers or retailers. The policy
cannot be given to establishments whose work is predominantly manufacturing like
cutters and goldsmiths. The policy also cannot be given to angadias , brokers or pawn
brokers etc.
How to select the sum insured
The sum insured under Section I and II should represent the cost price of the jewellery
items. The sum insured under Section III should represent the maximum loss likely,
arising out of any one incident. The sum insured under Section IV should represent the
market value of the property..
How to claim
In case of any incident giving rise to a claim under the policy , the following steps
should be taken :
1. Inform insurance company within 24 hrs.
2. In case of burglary,theft etc. inform police immediately and obtain FIR
3. Submit claim form and relevant documents to surveyor appointed by Insurance
Co. to substantiate loss.
Contact us for Premium Charts on Oriental Insurance Jewellers Block Policy for Jewelry Stores & Shops  here.